Hi! I’m Kyle, the Penny Hoarder.

I've got some creative ways to fix your budget.

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Crazy Person

This Might Be The Craziest Budget Advice You’ve Ever Heard….

I’m sorry to say that I’ve always felt like most of the personal finance advice on the internet seems to be lacking in reality. I love people like Suze Orman and Dave Ramsey, but the idea [...]

Modern Family Picture

How I Made $77 During Last Night’s “Modern Family”….

Last night was a pretty typical night for our family. We ordered Thai food, ran the dog all over the house, cranked up the space heater and vegged out to the TV. It was awesome. But, since it was a repeat [...]


How to Make Money Attending Movie Premieres

I know it sounds far-fetched, but I actually got paid $30 to attend one of the Harry Potter movie premieres. And it’s the 5th movie premiere I’ve been paid to attend. Let me explain… Theaters [...]

Mobile Apps

How to Sell Your Old Phone for the Most Amount of Cash

A few months ago I published my guide on how to escape the paycheck-to-paycheck lifestyle. A lot of you emailed me to say you loved the monthly goals and action steps, but told me that I missed one of [...]


5 Ridiculous (but effective) Ways to Save On Your Groceries

Listen, even if you’re not one of those crazy coupon ladies that you see on TLC, you should still be saving a lot more on your groceries than you already are.  I’m not saying you need to [...]


How to Save a Million Dollars When Your Job Sucks

So, here’s the deal. All of that money-making crap you see on TV about “no money down” real estate, making millions with “candle-stick” stock trading, and free money from [...]

Image 1

How to Get Free Money – These 15 Companies Will Give You $1,823.40

Who says there’s no such thing as a free lunch? Every year businesses give away thousands of dollars in free money and gift cards as a way of promoting their websites/products. We’ve put together [...]

Typing a guest post

How to Get Paid $50 to Write a Guest Post

There’s been plenty written on the web, including this blog, about websites like Associated Content and Demand Media. The problem with these sites is that they use a revenue sharing model which means [...]

Stack of rewards travel credit cards

5 Credit Card Promotions That Made Me $1,425

One of the best ways for a Penny Hoarder to make some serious extra cash is to take advantage of credit card sign up bonuses.  Of course, to get the most benefit, you should have excellent credit, and [...]

$100 dollar bill

How Do I Start Investing With Only $100?

Hi Penny Hoarders - I truly love getting your emails! I try to answer as many as possible, but with more than 100 reader emails a day (not to mention comments, FB discussion, and tweets) it can be a bit [...]

$200 Amazon Gift Card

And The Winner of The Amazon Gift Card Giveaway is….

Thank you to everyone who entered “The Penny Hoarder/MotifInvesting.com Amazon Gift Card Giveaway!” We had more than 10,000 entries – Holy Moly! Without further ado, the winners are… Teresa [...]


How to Get Paid $62/Year to Ditch Google Search

Think about how many times a day you type something into a search engine… I probably make 50+ searches a day. “How do you spell ‘blank’? Where’s the closest ‘blank’? [...]