Hi! I’m Kyle, the Penny Hoarder.

I've got some creative ways to fix your budget.

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Archive : Weird Investments

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Image: Money-Saving Challenges: Do They Really Work?

How to Earn $275.20 in Free Cash This Afternoon

Who says there’s no such thing as a free lunch? Every year businesses give away thousands of dollars in free money and gift cards as a way of promoting their websites/products. And we found two good [...]

Lendingmemo.com under Creative Commons

Lending Club: A Complete Guide for Curious Investors

Keen to try a new investment option — one with the potential for decent returns that helps other people get out of debt at the same time? Social lending, or peer-to-peer lending, is a growing sector [...]

Image: Stock Exchange

This (Naked) Investment Strategy Helped Warren Buffett Make Millions

With a net worth of $65 billion, Warren Buffett is perhaps the best investor of all time. What makes him so successful? Reporting on Buffett suggests that that he just buys quality stocks at good prices [...]

Image: Canadian Silver. Photo by P Lo

An Interesting, Easy Way to Invest in Foreign Currency

What’s shiny, comes from Canada and is worth $20? Each of the three collectible silver coins I just bought from the Royal Canadian Mint. Buying hard currency from another country might sound strange, [...]

$100 dollar bill

How Do I Start Investing With Only $100?

Hi Penny Hoarders – I truly love getting your emails! I try to answer as many as possible, but with more than 100 reader emails a day (not to mention comments, FB discussion, and tweets) it can be [...]


How I Earned An Extra $400 with the Barclaycard Arrival Credit Card

If you read personal finance blogs with any regularity, you’ve likely seen all the ways people, including myself, make out like bandits by getting free stuff. And by far, one of my favorite ways [...]

Waiting Room

How to Make $25 While Sitting in the Doctor’s Office

Think about all the time you spend waiting… Waiting for the doctor. Waiting for the subway. Waiting for your Starbucks coffee. One study suggests that on average, our waiting times add up to 62 minutes [...]

Virtual Beach House on Second Life

How to Make Money Buying Virtual Real Estate

For Sale: Luxurious, seaside bungalow. We guarantee that the structure will never need re-shingling, re-siding, a new furnace, a new water heater or foundation repair. Appliances will never break; you’ll [...]

Plot of Land

How to Buy Plots of Land for $100 or Less

I was reading an article the other day about this billionaire media mogul named John Malone who recently overtook Ted Turner as the nation’s largest land owner. His most recent acquisition of Bull [...]

$100 dollar bill

The 7 Wackiest Investments for Under $100

If your savings account isn’t exactly ready for prime time or you are just looking for some weird ways to diversify your portfolio, check out these seven wacky investments. All of them require $100 [...]

Tracking Hurricanes

Did You Know That You Can Make Money Tracking Hurricanes at Home?

It’s hurricane season again. While we cross our fingers that it is a mild season, climatologists are predicting it could be very active. And one group of entrepreneurs is counting on it… Enter [...]

Spelling Bee

Bad at Spelling? It Could Make You a Millionaire…

We’re all guilty of it.  We try to type a domain name into our web browser only to discover we’ve misspelled it and end up on a site we didn’t intend to. Although this can be frustrating [...]