This 6-Day Savings Challenge Is Going Viral By Making People Richer
Not all of us are born to be organizational wizards, but if you want to get ahead with your money, you’ve got to get it under your control. It’s the only way you’ll get any of the big stuff done, such as paying off debt, taking a real vacation, buying a house or saving for retirement.
We get it, though. Not all of us keep everything neatly filed, color-coded, alphabetized and prioritized. And you don’t have to be.
Here are seven things you can do — in seven days — to get your finances under control:
Day 1: Boost Your Bank Account By Playing Bingo
Lots of us already play games on our phones for fun or just to pass the time. Want to see if you can win money at it?
There’s a free iPhone app called Bingo Cash that pays you up to $83 every time you win bingo.
You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?
Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.
The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $83.
Over on the App Store, it has a 4.7-star rating (out of 5).To get started, just download the free app and start playing your first game immediately.
Day 2: You Can Become Debt Free — Without Paying it All Off
It doesn’t matter how much debt you’re in. Trying to stay on top of it all can be overwhelming. Especially when the overdue credit card notices and threats from creditors start rolling in…
The good news is, a company called National Debt Relief could help you pay off your debt for significantly less than you owe, and in less time. No bankruptcy, no loans and no need to have good credit.
How? It offers a strategy a lot of people don’t know about, called debt relief.
Here’s how it works: If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will create a customized plan just for you. As the monthly payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.
On average, you could become debt-free within 24 to 48 months.
National Debt Relief has already helped more than 500,000 people pay off over $5 billion in debt.
Find out what your best options are for taking control of your debt and living the life you want. It takes less than a minute to sign up for a free consultation.
Day 3: Cancel Your Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.
Use a website called EverQuote to see all your options at once.
EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
Day 4: Spend $1 to Own a Piece of Amazon, Disney or Apple
We all know we should probably be investing. But it can feel complicated and expensive to get started — especially if you want to invest in some bigger-name stocks. But if you know where to look, you don’t need tons of money. You could get started with just $1.
Whether you have thousands to invest or just $1; you can get started with an investing app called SoFi. SoFi is great for both beginners and more experienced investors, because it lets you buy and sell stocks and exchange-traded funds (bundles of stocks) without paying any commission fees at all. It even lets you start a retirement account, like an IRA or a Roth IRA.
It even lets you buy fractional shares of big-name stocks, like Amazon, Disney or Apple. This lets you invest in companies you believe in, but that you might not otherwise be able to afford.
You can open an investment account with as little as $1. It only takes minutes to sign up, link your bank account and drop a little money in there to invest. Then you could be part-owner of a company you believe in.
Day 5: Ask This Website to Pay Your Credit Card Bills This Month
No, like… the whole bill. All of it.
While you’re stressing out over your debt, your credit card company is getting rich off those insane interest rates. But a website called Fiona could help you pay off that bill as soon as tomorrow.
Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.
Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 5.99%.
Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online . It takes just two minutes, and it could save you thousands of dollars. Totally worth it.
All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.
Day 6: Get Paid $2,700 to Watch Videos on Your Phone
We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here?
But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes.
You could add up to $2,700 a year to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.
You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.
It takes about one minute to sign up and start getting paid for your nightly zone-out.