Put Down the Cellphone, Keep Your Eyes on the Road to Win This $10K Contest

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Being a safe driver pays off. You can avoid costly auto repairs and medical bills. You may be able to get a discount on your auto insurance for a good driving record. But wouldn’t winning $10,000 for your safe driving habits be an even better reward?

Right now, drivers in San Antonio, Texas, have the chance to cash in on their impeccable driving skills. USAA, a national insurance company that serves military members and their families, recently launched a safe driver contest in support of the city’s efforts to eliminate road fatalities.

To participate, drivers living in the San Antonio area must download a free app (available on the App Store or Google Play) on their smartphones. The app detects driving habits when the phone is in the car and turned on. Contest participants must be at least 18 years old but do not need to be insured through USAA, which is headquartered in the Texas city.

Drivers don’t interact with the app while driving. It just runs in the background, collecting data about speed, acceleration, braking, turning corners and phone distraction. The app scores drivers at the end of their trips.

San Antonio’s Safest Driver Contest started June 11 and runs until Sept. 3. Grand prizes of $10,000 will be given to the highest-scored driver in each of three categories: overall safest driver, safest military driver and least distracted driver. Drivers must enter the contest by July 9 to be eligible for the grand prize.

Every two weeks during the contest period, USAA will also give out nine $500 prizes — to the three highest-scored drivers in each of the three categories. Drivers must have made at least 10 trips within an entry period to be in the running for any prize.

Even those who aren’t stellar drivers have a chance to win some cash. Every driver who downloads the app will be entered into a random drawing to win a grand prize of $2,000 or one of 18 prizes of $150 each. Three people will be selected to win $150 every two weeks during the 12-week contest period.

San Antonio residents can also submit one write-in sweepstakes entry without downloading the safe-driving app. See the official rules and frequently asked questions for more details.

Nicole Dow is a staff writer at The Penny Hoarder.