How to Make Money

How to Get a Free $20 in Cash From NetSpend

October 24, 2015
by Kyle Taylor

Here’s another easy way for Penny Hoarders to grab $20.00 in cash for FREE!

I’ve already tested this out myself, so I can attest to the fact that it does work. Here’s how to do it:

1.) Click here to open a Netspend account for free. You’ll need to use the referral code “1180516423” in order to get the $20 bonus.

2.) You will receive your NetSpend “Visa” Debit card within 10 business days. Mine made it here in 4 days.

3.) Once you receive the card, simply log into NetSpend and activate it.

4.) In order to get the FREE $20, you’ll need to load the card with a minimum of $40.00 using PayPal, a bank account or one of the other many options. My preference is the “free instant bank transfer,” because there are no fees associated with that method of deposit.


5.) Once you load the $40.00, NetSpend will add $20.00 to your available balance on the card. I confirmed this myself with my own card.

6.) Go to the ATM and withdraw the $60.00 total from your card or spend the funds at your local store, online, or wherever you can use a credit card.

This is super easy folks! I signed up on January 12th, received my card on January 17th, transferred $40 to my card from my PayPal account on the 18th, the bonus hit my account on the 19th, and I successfully withdrew the entire $60 on the 20th.

*At the moment this is ONLY for United States residents. This only works on new accounts, so if you’ve signed up for Netspend before, make sure you pass this on to your friends and family.

Good luck Penny Hoarders!

Disclosure: The Penny Hoarder also gets $20 for referring you; it helps to keep the lights on around here! :) We love deals like this, because frankly, it’s a win-win for everyone. 

by Kyle Taylor
Kyle is the founder of

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