8 Strange Things Millionaires Do With Their Money, But Most of Us Have Never Tried

A person works on a laptop.
Getty Images
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Life would be a whole lot easier if someone would just Venmo us $1 million, but unfortunately the chance of that happening is, well, probably zero. (Venmo doesn’t allow transactions that large anyway.)

But even though our chances of becoming a millionaire are slim, we can still manage our money like one. No, we’re not going to tell you how to buy hundreds of shares of Apple stock. Or how to pick out the perfect yacht.

These are simple money moves any normal, non-millionaire person can make today. Each tip can get you closer to achieving your big goals.

Take a look:

1. See if You Can Get Money From This Company

Here’s the deal: If you’re not using Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want extra cash?

Yep. A debit card called Aspiration gives you up to a 10% back every time you swipe.

Need to buy groceries? Extra cash.

Need to fill up the tank? Bam. Even more extra cash.

You were going to buy these things anyway — why not get this extra money in the process?

Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”

2. Give Your Family up to $1,000,000

Oh, to be a millionaire. Look, not all of us have the money to set up trust funds for our loved ones. But you could still give them up to $1 million with term life insurance.

You’re probably thinking: I don’t have the time or money for that. But your application can take minutes — and you could leave your family up to $1 million with a company called Fabric.

Rates start at just a few bucks per month. The peace of mind of knowing your family is taken care of is priceless.

If you’re under the age of 54 and want to get a fast life insurance quote without a medical exam or even getting up from the couch, get a free quote from Fabric.

3. Knock $540/Year From Your Car Insurance in Minutes

When was the last time you shopped around for car insurance? Was it more than six months ago?

If so, you’re probably overpaying — by hundreds of dollars. Yep. Experts say you should compare rates twice a year to get the best deal.

Twice a year? Yeah, we don’t want to do that either.

A service called Insure does all the shopping for you to find cheaper insurance — with the same coverage and deductibles you already have. And it saves customers an average of $540 a year.

All you have to do is enter your ZIP code and your age, and it’ll show you your options.

See if you can get $500 back in your pocket by entering your zip code here.

4. Spend $1 to Own a Piece of Amazon or Netflix 

Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common: They own another company.

But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.

That’s why a lot of people use the Public app. It lets you be a part of something that’s normally exclusive to the richest of the rich — buying pieces of other companies — for as little as $1.

That’s right — you can invest in pieces of well-known companies, such as Amazon, Google or Netflix, for as little as $1. The best part? Some companies even pay you every quarter for your share of the profits, called dividends.

It takes minutes to sign up, and Public even will give you a $10 sign-up bonus.

*Valid for U.S. residents 18+ and subject to account approval. See Public.com/disclosures/.

5. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

Your credit card is getting rich by ripping you off with insane rates, but a company called AmOne could help you pay them off tomorrow.

Here’s how it works: AmOne will match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.

AmOne won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.

6. Add Money to Your Wallet Just for Watching the News

It’s been a historic year in news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.

And research companies want to pay you to keep watching the news. A website called MyPoints will pay you to watch short news clips online. Choose which ones you want to watch each day, then it’ll ask you a few questions about them.

You just have to answer honestly, and MyPoints will continue to pay you every month.It takes less than one minute to sign up, and start getting paid to watch the news

7. Add up to 300 Points to Your Credit Score

When it comes to your credit score, it’s important to stay organized and keep tabs on it. After all, it’ll play an essential role in any big purchase you want to make — whether that’s a home or a car.

So if you’re looking to get your credit score back on track — or even if it is on track and you want to bump it up — try using a free website called Credit Sesame.

Within two minutes, you’ll get access to your credit score, any debt-carrying accounts and a handful of personalized tips to improve your score. You’ll even be able to spot any errors holding you back (one in five reports have one).

James Cooper, of Atlanta, used Credit Sesame to raise his credit score nearly 300 points in six months.* “They showed me the ins and outs — how to dot the I’s and cross the T’s,” he said.

Want to check for yourself? It’s free and only takes about 90 seconds to sign up.

8. See if You’re Stunting Your Savings’ Growth by 9x

Here’s the thing about millionaires: They never miss a chance to grow their money. They know exactly where to save or invest it so that it grows as fast as possible.

But what about the rest of us? Interest rates at traditional banks are super low these days — and it’s probably stunting your money’s growth. But we found the Wealthfront Cash Account, which is paying out nine times more than the average checking account. In fact, it’s paid its 400,000-plus members more than $115 million in interest to date.

It does everything a checking account does, but it doesn’t come with annoying monthly maintenance fees, ATM fees or even overdraft fees. Heck, when you link up your direct deposits, you can even get paid two days early.

Plus, this account is super secure: Wealthfront works with multiple banks to insure your deposits up to $1 million.

Even better: The account minimum is only $1 (so you don’t have to be a millionaire to tap into this perk). It takes just a few minutes to create an account and start making money on your money.

*Financial investment involves the risk of loss