32 Legitimate Ways to Earn Money Online, From the Convenience of Home

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So you’re needing to know how to make money from home… Join the crowd!

Thanks to a genius invention called the internet, Americans are discovering more and more creative ways to cushion their bank accounts from the comforts of home.

Not sure where to start? Pour yourself a cup of coffee (or glass of wine), and keep reading.

How to Make Money From Home in 2020

If you’re looking to make money online, you’ll need to exercise caution. There are a lot of scams out there, but don’t fret: We’ve tested dozens, if not hundreds, of different money-making strategies and included only our favorites.

Yup — none of them involve Nigerian princes, and you really will get paid.

Without further ado, here are 32 legitimate ways to make extra money from home.

1. Earn $225 Per Month By Watching Cooking Videos Online

Tina Russell/The Penny Hoarder

If we told you that you could get paid to watch videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.

All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward.

No, InboxDollars won’t replace your full-time day job, but it’s an easy side income you can earn while you’re already at home on the couch tonight wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started.

2. See if You Can Score Free Money From This Company

a woman logs into her bank account on her cell phone.
Tina Russell/The Penny Hoarder

Here’s the deal: If you’re not using Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want extra cash?

Yep. A debit card called Aspiration gives you up to a 5% back every time you swipe.

Need to buy groceries? Extra cash.

Need to fill up the tank? Bam. Even more extra cash.

You were going to buy these things each month anyway — why not get this extra money in the process?

Enter your email address here, and link your bank account to see how much extra income you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”

3. Earn Money Taking Polls

What did you think of the new Spiderman movie? Is a hot dog a sandwich? Who’s your favorite Real Housewife?

The research company, MyPoints, has paid people over $236 million to answer poll questions like that over the past 23 years.

And they’re currently recruiting new panelists. You can do it right on your phone, and you’ll even earn a $5 bonus when you sign up and complete your first five polls.

Any extra money you can put toward your credit cards is good in our book — but in this editor’s opinion, no, a hot dog is not a sandwich.

4. Get Free Lottery Tickets

Hitting a big jackpot could solve a lot of your problems right now. It’s tempting to buy those scratch-off tickets from the gas station. But that’s not the best use of your money when you’re in a bind.

Instead, try scratching for free using an app called Lucktastic. Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000, in cash or gift cards to popular retailers.

The money-making app is supported by advertising, which allows it to keep the payouts high and the games free.

It’s not guaranteed money, but at least Lucktastic is free to play. And hey, somebody’s gotta win.

Take single dad Oneil Campbell, from Boston. He was shocked when he won a $5,000 Lucktastic prize.

“I didn’t see that one coming,” Campbell says with a laugh. “I really didn’t. This is something good that happened to me at the right time — when I can really use it.”

5. Search Your Wallet and Cash in on Your Dollar Bills

A crisp dollar bill being held out over a pair of blurred out sneakers.
Tina Russell/The Penny Hoarder

Specifically, dollar bills with strange serial numbers — ones that aren’t easy to come by. The collectors at CoolSerialNumbers.com will pay you big bucks if you have a bill with a rare sequence in your wallet.

Turns out antique coins aren’t the only currency worth cash to collectors.

Check out their website for a full list to see if you’ve got any of these rare bills, but here’s a rundown of the sort of serial numbers these collectors are looking for:

  • 7 repeating digits in a row on $1 Federal Reserve Notes (i.e. 09999999, 77777776)
  • 7 of a kind on $1 Federal Reserve Notes (i.e. 00010000, 99999099)
  • Super repeaters on $1 Federal Reserve Notes (i.e. 67676767)
  • Double quads on $1 Federal Reserve Notes (i.e. 00009999)
  • and more!

6. Collect $5 to Invest in the Stock Market

It’s no brilliant secret that investing can be a smart way to make money.

Sometimes, though, it feels restricted to a few wealthy elite.

But Stash is different. This app lets you start investing with as little as $5 and for just a $1 monthly fee for balances under $5,000*.

Stash curates investments from professional fund managers and investors and lets you choose where to put your money. But it leaves the complicated investment terms out of it. You just choose from a set of simple portfolios reflecting your beliefs, interests and goals.

Bonus: Right now, The Penny Hoarder is teaming up with Stash to give you an extra $5 after your first investment**.

7. Earn up to $69/Hour Working Online From Home

A man works on a notepad while he sits on a picnic table.

We get it. There are kids to drop off to school, errands to run and dinner to cook, so the idea of getting a full-time job without any flexibility just doesn’t work for a lot of people.

Truth be told, life would be a lot easier if you could just make money online, from the comfort of home. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine.

And you could earn up to $69 an hour by starting your own bookkeeping business from home, according to Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free.

It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year.

It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever.

If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months.

8. Get Paid For Having Opinions on Current News Events

You could waste hours arguing in comments sections about politics with your mom’s twice-removed uncle. (How are you even connected on Facebook?). Or you could share your opinions with news outlets and get paid for them.

Sounds like a no-brainer, right?

A website called YouGov America will pay you for taking surveys and sharing your thoughts on the hottest topics, including politics, the economy and reality TV.

YouGov collects data from millions of people about news, brands and celebrities and shares it with news outlets and companies. For example, Yahoo! News recently published an article featuring results from a YouGov America survey revealing only 42% of Americans plan to get vaccinated against the coronavirus when the vaccine is available.

When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for cash or gift cards to places like Visa, Walmart or Amazon. Plus, The Penny Hoarder readers get a 3,000-point boost when they complete their first two surveys.

It takes just a few minutes to sign up and get your first survey (and points!) immediately.

9. Earn Every Time You Buy Toilet Paper

Grocery shopping was never exactly pleasant. But these days, it’s a downright struggle. Fighting crowds; keeping six feet of space — just buying toilet paper is a feat. Shouldn’t you have something to show for it?

A free app called Fetch Rewards will reward you with gift cards just for sharing your grocery receipts. Yep, that includes toilet paper brands like Cottonelle and Scott, too.

Just upload the photos of your receipts to the app and Fetch will reward you with gift cards to places like Amazon, Walmart, Chipotle and dozens of other retailers.

And it’s perfect for those of us who don’t want to put a ton of work into this. All you have to do is send Fetch a photo of your receipt, and it does everything for you. No scanning barcodes or searching for offers — and you can use it with any grocery receipt.

When you download the app, use the code PENNY to automatically earn 2,000 points when you scan your first receipt. Then start snapping photos of your recent receipts to see how many points you can earn an income from home, without a single trip to the store!

Not so bad for a useless receipt, right?

10. Stop Deleting Your Emails

It turns out deleting your emails could be costing you money. Intrigued?

One of our secret weapons is called Paribus — a tool that gets you money back for your online purchases. It’s free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

Disclosure: Paribus compensates us when you sign up using the links we provide.

11. Answer the Phone

Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps, instead of running call centers.

These jobs can be full– or part-time and offer a variety of schedules, including daytime, evening and weekend shifts with a range of pay depending on the position and location.

Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.

You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.

12.Turn Your Junk Mail Into Money

Heather Comparetto / The Penny Hoarder

You know all those flyers and advertisements you get in the mail each day? The ones you never wanted but have no idea how to opt out of?

Well, you can turn them into extra income.

The “Small Business Knowledge (SBK) Center” is a market research company that wants to get a peep insight your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center.

No, you won’t be rolling in cash, but you can make an extra $20 every six to 10 weeks.

13. Spend $5 to Own a Piece of Amazon or Google

Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common: They own another company.

But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.

That’s why a lot of people use the Acorns app. It lets you be a part of something that’s normally exclusive to the richest of the rich — buying pieces of other companies for as little as $5. And with the recent sell-off in stocks, you might be able to buy them for cheaper than earlier in the year.

That’s right — Acorns allows you to invest in a bundle of well-known companies, letting you own a little of each of them while spending as little as $5. The best part? When these companies profit and issue dividends, you can profit, too.

It takes two minutes to sign up, plus Acorns will give you a $5 sign-up bonus once you make your first investment.

14. This Company Can Guarantee You a Job (Averaging $85K/Year in Salary)

A lot of us are looking for new jobs right now. But the fear of starting something new can be intimidating.

Luckily, an education company called Springboard can help you land a new job. In fact, they guarantee it. The best part? Springboard says students who take these classes go on to get jobs with an average base salary of more than $85,000 a year.

Its most popular classes include the UI/UX Design and UX Design bootcamps. No experience? Springboard’s online self-paced bootcamp programs will teach you everything you need to know to succeed in a new role in just six months.

And if you’re not sure you want to commit just yet, you can take Springboard’s Introduction to Design course to test things out and see if this is the right career move for you. This course is just $349, and if you decide to move on to one of the full bootcamps, the cost can be applied to your tuition.

Springboard’s bootcamps cost less than a semester of college, but you can wait to make payments until after you complete your courses and get a new job. Even better, if you don’t get a job within six months of finishing an online course, you don’t pay.

Plus, Springboard is offering 20 scholarships worth $500 each when you enroll in the UI/UX Design or UX Design bootcamp  with the code SPRINGBOARDPENNY. It’s free to apply for the bootcamps, and it only takes 10 minutes.

FROM THE MAKE MONEY FORUM

15. Profit From Drinking Wine and Beer

Listen, we’re in the middle of a pandemic, so we’re going to cut you a little slack if you want to splurge on a glass of wine or bottle of beer.

But before you do so, make sure you download the money-making app that pays you for drinking.

Yes, you heard that right. We know it sounds strange, but Ibotta will pay you cash for taking pictures of your beer, wine and liquor receipts.

Ibotta earns money from the liquor companies and over the past few years they’ve given back more $600M to Americans.

Penny Hoarder Carson Kohler has earned $172 in just over a year’s time, thanks to the free app.

It takes about 30 seconds to download Ibotta on your smartphone — what could you do with an extra $172?

16. Sell Your Crafts, Vintage Finds and Even Project Supplies Online

If you’re creative, you can make some decent money selling your work through Etsy. Although there are some fees, including a 5% transaction charge, the marketplace connects you with more than 33 million buyers globally.

That’s a whole lot of potential customers.

Pro Tip

Establish a strong brand and backstory. Connecting with customers makes them more likely to spend time on your shop.

Even if you aren’t creating masterpiece paintings or elegant jewelry or adorable baby clothes, you can still make money from home through the online platform. For example, one Penny Hoarder contributor, Janet Berry-Johnson, made about $200 per month selling needlecraft kits and patterns.

Maybe you’re more of a vintage type? Adventure through flea markets and even eBay to find vintage items you can fix up and resell through the platform.

17. Build a Business With a Blog

The startup costs for blogs are minimal: Just secure your domain name and hosting — only $2.95 per month from Bluehost.

You’ll need to write some quality content to get into WordPress (or your blogging platform of choice) and start sharing it through social media. Once you feel comfortable, you can monetize your blog through Google AdSense and affiliate programs for some nice passive income from home.

Sound appealing? Follow our seven-step guide to starting a blog.

18. Make Your Own Schedule as a Data-Entry Clerk

man working at home on computer and smartphone
mixetto/Getty Images

Data entry isn’t the best-paying work-from-home job, but it is one you can do with few skills or previous experience — all you need is a solid internet connection and a computer, and you must be at least 18 years old.

Pay ranges on a per-hour or per-project basis. Typically, you can pick up jobs as frequently as you’d like through freelance broker sites like Smart Crowd and Clickworker.

19. Write and Sell an Ebook

Smiling woman enjoying at home and using digital tablet.
BraunS/Getty Images

If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

You can self-publish ebooks through Amazon’s Kindle Direct Publishing platform. Writer Steve Gillman wrote a book in a week. Yup, Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.

After publishing on Amazon, he started making $350 per month. The best part? He continued to make money, even months and years later.

20. Get Your True Crime Fix by Joining a Mock Jury

A laptop sits on the lap of a woman who is sitting on the floor.
Carmen Mandato/The Penny Hoarder

Jury duty isn’t always fun, but what if you could do it from the comfort of home? Becoming an online mock juror can be an interesting way to make some extra money.

Here’s how it works: Attorneys present cases to online juries as a way to test it before trial — to find that’s working and what isn’t and craft the best arguments.

You can sign up as an online juror through a site like eJury. When a new case is submitted, you’ll be notified. Jump in to review the case and answer questions. You can earn $5 to $10 per case, depending on its length.

21. Do Calligraphy as a Side Business

An array of handwritten wedding invitations and decorative items.
Alexandra Vincent/The Penny Hoarder

Maybe you don’t want to be a content writer, but if you have excellent handwriting skills and a set of calligraphy tools, you can address envelopes. You could make $2 to $5 a pop just for being a talented calligraphy writer.

It doesn’t sound like a lot, but book a wedding with 100 guests, and you could rake in $200 or more for handwritten invites.

Launch your own website to sell your services, or offer calligraphy through Etsy. For example, Margo Dittmer gets creative with her calligraphy services and sells custom wedding certificates for $175 each on Etsy.

22. Make Extra Money Doing Voice-Overs

A microphone. The background is blurred.
vitranc/Getty Images

Janna Polzin, a stay-at-home mom in Toronto, earns money by talking to herself. At home. In her closet.

After her son was born in 2013, the stage actress turned to the online acting community and kept hearing about one voice-acting platform again and again: Voices.com.

“I often walk away from my computer thinking, I can’t believe I just made money from that!” she says.

Voices.com is an international online voice-over acting marketplace that helps vocal talent — both professional and amateur — find clients who need them.

23. Use Your Type-A Skills as an Online Virtual Assistant

A woman sits on a sidewalk bench and works on her laptop.
Carmen Mandato/The Penny Hoarder

If you have a knack for organization and communication, you just might make the perfect virtual assistant.

These days, you don’t have to be the busy corporate assistant you see in old movies or on TV. You can work right from home.

Folks will pay you to help schedule their days, answer emails, update their website, run social media accounts and book travel accommodations — all from the comfort of your couch.

To find open virtual assistant jobs, peruse some of these work-from-home job boards.

24. Sell Your Old Books for Amazon Gift Cards

stack of books with an e-reader on top
Chris Zuppa/The Penny Hoarder

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on eBay or Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Just enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

25. Make the Internet Better Working as a User-Tester

Basically, companies will pay regular folks like us to offer feedback on websites and apps. How’s the design? Can you find your way around? Have questions that aren’t answered?

You can make up to $60 per test through sites like UserTesting. The best part? You don’t need any user-testing experience — just a solid internet connection.

26. Start a Freelance Business and Set Your Own Hours

Have you considered freelancing? You can operate as a freelancer in just about any industry — from freelance writing to accounting to design to web development.

If you’re just starting out, consider finding gigs through freelance platforms. This will help you gain experience and connect with clients — without having to put a whole lot of work into marketing your services.

27. Sell Your Photos (Even If You Took Them With Your Phone)

Someone taking a photo of food on a table with a smartphone app.
Alexandra Iakovleva/Getty Images

Fancy yourself a solid amateur photographer? Instead of posting all day, every day, to Instagram, why not turn your work into extra income?

Start with a stock photography marketplace like Foap.

Download the Foap app, then upload your photos — even if you took them with your phone. When your photo is purchased, you automatically profit. Because Foap does most of the legwork, you’ll split the profit 50-50.

Want to go even bigger? Upload high-quality images to Shutterstock, one of the more popular stock photography sites. Each time your photo (or video) is sold, you pocket up to 30% of the sale price (while retaining the copyright).

28. Earn $12/Hour Doing Random Google Searches

Search engines (think: Google, Yahoo and Bing) use complicated algorithms to determine the results you see — and they don’t always get it right.

Although these algorithms are “smart,” they’re also prone to errors. Imagine searching for photos of hummingbirds — only for a photo of a seagull to pop up. Or maybe you’re looking for some news on immigration — only to find you’re reading a tabloid site.

That’s where humans can intervene as search engine evaluators. It’s your job to analyze search results and judge them based on quality, relevance and usefulness. And you can make money from home — around $12 an hour — for doing so.

We suggest you start by looking at Lionbridge job openings. The tech company is often hiring, so even if you don’t see any openings now, keep checking back to The Penny Hoarder’s online job portal.

29. Work as a Transcriptionist and Earn up to $25/Hour

Are you a good listener — and a good typist? You can make $15 to $25 an hour as a transcriptionist.

You’ll need experience in the medical or legal fields to get transcription assignments in those areas, but plenty of researchers, reporters and Average Joes are willing to pay for someone to type up their recordings.

You are paid per audio hour, so this is a gig that’s perfect for people with great focus. If an hour-long recording takes you four hours to transcribe, you still only get paid for one hour. Listen closely!

30. Sell Someone Else’s Stuff

Selling Craigslist freebies is a great way to make a profit quickly, because you get the items for free. You could even have cash in hand today, without leaving home.

Go to the free section on Craigslist and look for things that are close to you and easy to sell immediately. They could be scraps from a job site or metal items you can sell, for example.

For a quick turnaround, avoid items like furniture or electronics. These can be good to sell, but they’ll take longer.

Cash in your treasures by reselling on Craigslist, including them in a rummage sale or selling to specialty buyers, like a pawn shop or a local business.

31. Rent out the Clothes That Make Your Friends Jealous

Are your friends always complimenting your great sense of style? Try making money off that killer taste!

You can rent out your clothing online through a site like Style Lend.

There are a ton of others on the market, but take sure to read the fine print on rental sites. Some don’t charge any fees to the buyers and sellers, but some charge a rental commission per order. You’ll need to price your wears accordingly to account for any commission handed over to the company.

32. See if You Qualify for a Class-Action Settlement

If you use a product that’s involved in a class-action lawsuit, a little online sleuthing could get you a cash payout.

The rules of each settlement are different, but in most cases you’ll have to provide proof of purchase or product use, like a serial number or a receipt. Once you fill out your online claim form, you may have to wait a few weeks or months before receiving your payment.

Psst — we regularly post new class-action settlement information, so check in often to make sure you’re not missing a chance to get paid!

Our Best Work-From-Home Advice

Making money from home sounds all glitz and glam — and it can be, in a sweatpants kind of way. But there are also things you need to know before fully diving in. Here are a few resources to help you get started:

Happy working from home!

*For Securities priced over $1,000, purchase of fractional shares starts at $0.05.

**You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the custodian.

The Penny Hoarder is a Paid Affiliate/partner of Stash. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

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