Sweat Smart: 15 Budget-Friendly Gym Memberships That Actually Deliver

Signing up for a gym shouldn’t feel like decoding a corporate pricing mystery. You look for something simple—decent equipment, flexible hours and a fee that doesn’t sting. Instead, you’re hit with surprise charges and classes you’ll never actually attend. However, not every gym plays that game. So, let’s take a look at 15 gym memberships that prove you don’t need deep pockets to stay in shape. 

Planet Fitness

Planet Fitness offers budget-friendly access starting at $15/month for one location or $24.99/month for a PF Black Card, which includes nationwide access. The Black Card also includes guest privileges, massage chairs, and tanning—delivering big perks at a modest price.
More From The Penny Hoarder: 50 Easy Ways You Could Make Extra Money This Month

Curves International

Designed specifically for women, this nationwide chain specializes in a 30-minute circuit that blends strength training, cardio, and stretching into one efficient, heart-pumping package. Prices vary, but most memberships start from $34.49 a month, with some clubs offering sliding scale options or seasonal discounts. 
Make money easier. Sign up for The Penny Hoarder’s newsletter today.

Crunch Fitness

Crunch Fitness delivers with over 490 gyms across 41 states and beyond—including Australia and Costa Rica. Base memberships start at $9.95/month, with Peak and Peak Results tiers adding perks like group classes and online workouts. It’s fitness, fun and flexibility all rolled into one.
More From The Penny Hoarder: How to Save $1,000 in a Month: 6 Easy Steps to Reach Your Goal

LA Fitness

For this one, monthly fees range from $29.99 to $34.99, depending on location and membership level, with an annual fee of $59. Many clubs feature modern equipment, group fitness classes, indoor heated pools, whirlpool spas and saunas. Select locations also offer kids’ clubs and racquetball courts.
More From The Penny Hoarder: The 28 Best Side Hustles: Our Top Picks to Help You Make More Money

Anytime Fitness

Simple doesn’t mean ineffective, especially when you can work out anytime, anywhere in the world. With 5,000+ locations and 24/7 access, Anytime Fitness lets you design your routine on your schedule. Monthly costs vary, but many locations start around $38. That’s global flexibility for local prices.
More From The Penny Hoarder: Our Picks for The Best Bank Promotions This Month

Blink Fitness

This one on the list offers sleek, modern facilities starting at $17/month, with top-tier plans giving you access to multiple locations and unlimited guest privileges. Their “Mood Above Muscle” philosophy also creates an uplifting atmosphere backed by clean design and helpful staff. 
More From The Penny Hoarder: Budgeting 101: How to Budget Money

24 Hour Fitness

Offering round-the-clock access at many locations, 24 Hour Fitness blends flexibility with premium features. Monthly dues typically range from $35 to $50, depending on club type and access. Here, members also enjoy cardio and strength equipment, group fitness classes, pools, saunas and basketball courts.
More From The Penny Hoarder: Our Picks for The Best Savings Accounts for This Month

Gold’s Gym

Gold’s Gym, a legacy brand since 1965, is famed for its strength-training roots, but its appeal goes beyond barbells. At roughly $30–$40/month, you’ll access specialized equipment. This is where athletes train and beginners grow side-by-side.
More From The Penny Hoarder: The Top 0% Interest APR Credit Cards in 2025

Snap Fitness

Snap Fitness provides 24/7 access to its compact but well-equipped clubs. With memberships around $39/month, you can expect functional training areas. Many locations even offer virtual training kiosks and wellness plans, uncommon perks for a micro-gym model. 
More From The Penny Hoarder: Credit Card Churning: A Smart Way to Earn Bonuses — or a Risky Game?

Retro Fitness

Beginning at $24.99/month, Retro Fitness goes big on value with group classes like yoga and spin. Their signature red-and-yellow color scheme may scream retro, but their approach to fitness is anything but outdated. It’s proof that a smart gym choice can strengthen both your muscles and your wallet.
More From The Penny Hoarder: What is Debt Settlement and How Does it Work?

Chuze Fitness

At Chuze Fitness, the vibe is chill, the equipment is fresh and memberships start around $9.99. You’ll walk into brightly colored interiors with spotless machines and a cinema cardio room. Some locations even include hydro massage lounges, lap pools and saunas, which are basically spa days disguised as leg days. 
More From The Penny Hoarder: How to Save Money on Groceries: 25 Tools and Tricks to Save $100 or More

EoS Fitness

EoS Fitness gets the balance right by offering swanky facilities without swanky prices. For around $9.99 to $29.99/month (depending on the membership plan), you get access to group classes. They also throw in a high-tech recovery room and a women-only area in many locations. Plus, some gyms offer “Movie Room Cardio.”
More From The Penny Hoarder: 5 Strategies to Consolidate Your Credit Card Debt

The Edge Fitness Clubs

The Edge Fitness Clubs start at $9.99/month and pack in surprises like massage chairs, turf tracks, saunas and full-size basketball courts in some locations. Their group classes span from cycling to bootcamp, and their Edge Kids program makes it easier for parents to get in shape without a sitter scramble. 
More From The Penny Hoarder: How to Invest with AI: Tools and Tips for 2025

VASA Fitness

This one begins at $9.99/month, and you’ll get classic gym access, but bump up to higher tiers, and you get their “Studio Red” HIIT classes. Locations often feel more like resort spas than budget gyms, complete with neon signs and Instagrammable locker rooms. Therefore, the community vibe here is big.
More From The Penny Hoarder: 17 Make-Your-Own-Schedule Jobs You Can Do From Home

Fitness 19

Fitness 19 keeps things simple and budget-friendly, with memberships priced between $10 and $30 per month. Designed for convenience, these neighborhood gyms offer essential cardio and strength equipment. While amenities vary by location, many provide personal training and group classes.
More From The Penny Hoarder: What is Debt Consolidation — And Should I Consider It?