The 6 Biggest Money Secrets Most Rich People Won’t Tell You
You know what they say about secrets. They’re no fun.
And when it comes to the super rich, trust us — they’ve got plenty of secrets. And why would they reveal the keys to their success with you, anyway? The more for them, the better, right?
Well, the cat’s out of the bag. These are the biggest money secrets the elite don’t want you to know:
1. Cancel Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
2. Stop Overpaying for Wireless — Get Unlimited for $15
Want a full year of doomscrolling, streaming, and “you still there?” texts, without the bloated price tag? Right now, Mint Mobile is offering unlimited talk, text, and data for just $15/month when you sign up for a 12-month plan.
Not ready for a whole year-long thing? Mint’s 3-month plans (including unlimited) are also just $15/month, so you can test the waters commitment-free.
It’s BYOE (bring your own everything), which means you keep your phone, your number, and your dignity. Plus, you’ll get perks like free mobile hotspot, scam call screening, and coverage on the nation’s largest 5G network.
Snag Mint Mobile’s $15 unlimited deal before it’s gone.
3. This Free App Will Give You up to $3K in Stock Just for Signing Up and Funding Your Account
Inflation is doing a great job of making it really difficult to buy, well… anything. And that includes stocks.
Luckily, when you open a SoFi Invest* account and fund it with at least $50, they’ll give you stocks in return — worth up to $1,000**. And for a limited time, get up to $3,000 when you open and fund a new Active Invest account with at least $50 within 45 days of opening and enroll in SoFi Plus. Plus, get a 1% IRA Match on contributions & rollovers. Terms apply.
With SoFi, You can buy full or fractional shares of popular stocks, plus you can invest in exchange-traded funds — or collections of stocks.
If you’re new to investing, SoFi has automated investing tools to help simplify things. Plus, they won’t charge you any SoFi management fees.
It only takes a minute to open an account and get started. Then, once you fund it with at least $50, SoFi will reward you with your stock — which could be worth up to $3,000.
4. Crush Your Credit Card Debt — Get Up to 21 Months of 0% APR
If you’ve got credit card debt, you probably know the real problem isn’t the balance — it’s the interest. It adds up fast and makes it feel like no matter how much you pay, you’re not getting anywhere.
But the good news is you don’t need to pick up a side gig or win the lottery to get ahead.
The experts at CardCritics have put together a super straightforward list of balance transfer cards that can give you a fresh start. These cards let you move your existing balance and then pause interest for a while — like, up to 21 months. That’s almost two years where your payments actually go toward your debt, not just the interest.
Here’s the cool part:
- 0% intro APR on balance transfers
- Big savings on interest (we’re talking hundreds, maybe thousands)
- $0 annual fees, so you’re not paying just to have the card
If you’re over watching your hard-earned money vanish into interest payments, it might be time to make a move.
5. Get Up to 35k From This Company
Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you.
But we found a company that can help.
My Lending Wallet offers personal loans from $500 to $35,000, with no minimum credit requirement. You read that right… you don’t need perfect credit to get a loan. But you will be given an APR rate ranging from 5.99% to 35.99% based on your credit history.
While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.
You can choose a repayment period between 61 days and 72 months — whatever works for you. Then, just wait for your confirmation email. Keep in mind that some loan requests require a final confirmation by phone before you’re funded.
My Lending Wallet won’t make you wait in line at the bank, either. If you’re worried you won’t qualify, relax—it’s free to check online and only takes five minutes. You could be on your way to financial relief in no time.
6. Get a Rate as Low as 6.88% on a Home Equity Loan
Sometimes, we just need a little extra cash. Whether it’s for pending home repairs, mounting bills, or a major purchase on the way— it’s important to find your best deal with the right lender.
That’s where LendingTree comes in.
Forget about walking into a bank with your hat in hand; you can compare home equity rates from multiple lenders directly on their website. Just remember that LendingTree isn’t a bank and can’t guarantee loan approvals, but they can help you find your best rate from among their many FDIC-insured partners.
To be considered for any loan on their website, typically, you’ll need at least a 620 FICO score and a DTI (debt-to-income) ratio of less than 43%. Some loans may offer higher interest rates than others.
Don’t just accept any old interest rate…find the one that works best for your budget and situation. Compare Home Equity Rates in minutes on LendingTree’s network.
