Get Up to $100 for Raising Your Credit Score with This Debit Card*

A man looks excited as $100 bills fly around him.
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You know this classic dilemma: You want to build credit, but first you need to prove you can be trusted — that you’ll make your payments on time and keep your usage low. Of course you can, but how can you prove it if no one will extend you any credit?

Luckily, we found a debit card with a credit builder feature that can help you get you into the credit game by helping you raise your score, much like a credit card could. It’s from Sesame Cash, a digital, all-in-one account from Credit Sesame. The Sesame Cash debit card isn’t your typical debit card. It has a free credit builder feature you can enable, and it’ll even pay you up to $100 just for raising your credit score.1

Here’s how it works: Once you have your free Sesame Cash debit card, they’ll open a virtual secured credit card, or “credit builder,” which gets reported to the major credit bureaus. You’ll pick the security deposit amount to put toward your credit builder account each month, then Sesame Cash tallies up some of your already-made debit purchases (not more than your deposit amount), moves them to your credit builder account, and reports them to the bureaus. Then you get to watch your credit grow!2

It gets even better — your Sesame Cash account will pay you for raising your credit score. Just put $100 toward your account every month and Credit Sesame will pay you as much as $100 when your score increases.1

Once the money is deposited into your Sesame Cash Account, you can spend it however you want to. And if it’s at one of the more than 5,000 stores Sesame Cash partners with, like Burger King, Sephora or Walmart, you could earn up to 15% back instantly on your purchase.3 It’s like a gift that keeps giving.

Creating a Sesame Cash account is quick and secure. And if you need to raise your credit score anyway, getting paid to do it makes the process that much sweeter.

1 This is a limited time offer. To be eligible for cash rewards, a minimum deposit, every 30 days, must be made into your Sesame Cash account. Rewards earnings are available for credit score improvements of ten points or more within a 30-day reward cycle. Improvements are calculated from your baseline credit score, as determined by Credit Sesame. Please review the full program terms for more details, including the minimum deposit amount for this program term.

2Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Sesame Cash requires you to also open a secured line of credit with CFSB that is reported to the credit bureaus. Use money from your Sesame Cash account to create a secured line of credit (Secured Account). Your debit card purchases are then added up to create a balance on your Secured Account. As you make these purchases, an amount equal to the balance on your Secured Account is also set aside in your Sesame Cash account to ensure you can make timely payments to pay off the balance on your secured line of credit at the end of each month, allowing you to build a positive payment history. Credit Sesame does not guarantee credit score improvement. Any predicted credit improvement from the use of your Secured Account assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

3 Cash back offers are powered by Empyr, Inc. Cash back requires the activation of any active offer before payment is made. Payment must be processed as a credit transaction and made before the offer expires. Offers vary by geographic location and are subject to change. Please review the full program terms for more details.