8 Ways For Android Users To Bank Extra Cash This Week
Do you have an Android phone? Do you scoff at iPhones?
Well, good for you! Android phones are easier to customize, have expandable storage and generally cost less than iPhones.
A whopping 99% of smartphones these days run on one of two operating systems — Google’s Android or Apple’s iOS. In this tug-of-war between tech giants, I’m here to stick up for Android.
With an Android phone, you have nearly 3 million apps to choose from. (That’s more than Apple has, NOT THAT WE’RE COUNTING OR ANYTHING.)
That’s, um, a lot of choices. To help you out, here’s our list of the best Android apps that will put more money in your wallet.
1. Scratch Off A Free, Digital Ticket
Once you’ve watched some videos, rest your eyeballs by checking out a free app called Lucktastic.
Each day, it releases a new assortment of digital scratch-off tickets. Instant wins range from $1 to $10K. You can also earn tokens, enter contests and play games.
The app is free to download — and play.
2. Open a Virtual Piggy Bank
If you’re like a lot of people, your paycheck (or paychecks) goes into a single bank account. It’s probably a checking account, but maybe you’re a savvy saver and stash some into a savings account.
The problem with that? A lot of bank accounts — even savings accounts — leave your money to do diddly-squat while it’s there.
If you want your money to work for you, stick it in an account that pays out interest.
Here’s why she prefers it to a traditional checking or savings account:
- It’s online only, so she doesn’t have to leave her apartment to handle her finances.
- It offers 1% APY on a balance of $2,500 or more. If her balance is less, it offers 0.25% APY. That’s more than the average savings account interest rate of 0.06%.
- It’s free — no mandatory monthly minimums or fees.
- It comes with a debit card, which she can use at any ATM in the world for free.
Plus, 10% of the company’s revenue goes to charity, so she feels like a good person!
3. Connect Your Cards to Earn Points
Pssstt… We’ve got a secret.
There’s a new rewards platform on the market.
Drop is a financial tech company that rewards for your purchases.
As an exclusive Drop user, all you have to do is link your credit and debit cards. When you make a Drop-qualified purchase, you’ll automatically earn points, whether you’re grocery shopping, hailing an Uber or ordering a pizza. The points will add up, and you can then exchange them for gift cards to popular retailers like Amazon and Starbucks.
It’s the ultimate loyalty card — without the card.
You can sign up right here. Plus, you’ll snag a $5 bonus when you link your first debit or credit card.
4. This App Pays You for Voicing Your Opinions
You might recognize the Ipsos Panel name because it’s the same company that does most of the political polling during elections. It also has a survey app called i-Say that pays you for your opinions.
Some of the top-end surveys can pay up to $95, but those are rare and can take awhile to complete.
Most surveys pay a buck or two and only take 10 to 15 minutes. Also, i-Say rewards you with points you can redeem for cash via PayPal or gift cards to Amazon, iTunes and others. (For example, you can redeem 1,000 points for a $10 PayPal deposit).
5. Winter is Coming. Save Your Acorns
So, how’s your Android phone doing so far? It’s working great, isn’t it? That’s what I thought.
Now let’s step up your savings game. Whaddaya say?
Open a micro-investing account with Acorns. Once you connect it to a debit or credit card, it rounds your purchases up to the nearest dollar and funnels your digital change into a savings and investment account.
Because the money comes out in increments of less than $1, you’re less likely to feel the impact in your bank account. (You can also set it up so it doesn’t round up every single purchase.)
When you sign up, you get a free $10 to start investing.
6. Let This App Negotiate Your Cable and/or Internet Bill
Next, install Trim, a Facebook messenger bot that will negotiate your cable or internet bills down for you. It works with Comcast, Time Warner, Charter and other major providers.
You sign up with Facebook, then upload a PDF of your most recent bill, and Trim’s AI-powered system gets to work. If at first it doesn’t succeed, it’ll keep negotiating until it can save you some money. (If it saves you any money, it keeps 25% of the savings tab.)
7. Share Your Receipts to Score Cash Back
With an app called Earny, you can get money back on purchases you make online.
Earny scans your inbox for receipts and tracks the items to find price drops. It takes advantage of retailer and credit-card company price-protection policies to negotiate money back on your behalf.
If you’re doing some holiday shopping — or just regular old online shopping — use Earny to make sure you’re getting the best price on everything, and even earn some unexpected refunds.
8. Here’s Another Way to Squeeze Money from Your Receipts
There’s a good way to get cash back just for taking a picture of your receipt. Here’s how it works:
- Sign up for Ebates.
- Browse through the cash-back offers at your favorite retailers.
- Do your shopping and earn cash back.
Right now, Ebates is giving new users a $10 gift card, just for redeeming their first offer.
9. This App Pays You for Walking Into (and Shopping at) Stores
Sick of shopping online and headed to a real, live store? Download the Shopkick app first.
Once you sign up, the app pays you “kicks” for walking into certain stores (including Amazon, Walmart, T.J. Maxx, Starbucks, Sephora, Best Buy and more). These can be redeemed for gift cards to those stores.
It pays you even more “kicks” for scanning items in stores and purchasing them with a connected credit or debit card, as well as for scanning receipts and mobile shopping.
There you go. Just like that, your Android phone is saving and making you money. Take that, Apple!
By the way: Even though most smartphones in the U.S. are iPhones, most smartphones worldwide are Android phones.
You see, you’re not just an Android user. You’re a global citizen, man.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. He has owned both Android and Apple phones.