The 6 Biggest Money Secrets Most Rich People Won’t Tell You
You know what they say about secrets. They’re no fun.
And when it comes to the super rich, trust us — they’ve got plenty of secrets. And why would they reveal the keys to their success with you, anyway? The more for them, the better, right?
Well, the cat’s out of the bag. These are the biggest money secrets the elite don’t want you to know:
1. You Can Cancel Your Car Insurance
The rich know this. But did you?
You can save some serious money just by canceling your car insurance and switching companies.
Rates are at historic lows, and you could be paying way less for the same coverage. All you need to do is look for it.
But don’t waste your time hopping around to different insurance companies. Use a website called EverQuote to see all your options at once.
EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
2. You Can Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called Fiona could help you pay off that bill as soon as tomorrow.
Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.
If your credit score is at least 620, Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 2.49% and terms from 6 to 144 months.
Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.
All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.
3. You Can Get Paid Up to $83 When You Win Solitaire Games
The rich know one thing for sure: If you’re good at something, never do it for free.
Lots of us already play Solitaire on our phones for fun or just to pass the time. So, why not take a page out of the book of the elite and get paid real cash for it?
There’s a free iPhone app called Solitaire Cash that lets you play for real money. You could get paid up to $83 per win.
You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?
Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.
With each game, you’ll battle it out against at least five other players. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the deck fastest can win real money — anywhere from $1 to $83.
Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).
To get started, just download the free app and start playing your first game immediately.
4. Theres an Easy Way Make Sure Your Family Can Pay the Bills When You Die
Things are different for people like us. We don’t exactly have huge estates to leave our families. It leaves us wondering what would happen to them family after we die. How will they pay the mortgage? Send the kids to school?
But you don’t have to be some blue-blooded benefactor to make sure they can pay the bills when you die. You can get a life insurance policy — it’s one of the most important things you can do, if you have people who depend on you.
A company called Insure.com can help you get a policy for as little as $10 a month — and in just two minutes.
Maybe you’ve considered it before, but it felt like an expensive hassle — or like something you only need to do when you’re older. But the truth is, even if you’re young and healthy, it’s often smart to lock in a cheaper policy now. Rates tend to go up as you age.
Insure.com will show you quotes from different companies so you can compare and find the right policy for you. You never have to leave the house or take a medical exam. You don’t even have to speak to a human if you don’t want to.
Take two minutes to answer a few quick questions to make sure you protect the ones you love.
5. You’re Probably Wasting $720 This Year on Subscriptions
It seems backwards, but the people with the most money usually seem the most focused on the tiniest expenses. That includes subscriptions.
Keeping track of all these can feel like a game of whack-a-mole. Just when you think you’ve got a handle on them all, another random charge pops up on your bank statement.
It’s easy to let it slide — $5 here, $10 there. But it can seriously add up. We don’t have assistants to keep track of this for us, but luckily, an app called Rocket Money can show you exactly where you’re wasting money on forgotten subscriptions and bills that are overcharging you. It saves the average person $720 a year.
Rocket Money helps you find and cancel things like unused streaming subscriptions and expired free trials, and they’ll also negotiate lower monthly rates with your internet company, phone company and other bills — for the same service.
Rocket Money has already saved users more than $245 million, and it uses Plaid to make sure all your sensitive information is safe. The app does all the heavy lifting for as little as $3 per month. All you have to do is sign off on these money-saving changes.
It takes just a few minutes to get started and see how much you could save this year. Just register an account and link your bank account, then sit back while Rocket Money goes to work.
6. You Can Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
When you’re loaded, you start to see everything as a transaction. It’s just good business.
Here’s an example: We’ve all got opinions. The difference is, the rich know how to get paid for them.
Here’s the deal: Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
*Cash tournaments are not enabled in the following states: DE, LA, MD, MT, TN, IN, ME, TX. If you don’t live in a real prize-enabled region, you can still play for fun with our virtual currency.