How to Make an Extra $1,400 This Year — Without a Job

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

It’s hard enough to make it these days with a decent job. Making money without being on a steady payroll is a whole other animal.

Whether you’re keeping it together with gigs, or you’re out of the job market altogether, there are always legal ways to make some extra money.

Here’s how you can earn an extra $1,300 this year — without a job. Even better? You can do a lot of them this month.

1. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

2.Killing Time on Your Phone? Play Bingo for up to $83 Per Win

Our smartphones are the world’s greatest time-killers. Browse Facebook, Twitter, TikTok or Instagram. Watch a video on YouTube. Play some Minecraft or Roblox.

Oh, and there’s bingo. We found a free iPhone app called Bingo Cash that lets you play for real money. You could get paid up to $83 per win.

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

But there really isn’t a catch. Most of the games are free, but cash players can join higher-stakes tournaments for bigger cash prizes. But there’s no pressure — there aren’t even any annoying ads.

The game is based on a classic Bingo format. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls. The top three players in a game can win real money — anywhere from $1 to $83.

Over on the App Store, it has a 4.7-star rating (out of 5).

To get started, just download the free app and start playing your first game immediately.

3. Add $500 to Your Wallet for Trying Out Apps

Our smartphones are the world’s greatest time-killers. You can browse Facebook; play a game; download a new app.

You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading and playing a game — up to $500 in your first month.

You can earn money by playing games or trying new products and services, but surveys are the main way to make money.

Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer.

It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out.

4. Stop Overpaying for Your Car Insurance

It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.

Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.

Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*

Just take a few minutes to answer some questions about your automobile and driving record to see why it’s probably way past time you canceled your current car insurance.

5. Get Paid up to $360/Year With This Free Debit Card

Let’s cut to the chase: If you’re not getting cashback on every single purchase, you’re overpaying for everything. And who doesn’t like cash back?

We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. You can also get paid sooner with Early Pay direct deposit, protect against overdrafts and access to over 60,000 ATMs without fees. You can handle all of your banking needs through the app and connect a virtual wallet like Apple Pay to amplify your rewards. On top of all that, checking account deposits are FDIC-insured up to the maximum amount allowed by law.

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.

*See website for details.

6. Earn 5.30% APY* on Your Savings With This Account

Interest rates at most banks these days are downright pitiful. You’ll be lucky if you earn a quarter at the end of the year.

But an online bank called Vio has one of the highest earning rates you’ll see — 5.30% APY* (Annual Percentage Yield) on your money market savings. That’s 110% higher than the average high-yield savings account.

Not only does it pay well,  you’ll only need $100 to open the account. Did we mention, no fees?

Security is also top-notch. You can depend on bank-level encryption, and FDIC insurance up to $250,000 with the highest level security you can obtain.

There’s a reason why it’s been named one of the best high-yield savings accounts by websites like Fox Business, CNet and CNBC. And it has an A+ rating from the Better Business Bureau.

If you’re ready to save smarter and earn more, open a free Vio Cornerstone Money Market Savings Account. Get started here.

*See viobank.com for more details

7. Let This App Pay You Up to $83 When You Win Solitaire

Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?

A free app called Solitaire Cash lets you play for real money — up to $83 per win.

For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money — anywhere from $1 to $83.

You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see how much you could win? Just download the free app and start playing your first game immediately.