How to Easily Get $1 Million in Life Insurance for as Little as $18/Month

Paper family of four under a Life Insurance paper cutout umbrella
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You get it. Life insurance is important.

If something were to happen to you, what would happen? Who would pay for your final expenses? What happens to your debt? Your home mortgage? Your family? The last thing you’d want is to leave them without financial support once you’re gone. 

It’s not fun to think about, but the truth is, seven in 10 households would be bankrupt in three months if they lost their primary breadwinner*. That’s where life insurance comes in.  

Maybe you’ve thought about this before, but it seems complicated or expensive. Or maybe you just don’t like thinking about it. But here’s the thing: With a company called Ethos, you could get $1 million in term life insurance for as low as $18**. And it takes less than 10 minutes. 

How to Leave Behind a $1 Million Gift

If you think $1 million is more than you or your family needs, it might be time to rethink that. Consider final expenses, debt (things like your mortgage and auto loans), college tuition and years of lost wages. The last thing you want to do is leave your family with less than they need. A handy rule of thumb is that your life insurance policy should amount to six to 10 times your annual salary. Ethos can also give you a personalized estimate.

Death is never a fun topic. Honestly, it’s the farthest thing from it. But it’s a fact of life — it happens to roughly 100% of people. Despite how uncomfortable it might be, it’s something we all need to think about.

So maybe it’s time to think about life insurance. It doesn’t have to be the uncomfortable experience you might expect. Some newcomers in the industry are transforming the old model.

With Ethos, for example, you could get term life insurance in less than 10 minutes for coverage up to $1 million.You can apply completely online, and customer service is available if you have questions. Plus, for most life insurance policies, Ethos doesn’t require a medical exam (you only have to answer a few online health questions). Yep. You don’t even need to leave the couch.

Ethos partners with major life insurance carriers to quickly offer term life insurance policies for as low as $18 a month. Thousands of people have already used Ethos to protect their families. 

It takes just minutes to get started, and you’ll be one step closer to the peace of mind that comes with knowing your family is protected. 

*According to the Life Insurance Marketing and Research Association 

**Quote for a 20-year-old female in excellent health for a Legal & General, America 10-year term policy for $1,000,000 is $18 a month