Manage Your Finances Through Tough Times With This Crisis Money Guide

A woman who tested positive for COVID-19 but has recovered poses for a portrait in the streets of Harlem.
Tiffany Pinckney poses for a portrait in the Harlem neighborhood of New York on April 1, 2020. After a period of quarantine at home separated from her children, she has recovered from COVID-19. Pinckney became one of the nations first donors of "convalescent plasma." Marshall Ritzell/AP Photo

Is it over yet? And by “it,” we mean whatever latest crisis has arisen in these uncertain times.

We at The Penny Hoarder are committed to bringing you ways to protect yourself, your family and your finances as we weather the financial ups and downs of 2020.

We’re continuing to add articles about how to make, save and protect your money amid the uncertainty. But we’re also addressing the tough money issues that arise after the worst has past — and your finances need help recovering.

We’ve rounded up topics that we think are most relevant to the situation we’re all living through right now. We’ll update it regularly to continue to bring you the most relevant information. (Look for the NEW! for the latest additions.)

How to Protect Yourself and Your Finances in 2020

Regardless of whether you are directly affected by recent events or are dealing with the fallout from the latest calamity, you can use our strategies and advice to lessen the impact on your finances. 

We’ve broken down our coverage into categories so figuring out how to deal with your finances can be one less thing you need to stress about.

Make Money

It’s tough to survive any crisis if there isn’t any money coming in.

Where to Find Work-From-Home Jobs

Quick Ways to Make Some Cash

If You Are (or Want to Be) Gigging It



Living the Freelance Life 

Help for Entrepreneurs and Small Businesses

Navigating Unemployment

What’s Your Sick Policy?

College and Kids Corner


Whether you’re looking for a job or making the switch to the work-from-home life, we could all use a little guidance.

On the Job Hunt

Learning Skills That Get You Hired

Making Work-From-Home Work for You

Answers to Your HR Questions

Save Money

By staying calm and avoiding panic spending, you’ll emerge in better financial shape once the crisis has passed.

Around the House

Personal Care and Wellness

Your Transportation Needs

What to Do About Your Travel Plans

Keeping Yourself Entertained

Staying Connected to Family and Friends

Kid Stuff

Shopping and Delivery 

Smart Saving Strategies


It may be tempting to toss your budget out the window during a crisis, but you need a budget more than ever amid the coronavirus pandemic.

Stimulus Check and Taxes

Here’s what you need to know about qualifying for and receiving a stimulus check.

The Next Stimulus Bill


When to Expect a Check

Taxes: Filing, Refunds and How It Affects Your Stimulus Check

Child Credits and Dependents

Errors, Scams and Stolen Checks

Investing and Retirement

Keeping your money safe — and holding onto as much of it as possible — is important, but remember that this is still a moment in your financial life. Take a deep breath, and check out how to manage your financial accounts.


Dealing with debt at any other time can be tough enough without the additional pandemic-related stress. Here’s how to deal with the bills right now — your future self will thank you.

Student Loans

Credit Cards 

Mortgage and Rent

Help for When You Can’t Pay Your Bills

Credit Scores

Here’s what you need to know about protecting your credit score before, during and after the crisis. 


When a pandemic hits, insurance can be more important than ever. 

Home Buying

This might not seem like the ideal time for buying a house, but sometimes you have no choice. Here’s some advice if you need to buy — or sell — a home amid the pandemic.

Bank Accounts

In addition to encouraging mobile banking to promote social distancing, many banks are stepping up to assist customers experiencing financial hardships.

It’s a stressful time, but making money choices with a clear head — before anxiety or illness can set it — can help you emerge from the other side of this virus without suffering financial devastation, too. Together, we’ll all get through this.

Tiffany Wendeln Connors is a staff writer/editor at The Penny Hoarder. Read her bio and other work here, then catch her on Twitter @TiffanyWendeln.