Doorbusters are great on Black Friday and Cyber Monday. It’s a convenient way to check some stuff off of your list for a price much lower than what you’ll find during the rest of the year.
But what if I told you that you could knock those prices down EVEN further?!
If you’re like me and don’t have stacks of cash, deal-stacking is a great way to save some money while still buying the things you need.
Deal-stacking is using multiple coupons, promotions and sales to drive an item’s price down.
Yes, this might sound totally overwhelming. To be honest, when I think about it, I picture those insane couponers I see on TV. My heartrate increases each time a coupon gets scanned. Is this really going to work?!
But I’ve come to learn deal-stacking doesn’t have to be like that—at all.
4 Steps to Save You Even More on Black Friday and Cyber Monday
You can find some pretty good deals when you’re Black Friday shopping and on Cyber Monday (just don’t waste your time on tools).
But don’t just settle for those 60% off tags. Instead, follow these four steps to get even more discounts. (Whew, just saying that makes my heart flutter!)
1. Share your receipts.
OK, so say I actually did impulsively buy said sweater. I’ll immediately get an email in my inbox — something like, “Order Confirmation.” My natural instinct is to delete it.
If it detects purchases from Amazon, Target or one of its other 16 retail partners, it tracks the item’s price and issues a refund as soon as the price drops.
After you sign up, you don’t have to do anything! That’s my kind of money.
2. Get a cash-back refund.
So, pretend it’s Cyber Monday, and you’ve totally lost all concentration at work. (That’ll be me. Sorry, boss.)
Before you go totally rogue, be sure to hit up MyPoints, a cash-back site that rewards you for shopping online and printing coupons. It’s a simple, instant way to save.
For example, you can get up to 5% cash back on purchases in some categories on Amazon.
Plus, you can get a free $10 Amazon gift card, just for signing up. Here’s how:
- Sign up for MyPoints using your email or Facebook account.
- Next time you buy something online, use the MyPoints portal, which is connected to thousands of stores — chances are yours will be on there.
- If you spend $10 at one of these stores, MyPoints grants you 1,740 bonus points, which you can redeem for that $10 Amazon card.
Score! I just bought — and paid for — a new sweater.
3. Arm yourself with coupons.
Before you even leave your abode, scope out coupons for your favorite stores. RetailMeNot is a great site to get you started.
It offers more than 500,000 coupons for more than 50,000 stores — all on your screen, aka papercuts! It even offers “leaked ads,” so you can plan your Black Friday shopping before the true rush begins.
And once you’re on RetailMeNot, you might as well check out the discount eGift cards.
Basically, you buy gift cards at a discounted rate. I search “Target” and find a card valued at $41.98 going for $40.51, a 3.5% savings. There’s also a $25 Gap gift card going for $21.35 — saving you 14%.
Plus, these gift cards have no expirations dates, so once they’re in your inbox, they’re yours forever. Bonus: Gift cards don’t come with exclusions!
Final hack: Peruse the site’s cash-back offers. Right now, there’s a $10 cash-back offer for a purchase of $50 or more from Macy’s. It’s all digital, and the money funnels into your PayPal account.
If you’re already spending the money on Cyber Money, might as well, right?
4. Pay with a rewards credit card.
Yeah, I’m with you: Credit cards are sorta intimidating.
But I recently signed up for a rewards card, and since I pay off my balance each month, it’s awesome.
Right now, Fidelity is offering a free cash-back card.
Free is emphasized here because usually rewards cards sometimes come with sign-up fees. Instead, when you sign up for this card, you can earn up to $100.
You’ll also get unlimited 2% cash back with each purchase. And this isn’t restricted to gas or groceries — it’s for any purchases you make.
Go ahead and sign up so you can put this sucker to use for Black Friday and Cyber Monday.
So yeah, there are some really great Black Friday and Cyber Monday deals out there, but we challenge you to make then even better!
Your Turn: What’s your favorite Black Friday/Cyber Monday shopping hack?
Disclosure: Here’s a toast to the affiliate links in this post. May we all be just a little richer today.
Carson Kohler (@CarsonKohler) is a junior writer at The Penny Hoarder. After recently completing graduate school, she focuses on saving money — and surviving the move back in with her parents.