TMC takes your privacy seriously and we are committed to protecting it through our compliance with this policy.
INFORMATION WE COLLECT FROM YOU
Information You Provide to Us
The information we collect on or through The Penny Hoarder may include information you choose to provide us, including information that personally identifies you and information the website collects that is defined as personal or personally identifiable information under any applicable law (“personal information”); records and copies of your correspondence to us (including email addresses); your responses to surveys that we might ask you to complete; your search queries on the Site; SMS or text messages you send as a part of an SMS Campaign; and information as otherwise described to you at the point of collection or pursuant to your consent.
Information Collected Through Automatic Data Collection Technologies
As you navigate through and interact with our Site, we, and our third-party service providers and vendors, may use automatic data collection technologies to collect:
We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). For more information on how you can opt out of behavioral tracking on this Site, please see Your Choices About Your Information.
The technologies we use for this automatic data collection may include:
For further information on tracking technologies and your choices regarding them, please see Your Choices About Your Information.
HOW WE SECURE YOUR INFORMATION
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls and encrypted at-rest, as well as encrypted in transit via SSL. However, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Site or as part of our SMS Campaigns. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site.
YOUR INFORMATION AND THIRD-PARTIES
Some content or applications on the Site, including advertisements, and some SMS Campaigns, are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. Please be aware that we are not responsible for the privacy practices of other websites or third-parties, and we do not control these third parties’ tracking technologies or how they may be used; by linking to such websites or using such third-parties’ services, we are not endorsing their content or practices. We encourage you to be aware when you access any such third-party links and to read the privacy policies of each website you access. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see Your Choices About Your Information.
Social Networking Services
TMC works with third-party social media providers to offer you their social networking services through the Site. For example, you can use third-party social networking services to share our content with your friends and followers on those social networking services. These social networking services may be able to collect information about you, including your activity on our Site. These third-party social networking services also may notify your friends about your visits to our Site, in accordance with applicable law and their own privacy policies. If you choose to make use of third-party social networking services, we may receive information about you that you have made available to those social networking service, including information about your contacts on those social networking services.
HOW WE MAY USE YOUR INFORMATION
We use information that we collect about you or that you provide to us, including any personal information:
We may also use your information to contact you about our own and third-parties' goods and services that may be of interest to you. If you do not want us to use your information in this way, you can opt out via the manner specified in the correspondence. For more information, see Your Choices About Your Information.
We may disclose non-personal information about Site visitors, and information that does not identify any individual, without restriction. Such information may include aggregate or anonymized website usage data or demographic reports.
We reserve the right, and you hereby expressly authorize us, disclose your personal information:
YOUR CHOICES ABOUT YOUR INFORMATION
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you control over your information:
Alexa Opt-Out Link
Double Click Opt-Out Link
Facebook Opt-Out Link
Google Opt-Out Link
Google Analytics Opt-Out Link
Google Retargeting Opt-Out Link
Parsley Opt-Out Link
Piwik Opt-Out Link
Scorecardresearch Opt-Out Link
Taboola Opt-Out Link
Quantcast Opt-Out Link
Yahoo Opt-Out Link
NOTICES, DISCLOSURES, AND ADDITIONAL INFORMATION
Your California Privacy Rights
TMC does not share personal information with third parties for their direct marketing purposes, as defined by California Civil Code Section § 1798.83, unless we give you choice (opt-in or opt-out) before sharing with those third parties.
If you are a California resident and you have questions about our practices with respect to sharing information with third parties for their direct marketing purposes and your ability to exercise choice, please contact us at [email protected]. You must put “Your California Privacy Rights” in the body of your request, as well as your name, street address, city, state, and zip code. In the body of your request, please provide enough information for us to determine if this applies to you. Please note that we will not accept inquiries via the telephone, email, or by facsimile, and we are not responsible for notices that are not labeled or sent properly, or that do not have complete information.
How We Respond to “Do Not Track” Signals
Some web browsers may transmit “do-not-track” signals to online services you visit. California Business and Professions Code Section 22575(b) (as amended effective January 1, 2014) provides that California residents are entitled to know how TMC responds to “do not track” browser settings. Because there currently is no industry standard concerning what, if anything, websites should do when they receive such signals, TMC currently does not take action in response to these signals. For more information on “do-not-track,” please visit http://www.allaboutdnt.com.
Children Under the Age of 13
The Penny Hoarder is not intended for children under 13 years of age and we do not knowingly collect personal information from children under 13 on the Site. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at [email protected].
*SMS messaging is also commonly referred to as “text messaging” or “texting.”
Last Modified 06.21.18