Drowning in Debt? This Company Will Convince Your Credit Card Company to Cancel up to Half

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Let’s get real for a minute. It doesn’t matter if you have $10,000 or more in debt, the struggle to keep on top of it can be overwhelming. Especially when the loan statements, overdue credit card notices and threats from creditors start rolling in — it can feel like your finances are spiraling out of control.

It’s important to remember that you’re not alone. According to a recent YouGov survey, nearly half of all Americans are currently living with credit card debt, making it the most common form of debt in the U.S. That number doesn’t even take into account personal loans, medical debt, mortgages, etc.

And yet, despite how common the struggle is, most of us still think living paycheck to paycheck while making minimum payments is the only option.

The good news is, there are ways to take back control of your debt. You won’t have to declare bankruptcy. A debt relief company called National Debt Relief can create a personalized plan to help you pay back what you owe for significantly less. The best part? You could be debt-free in as little as 24 to 48 months. Good credit score not required.

What Is Debt Relief? (And How Is It Different from Credit Consolidation?)

National Debt Relief, like its name suggests, offers debt relief. That means they’ll negotiate directly with your creditors on your behalf to reduce the amount you owe. If they reach an agreement, you’ll pay less in a shorter amount of time, even when fees are included.

Companies that offer this service generally charge a flat percentage fee based on your debt, which will be included in your monthly payments. So, you don’t have to scramble to find the funds.

National Debt Relief charges a flat percentage fee between 15 and 25 percent based on the amount of debt you start out with — but you only pay if they successfully negotiate an agreement for you. You’re in control — you can leave the program at any time.

National Debt Relief’s certified debt coaches are, on average, able to cut existing debt in almost half!

Debt consolidation is another form of debt relief. The difference? It combines all your debt into one loan with a single monthly payment, often with a much lower interest rate. You’ll only have one monthly payment to manage, instead of juggling many. The only issue? Since your debt isn’t reduced, you’re paying the original amount you owe plus interest. But since the interest rate will be less, you can save money in the long term.

Not sure what’s right for you? National Debt Relief offers a free consultation so you can chat with an expert and explore all your options for getting out of debt.

How Does National Debt Relief Work?

To qualify for National Debt Relief’s program, you’ll need to owe at least $10,000 in unsecured debt, meaning it isn’t backed by collateral. Credit card debt, personal loans, medical bills and certain student loans are all types of unsecured debt that qualify.

You’ll also need a steady source of income to make monthly payments as part of your debt settlement. The exact amount you need depends on your financial situation.

Your debt coach will set up affordable monthly payments that can be revisited if your situation changes. Once you’ve been accepted into the program, National Debt Relief’s team of debt experts will walk you through each step of your customized plan as they settle debts on your behalf. They’ll keep you in the loop throughout the process and won’t pay a creditor until you accept the offer and release the funds.

You could see your account resolved in as little as 24 to 48 months. And, if for whatever reason National Debt Relief can’t settle your accounts, you don’t pay them anything.

How Is National Debt Relief Different from Other Debt Relief Companies?

Recently, there have been a lot of companies trying to wiggle their way into the debt relief space. Many of them are selling third-party debt relief programs with very little experience. They don’t know how to support those struggling with debt who need very personalized attention.

National Debt Relief is an established company with a staff of experts, ready to walk each of its clients through a customized journey, from start to finish. Since 2009, they have helped more than 500,000 people pay off over $5 billion in debt.

If that’s not enough, they have  an A+ rating with the Better Business Bureau, and over 30,000 five-star reviews on Trustpilot.

Getting Started With a Free Consultation

If you or someone you know is experiencing debilitating debt, National Debt Relief can help you get your life back.

Depending on how much debt you have, you could be debt-free within 24 to 48 months.

Talk to a National Debt Relief expert, today, and find out what your best options are for taking control of your debt. It takes less than a minute to sign up for a free consultation.