Weddings Are Back. How to Make Sure You Can Afford Them All (Without Racking up Debt)
You love your friends and are so happy they’ve found The One.
But there’s no shame in feeling a little relieved they all postponed their 2020 nuptials — it meant you weren’t shelling out hundreds or even thousands of dollars on flights, hotels, fancy dresses, tux rentals and gifts.
More time for you to save and focus on your own debts!
But now that the vaccine rollout is underway and cases are down in many parts of the country, more Save the New Date cards are showing up on your refrigerator door. And while many of us are chomping at the bit to go celebrate with friends and family, there’s still the same issue there was before Covid showed up:
Going to weddings is expensive.
So how do we manage to party after the crazy financial year we just had? Here’s how to save on registry gifts and earn extra money to afford the cash bars:
1. Don’t Overpay for Wedding Gifts Online
Wouldn’t it be nice if you got an alert when you’re shopping online and are about to overpay for a pasta maker on your best friend’s wedding registry?
That’s exactly what this free service does.
Just add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item’s price history.
Let’s say you’re shopping for a new TV, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.
In the last year, this has saved people $160 million.
You can get started in just a few clicks to see if you’re overpaying online.
Capital One Shopping compensates us when you get the extension using the links provided.
2. Open an Account With This Company and Earn 16x More — Plus $100
How’s an extra $100 sound toward a flight or hotel? For free? Seriously. We found a company that will give you $100 just for opening a new debit card. It’s called Aspiration.
Sure, a lot of debit cards offer sign-up bonuses throughout the year, but they often require you to jump through hoops with minimum requirements that feel impossible to hit.
But Aspiration makes it simple. To earn your $100, here’s all you need to do: Open your Aspiration account and deposit at least $10. Then set up and receive three direct deposits of at least $500 each from your paycheck or government benefits. That’s it! Then just wait for your check.
Even better? Your debit card gets you up to 10% cash back on your purchases and earns you 16x the average interest on the money in your account.
Enter your email address here, and link your bank account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”
3. Get a Free $225 in Cash Just for Watching Videos
If we told you you could get free money just for watching videos on your computer, you’d probably laugh.It’s too good to be true, right? But we’re serious. It could get you that much closer to affording another bridesmaid dress.
A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.
All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. Brands pay InboxDollars to get these videos in front of viewers, and it passes a cut onto you.
InboxDollars won’t make you rich, but it’s possible to get up to $225 per month watching these videos. It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediately earn a $5 bonus to get you started.
4. Get Paid Every Time You Buy Toilet Paper
Grocery shopping was never exactly pleasant. But these days, it’s a downright struggle. Fighting crowds; keeping six feet of space — just buying toilet paper is a feat. Shouldn’t you have something to show for it?
A free app called Fetch Rewards will reward you with gift cards just for buying toilet paper and more than 250 other items at the grocery store.
Here’s how it works: After you’ve downloaded the app, just take a picture of your receipt showing you purchased an item from one of the brands listed in Fetch. For your efforts, you’ll earn gift cards to places like Amazon or Walmart.
You can download the free Fetch Rewards app here to start getting free gift cards. Over a million people already have, so they must be onto something…
5. Let This App Pay You up to $83 When You Win Solitaire Games
Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it? You’ll have plenty of time between the rehearsal dinner and cocktail hour to rack up a few wins.
There’s a free iPhone app called Solitaire Cash that lets you play for real money. You could get paid up to $83 per win.
You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?
Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.
With each game, you’ll battle it out against at least five other players. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the deck fastest can win real money — anywhere from $1 to $83.
Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).
To get started, just download the free app and start playing your first game immediately.
6. Knock $489/Year From Your Car Insurance in Minutes
When’s the last time you checked car insurance prices?
You should shop your options every six months or so — it could save you some serious money. Money you could use to afford your cousin’s destination wedding in Tulum.
Let’s be real, though. It’s probably not the first thing you think about when you wake up. But it doesn’t have to be.
A website called Insure.com makes it super easy to compare car insurance prices. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using Insure.com, people have saved an average of $489 a year.
Yup. That could be $500 back in your pocket just for taking a few minutes to look at your options.
Kari Faber is a staff writer at The Penny Hoarder. She’s earning extra cash so she can go to a wedding in wine country, another one in the mountains, celebrate with friends in Texas and round it out with a beach shindig before 2021 ends.