16 Best Mobile Apps That Help You Earn Money for Doing Almost Nothing

Woman using mobile apps to make money
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Some of the links in this post are from our sponsors. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin.

We’ve all got smartphones these days, and almost everything we do on them requires using an app.

Wouldn’t it be cool if you could make extra cash just for using them? Well, you can.

You’re not going to get rich by downloading mobile apps that pay you, but you can use these to earn a passive income every month.

Considering some of them require you to do nothing, just watch videos or participate in paid surveys, it doesn’t seem like a bad deal to make a few extra bucks. Plus, they’re free from the app store for iPhone or Android. 

Top Money-Making Apps

To get you started, here are some of our top money-making apps:

  1. 1. ShopTracker: Share Your Purchase History

    college student using smartphone outdoors on campus
    lolostock/Getty Images

    This is such an easy, passive way to rake in an extra $36 a year. ShopTracker, one of the leading public opinion research companies, wants you to share your Amazon purchase history with them. And they’ll pay you for every month you share!

    When you sign up for ShopTracker, it keeps your private information, well, private. All it wants to see is your order information, including the order date, product title, category, ISBN number, release date, condition, seller, list price per unit, quantity and other details.

    Before you jump in, you need to know:

    • This will be a waste of time if you don’t shop on Amazon.
    • You must be 18 and live in the U.S.

    All good? To earn your first gift card today:

    1. Sign up, and download the ShopTracker app on your Windows computer and Apple or Android phone. It takes about two minutes. You’ll need to answer a few questions about your Amazon use to qualify.
    2. Open the app and log in to your Amazon account to automatically share your purchase history. You’ll receive your Visa e-gift card code for $3 via email within 48 hours.
    3. Take a couple of minutes to share your purchase history to earn another $3 each month.

    Your information is securely collected by The Harris Poll, a trusted market research company for more than 20 years. Additionally, ShopTracker removes your name, shipping address and any personal payment information before reporting your purchase history.

  2. 2. The Ibotta App: Pays You for Taking a Picture of Your Receipts

    ibotta app
    Tina Russell/The Penny Hoarder

    Yeah, did you know you can get paid cash back just for taking a picture of your receipt? Well, basically.

    Here’s how it works:

    1. Sign up for Ibotta here (you just need a name and email address to start).
    2. Browse through the cash-back offers in your area and take note the next time you go to the store (the offers change every week). For example we’ve seen local offers for 2% cash back on Best Buy purchases, $0.25 cash back on Target purchases and $3 cash back on an appetizer from any restaurant. Pretty cool, right?

    Once you’ve reached at least $20 in earnings, users can request payment via PayPal or Venmo. And right now, Ibotta is giving new users a $10 sign-up bonus when you redeem your first receipt.

  3. 3. Lucktastic: Get Free Virtual Scratch-off Tickets

    A young couple buying lottery tickets at a kiosk.
    urbancow/Getty Images

    There’s something so satisfying about those gas station scratch-off tickets, but it’s better to avoid them because, well, that’s not Penny Hoarding.

    Instead, try using a free app called Lucktastic. Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000. You can also earn tokens, enter contests and play games.

    The app is free to download — and play. Get scratchin’.

  4. 4. Drop: Pays You for Making Regular Purchases

    person putting a credit card into a credit card reader.

    skynesher/Getty Images

    There’s a new rewards platform on the market.

    Drop is a financial tech company that rewards for your purchases.

    As a Drop user, all you have to do is link your credit and debit cards. When you make a Drop-qualified purchase, you’ll automatically earn points, whether you’re grocery shopping, hailing an Uber or ordering a pizza. The points will add up, and users can then exchange them for gift cards to popular retailers like Amazon and Starbucks.

    It’s the ultimate loyalty card — without the card.

  5. 5. Acorns App: Invest Your Pocket Change — and Get $5

    man shopping online from his laptop

    Negative Space/Pexels

    Acorns is a mobile app that connects to your bank account, credit and debit cards to save your digital change. It automatically rounds up purchases with your connected accounts and invests the difference in your Acorns account.

    This Penny Hoarder accidentally saved $116 — about $35 a month — by connecting one debit card to the app and forgetting about it.

    At that rate, you could spend 10 minutes setting up your Acorns account and easily put away $420 this year. Plus, they give you a free $5 when you download the app and make your first investment.

  6. 6. Paribus: Scans Your Email Receipts for Price Changes

    Cropped shot of a man using a laptop and a cellphone

    PeopleImages/Getty Images

    Deleting your emails could cost you serious money.


    A website called Paribus helps gets you money back for your online purchases at stores like Target, Walmart, Old Navy and more — but you have to keep your email receipts.

    Here’s how it works:

    1. Sign up for free here.
    2. Paribus will scan your email archives for receipts. It’ll find your purchases from any of more than 20 partner retailers and monitors the prices everywhere online.
    3. Paribus then tracks to find price drops on your purchase, always trying to get you the most money back. It then claims the difference with the retailer or credit card issuer on your behalf through price protection policies.
    4. You’ll earn cash back while you lounge at home!
  7. 7. i-Say App: Pays You for Voicing Your Opinions

    ipsos i-say app
    Sharon Steinmann/The Penny Hoarder

    You might recognize the Ipsos Panel name because it’s the same company that does most of the political polling during elections. It also has a survey app called i-Say that pays you for your opinions.

    Some of the top-end surveys can pay up to $95, but those are rare and can take awhile to complete.

    Most surveys pay a buck or two and only take 10 to 15 minutes. Also, i-Say rewards you with points you can redeem for cash via PayPal or gift cards to Amazon, iTunes and others. (For example, you can redeem 1,000 points for a $10 PayPal deposit).

    Here’s the link to sign up with Ipsos i-Say.

  8. 8. Digit: Sneakily Puts Money in Your Savings Account

    Concept is saving money for future. Jar is open and money is popped out. arrow sign is showing different direction of money.
    crazydiva/Getty Images

    Digit is a smart savings app that reviews how much money you have in your checking account and automatically sets aside an amount you can afford to save.

    Digit automatically adjusts how much it pulls from your account, depending on how much is available. If your income goes down, you won’t be committed to an automatic transfer that could overdraw your account.

    Digit even covers overdraft fees caused by its withdrawals, so you’re safe if this ever happens (and you know the company works hard to prevent it from happening).

    Get started with Digit here.

  9. 9. Trim: Find out Where You’re Wasting Money

    Paolo Cipriani / Getty Images

    We all sign up for stuff. Sometimes it’s easier to put subscriptions on a recurring payment and forget about it — looking at you Netflix.

    If you can’t keep track of them all, check out an app called Trim. Once you sign up and connect your bank account and phone number, it analyzes your transaction history for recurring payments.

    When it finds one, the app sends you a text and cancels any subscriptions you don’t want to keep.

  10. 10. Letgo: Sell Your Old Clothes



    Do you still have a prom outfit from, like, 10 years ago? Do you still have a prom outfit from, like, 10 years ago?

    It’s never going to fit — or come into style — again, but something just keeps holding you back from sending it to Goodwill.

    Maybe money could change your mind? Instead of storing clothes indefinitely, try selling them on an app like Letgo.

  11. 11. Lyft: Get Paid to Drive Around Town 

    PHILADELPHIA, PA – JAN 13, 2017: Lyft driver Paul Pruce in Philadelphia, Pennsylvania on January 13, 2017. (Jessica Kourkounis)

    Need a fun, flexible way to earn money while also meeting lots of new people?

    Try driving with Lyft!

    Demand for ridesharing has been growing like crazy, and it shows no signs of slowing down. To be eligible, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later.

    We talked to Paul Pruce, who’s been driving full-time with Lyft for over a year. He earns $750 a week as a driver.

    Best of all, he does it on his own time. You can work days, nights or weekends — it’s up to you!

  12. 12. Decluttr: Sell Your Old Electronics

    The decluttr app helps you make money from selling electronics

    sestovic/Getty Images

    Have a bunch of movies or CDs collecting dust on a shelf? Decluttr will pay you for them!

    Decluttr buys your old CDs, DVDs, Blu-rays and video games, plus hardware like cell phones, tablets, game consoles and iPods. Plus, enter FREE5 at checkout to get an extra $5 for your trade-ins!

    You scan each product’s barcode with your phone, and Decluttr makes an offer.

    Prices vary — usually about 50 cents to $3 per item — but you can unload your media in bulk to make an extra $50 to $100 this week. And never have to look at them again.

    With Decluttr, you can sell stuff online without having to deal with individual listings and buyers.

    And shipping is free. The company emails you shipping labels to cover the cost. Just print the label, pack your items in any box and ship it.

  13. 13. Worthyness: Nab Cash Back on Essential Local Services

    cash back apps
    anyaberkut/Getty Images

    At this point, most of us have mastered the art of earning cash-back on groceries and online orders. But what about your lawn service? Pest control? Carpet cleaning?Many times, when it comes to these services, we might perform a quick Google search to check out reviews, then take the financial plunge. However, you could be missing out on cash back.

    Find local cash-back offers through a platform called Worthyness. The online platform houses tons of offers, searchable by city.

    For example, in Tampa, Florida, earn $12 back on Alvarez plumbing services. Or $12 back on Green Solutions pest control (a necessity here in Florida). Bank $15 cash back on windows from Window World. Or, hey, just need someone to come clean the house? You’ll get $6 back at Maid Brigade.

    Save the offer, complete the transaction, then redeem it by taking a photo of your receipt. Within 72 hours, the money will be deposited into your Worthyness account, and you can withdraw at any time.

    Time to get rockin’ on those home repairs (because, yes, cash-back offers make chores a lot more exciting). Plus, you’ll pocket a $5 bonus when you sign up and claim an offer within your first 90 days.

  14. 14. Shopkick: Earn Money When You Walk Into Stores

    a hand holding a phone showing the shopkick app
    Heather Comparetto/The Penny Hoarder

    Sick of shopping online and have decided to venture out into real life? Download the Shopkick app first.

    Once you sign up, the app pays you in “kicks” for walking into certain stores (including Target, Walmart, TJMaxx and more). These kicks can then be redeemed for gift cards to Target, Walmart, Starbucks, Sephora, Best Buy and more.

    It pays you even more kicks for scanning items in stores and purchasing them with a connected credit or debit card, as well as for scanning receipts and mobile shopping.

    Love these ideas? Here are 32 other money-making opportunities.

  15. 15. MobileXpressions and Smart Panel: Generate Passive Income

    woman using smartphone while carrying bag of groceries in the street
    lechatnoir/Getty Images

    A number of companies will actually pay you for downloading apps on your smartphone or computer — and you’ll get paid again for every month you keep them installed, so this is a great way to boost your passive income for the rest of the year!

    The apps collect data and help companies better understand web and mobile usage — such as what times of day people browse, how long they stay on websites and use apps, and what types of sites and apps are popular (or not).

    Here are some apps we’ve checked out:

    • MobileXpressions for iPhones: After you’ve installed this app for one week, you get to play an instant rewards game for a prize (everyone wins something). We’ve seen users win a $25 Amazon gift card, but some of the other prizes include iPads and Samsung TVs.
    • MobileXpressions for AndroidThis one is the same as above, but for Android devices.
    • Smart PanelYou’ll earn $5 just for downloading this app, plus $5 for every month you keep it installed. And you get periodic “loyalty bonuses,” so by the end of six months you can earn up to $45 — and $110 in the first year.
  16. 16. Stash App: Helps You Start Investing — With a $5 Bonus

    a close up shot of dollar bills

    Gordan1/Getty Images

    It’s no brilliant secret that investing can be a smart way to make money.

    Sometimes, though, it feels restricted to a few wealthy elite.

    But Stash is different. This app lets you start investing with as little as $5 and for just a $1 monthly fee for balances under $5,000. (The first month is free.)

    Stash curates investments from professional fund managers and investors and lets you choose where to put your money.

    But it leaves the complicated investment terms out of it. You just choose from a set of simple portfolios reflecting your beliefs, interests and goals.

    Bonus: Right now, The Penny Hoarder is teaming up with Stash to fund your first investment — so you’ll get a $5 bonus to get started!

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