Is Someone Else Ruining Your Credit Score? Here’s an Easy Way to Find Out

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Imagine going through an exhaustive search to find just the right vehicle. You know, your dream car. Then, when you sit down to do the financing, you discover your credit score isn’t great. Heck, it’s not even good. Bye bye, dream ride.

How did that happen? You pay your bills on time. In fact, you’ve worked hard to keep your credit in good standing. What gives?

What if there is someone else out there driving their dream ride that they purchased using your identity? Oh, and they don’t make the payments, either.

If there is anything worse than knowing your bad decisions ruined your credit score, it’s discovering someone else has stolen your identity and wreaked havoc on your score.

Don’t just hope it doesn’t happen to you. Credit Sesame can keep an eye on your score and find out immediately if someone tries to mess with it.

Credit Sesame Identity Theft Protection Has Your Back

Identity theft can happen just about anywhere. It could be the result of data breach or phishing scam. Or maybe that innocent-looking cashier at the grocery store was memorizing your card info while you were sorting your coupons.

If you want to keep your finances secure and orderly, you’ll want to protect your information.

Credit Sesame helps you avoid identity theft by keeping a watchful eye your finances.

Credit Sesame’s free identity theft protection will alert you to important changes in your credit report (like someone trying to apply for credit in your name), and it offers $50,000 in identity theft insurance.

Isn’t that better than counting on Jim at the grocery store to keep his prying eyes off your personal info?

Once you sign up, you’ll not only be able to keep an eye out for identity theft, you’ll get a great look at your credit score and what is going right and what could use a little work. It’s like having a credit score coach to help you get that winning number.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.