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Bank of America® Credit Card Promotions for February 2026

The Penny Hoarder Staff

by The Penny Hoarder Staff

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ScoreCard Research

In the market for a new credit card? Bank of America® has a full array of options that can help you achieve your financial goals. Its cash-back credit cards can help you earn on your everyday purchases in a variety of ways. Or step up your game with Bank of America’s travel credit cards to start earning points that can help you reach your next destination. Check out our list to find the best card for your needs.

Bank of America® Travel Rewards Credit Card

Key Features
  • Unlimited points
  • No foreign transaction fees
  • No annual fee
Apply
Bank of America® Travel Rewards Credit Card

Intro Purchase APR
0% Intro APR for 15 billing cycles for purchases
Regular APR
17.49% - 27.49%
Annual fee
No annual fee

bank of america travel rewards

  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don’t expire as long as your account remains open.
  • Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% – 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

 

Bank of America® Unlimited Cash Rewards Credit Card

Key Features
  • 2% cash back on purchases for the first year
  • 1.5% cash back on purchases after first year
  • No annual fee
Apply
Bank of America® Unlimited Cash Rewards Credit Card

Intro Purchase APR
0% Intro APR for 15 billing cycles for purchases
Regular APR
17.49% - 27.49%
Annual fee
No annual fee

bank of america unlimited cash

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
  • Thereafter, you’ll earn unlimited 1.5% cash back on all purchases, with no expiration on rewards as long as your account remains open.
  • No annual fee.
  • Select your card design option when you apply – the Unlimited Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% – 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Bank of America® Customized Cash Rewards Credit Card

Key Features
  • 6% cash back for the first year in your category
  • 3% cash back in your category after first year
  • No annual fee
Apply
Bank of America® Customized Cash Rewards Credit Card

Intro Purchase APR
0% Intro APR for 15 billing cycles for purchases
Regular APR
17.49% - 27.49%
Annual fee
No annual fee

bank of america customized cash credit card

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
  • Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
  • No annual fee and cash rewards don’t expire as long as your account remains open.
  • Select your card design option when you apply – the Customized Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% – 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Bank of America® Premium Rewards® Credit Card

Key Features
  • Unlimited points
  • Airport Security statement credits
  • $95 annual fee
Apply
Bank of America® Premium Rewards® Credit Card

Regular APR
19.49% - 27.49%
Annual fee
$95
Credit Rating
Excellent/Good

bank of america premium rewards credit card

  • Low $95 annual fee.
  • Receive 60,000 online bonus points – a $600 value – after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don’t expire as long as your account remains open.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
  • No foreign transaction fees.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.