10 Ways for Android Users to Bank Extra Cash This Week

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Do you have an Android phone? Do you scoff at iPhones?

Well, good for you! Android phones are easier to customize, have expandable storage and generally cost less than iPhones.

A whopping 99% of smartphones these days run on one of two operating systems — Google’s Android or Apple’s iOS. In this tug-of-war between tech giants, I’m here to stick up for Android.

With an Android phone, you have nearly 3 million apps to choose from. (That’s more than Apple has, NOT THAT WE’RE COUNTING OR ANYTHING.)

That’s, um, a lot of choices. To help you out, here’s our list of the best Android apps that will put more money in your wallet.

  1. 1. Scratch Off A Free, Digital Ticket

    Once you’ve watched some videos, rest your eyeballs by checking out a free app called Lucktastic.

    Each day, it releases a new assortment of digital scratch-off tickets. Instant wins range from $1 to $10K. You can also earn tokens, enter contests and play games.

    The app is free to download — and play.

  2. 2. Stop Deleting Your Emails

    It turns out deleting your emails could be costing you money. Intrigued?

    One of our secret weapons is called Paribus — a tool that gets you money back for your online purchases. It's free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

    Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

  3. 3. Cash In When You Cash Out

    We all shop online to save time and save money.

    Go through Swagbucks next time you shop online, and you’ll save even more on purchases at some of your favorite sites like Amazon, Target, and Old Navy. Plus, you’ll get a $10 bonus with your first purchase of $25 or more at a participating website.

  4. 4. Get Rewards for Paying Your Bills on Time

    Your mom probably gave you an allowance for washing the dishes and sweeping the floor when you were a kid. Now all you get for doing it is a kitchen that’s clean for, like, 15 minutes.

    As an adult, you don’t typically get rewards for doing things that are expected of you… until now.

    This app kind of rules them all: MoneyLion, a free all-in-one app for managing your personal finances.

    MoneyLion offers rewards to help you develop healthy financial habits and will literally pay you for logging onto the app.

    You can earn points in the rewards program by paying bills on time, connecting your bank account or downloading the mobile app.

    You can redeem those points for gift cards to retailers like Amazon, Apple and Walmart.

    If credit cards aren’t your thing, MoneyLion is like having a rewards credit card without the temptation to overspend.

    The app also connects with all your bank, credit card, student loan and other financial accounts. Based on your income and spending patterns, it offers personalized advice to help you save money, reduce your debt and improve your credit.

  5. 5. Let This App Negotiate Your Cable and/or Internet Bill

    On the phone with your cell phone or internet provider, trying to haggle a lower monthly bill?

    Go ahead and hang up. (We know you’re probably listening to crappy music while sitting on hold, anyway.)

    Download TrueBill, an app that’ll negotiate your bills, cancel unwanted subscriptions and refund your bank fees.

    After downloading the app, create an account and link your bank account and/or credit cards. Turn on the bill negotiation and outage protection features. Boom. TrueBill is already searching for potential refunds — it might get you a refund even when you didn’t know an outage occurred.

    On average, Truebill customers get $12 in credits off their cable bills each month.

    The app will also remind you of all those sneaky subscriptions you’ve signed up for through the years, so you can cancel what you don’t use and reclaim your monthly budget.

    Signing up and using the service is free, though there are some paid premium services that are totally optional — but could totally be worth it.

  6. 6. Squeeze Money from Your Shopping Receipts

    Shopping in person? How vintage.

    Ibotta is an easy-to-use cash-back app that’s partnered with more than 50 retailers, just about anywhere you’d do any kind of shopping.

    Before heading to the store, search for items on your shopping list within the app. Strawberries? Check. An ear of corn? Check. Add each cash-back opportunity to your list in the app.

    Then shop.

    When you get home, snap a photo of your receipt and scan the items’ barcodes.

    Bam. Cash back.

    Some cash-back opportunities we’ve seen include:

    • 25 cents back for any item
    • 25 cents back on strawberries
    • 50 cents back on frozen fruit snacks
    • $1 back on a box of tea
    • $5 back on a case of Shiner Bock beer

    Notice a lot of those aren’t tied to a brand — just shop for the staples on your list, and earn cash back!

    Ibotta is free to download. Plus, you’ll get a $10 sign-up bonus after uploading your first receipt.

  7. 7. Get Paid to Share Your Opinion

    Surveys aren't our favorite way to make money, but if you're just vegging out on the couch — or shielding your eyes while being forced to watch “Final Fantasy 113” — why not click a couple buttons and earn a few bucks?

    There are a bunch of paid survey sites out there, but three of the best we’ve found are SwagbucksInboxDollars and Survey Junkie. They are all run by companies rated A by the Better Business Bureau.

    If you take all of the surveys at InboxDollars each day, you could earn an extra $730 a year — not too bad.

  8. 8. Take a Walk Downtown

    No extreme physical activity or pulled muscles required for this money-making trick. All you need to do is download the Shopkick app.

    Once you sign up, the app pays you in “kicks” for walking into certain stores (including Walmart, Target, TJMaxx and more). You can redeem them for gift cards to a number of retailers, including Amazon, Target, Walmart, Starbucks, Sephora and Best Buy.

    It pays you even more kicks for photos of receipts that include qualifying items you purchased in-store with a connected credit or debit card. You can also earn kicks for online purchases. You don’t have to do anything; your linked cards will automatically apply your kicks.

    But don’t make the mistake of buying things you don’t need just for kicks, you know better than that.

  9. 9. Winter Is Coming. Save Your Acorns

    So, how’s your Android phone doing so far? It’s working great, isn’t it? That’s what I thought.

    Now let’s step up your savings game. Whaddaya say?

    Open a micro-investing account with Acorns. Once you connect it to a debit or credit card, it rounds your purchases up to the nearest dollar and funnels your digital change into a savings and investment account.

    Because the money comes out in increments of less than $1, you’re less likely to feel the impact in your bank account. (You can also set it up so it doesn’t round up every single purchase.)

    When you sign up, you get a free $5 to start investing.

  10. 10. Play the Slots — and Earn More Interest Than at Your Bank

    Are you more of the “sit at home and play video games” type of person but you’re making yourself read this because you’re determined to get this adulting thing down?

    The folks who created Long Game have you covered with a game that’s fun and helps you achieve your financial goals.  

    As you save and accomplish missions you’ll earn coins to play mini games for cash prizes! We’re talking the classics, like slot machines, scratch-offs and spin-to-win wheels.

    Penny Hoarder Carson Kohler uses Long Game to save money. Every two weeks, it sneaks $5 out of her bank account and rewards her with coins.

    In two months, she’s saved $35.70, just by playing games on her phone. Plus, her winnings amount to a gain of about 2% — way higher than interest on any other savings account she has.

    Once you link your bank account, you’ll earn 300 points, so you can start playing while you wait for payday.

    Bonus: Play Games, Save Money

    Blast is a savings app for Android made by gamers for gamers. It allows you to save, earn and win cash for playing games.

    It works with every game in the Google Play Store, as well as top PC games, including Counter Strike Global Offensive.

    The app is free, with no hidden fees.

    While you play, the app works in the background and transfers small sums from your checking account into a high-yield Blast savings account based on “triggers” you set — things like the number of opponents you defeat or enemy bases you destroy. You can earn extra cash by completing “missions” that allow you to test new games or take familiar games to the next level.

    Your Blast savings account earns 1% interest, is FDIC-insured and is secured by bank-level encryption. You can withdraw your money anytime or just let your savings grow.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. He has owned both Android and Apple phones.

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