The 6 Biggest Money Secrets Most Rich People Won’t Tell You
You know what they say about secrets. They’re no fun.
And when it comes to the super rich, trust us — they’ve got plenty of secrets. And why would they reveal the keys to their success with you, anyway? The more for them, the better, right?
Well, the cat’s out of the bag. These are the biggest money secrets the elite don’t want you to know:
1. Cancel Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
2. Earn a $400 Cash Bonus* With a New BMO Smart Advantage Checking Account
Isn’t it high time our banks started paying us for our loyalty? It hardly seems fair that we’re always forking over fees and getting little to nothing in return, right? Good news — we found a bank that really does reward its customers, and the best part is you won’t pay any monthly maintenance fees, either.
When you open a BMO Smart Advantage Checking account, you may earn a sweet $400* cash bonus when you have $4,000 in qualifying direct deposits in the first 90 days.
That means you may be a couple of paychecks away from an extra $400* bucks— can’t beat that!
Here are a few reasons we love this checking account:
- Earn a $400 cash bonus (after qualifying direct deposits totaling $4,000 or more post to your account)
- Quick online application
- No monthly maintenance fee
- 40,000+ fee-free ATMs in the U.S.
And your money is always safe with BMO Bank N.A. They’re FDIC-insured, listed among the top 10 largest U.S. Banks by assets, serve 13 million customers globally, and are well established in North America.
Ready to break up with your old bank yet? Open a BMO Smart Advantage Checking account and earn your $400* cash bonus after you have a cumulative total of $4,000 in qualifying direct deposits post to your account within 90 days of account opening.
3. This Free Tool Finds the Best Personal Loan for You — And You Could Get Up to $100K
Trying to get a personal loan but don’t feel like jumping through a thousand hoops first? Same. That’s why Best Money is actually pretty refreshing.
It’s great if you’re dealing with credit card debt, a big expense, or just need some breathing room. And honestly? It only takes a few minutes and feels way less stressful than the usual process.
Instead of making you apply just to find out what you qualify for, it flips the script.
You can check out real offers from legit lenders — we’re talking up to $50,000 or even $100,000 — and the best part is, you don’t have to fill out a full application just to see what’s out there. You get to look at your options first, compare rates, terms, and monthly payments side by side, then decide what makes the most sense for you.
Take a minute to check out Best Money — could be the easiest step you take toward getting your money sorted.
4. Crush Your Credit Card Debt — Get Up to 21 Months of 0% APR
If you’ve got credit card debt, you probably know the real problem isn’t the balance — it’s the interest. It adds up fast and makes it feel like no matter how much you pay, you’re not getting anywhere.
But the good news is you don’t need to pick up a side gig or win the lottery to get ahead.
The experts at CardCritics have put together a super straightforward list of balance transfer cards that can give you a fresh start. These cards let you move your existing balance and then pause interest for a while — like, up to 21 months. That’s almost two years where your payments actually go toward your debt, not just the interest.
Here’s the cool part:
- 0% intro APR on balance transfers
- Big savings on interest (we’re talking hundreds, maybe thousands)
- $0 annual fees, so you’re not paying just to have the card
If you’re over watching your hard-earned money vanish into interest payments, it might be time to make a move.
5. This Free App Will Give You up to $1K in Free Stock Just for Signing Up and Funding Your Account
Inflation is doing a great job of making it really difficult to buy, well… anything. And that includes stocks.
Luckily, when you open a free SoFi Invest account and fund it with at least $10, they’ll give you free stocks in return — worth up to $1,000.
With SoFi, You can buy full or fractional shares of popular stocks, plus you can invest in exchange-traded funds — or collections of stocks.
If you’re new to investing, SoFi has automated investing tools to help simplify things. Plus, they won’t charge you any SoFi management fees.
It only takes a minute to open a free account and get started. Then, once you fund it with at least $10, SoFi will reward you with your free stock — which could be worth up to $1,000.
*See terms
6. Apply 100% Online For This Life Insurance — No Medical Exam
You Know That One Adult Thing You’ve Been Avoiding?
Yeah… life insurance. It sounds complicated, expensive, and like something Future You will figure out. But honestly? It doesn’t have to be a whole thing.
Ethos makes it super easy. No medical exams, no blood draws, and definitely no sitting in a weird office flipping through paperwork. They’ve totally simplified the process: it’s all online and takes just a few minutes. You just answer a few basic health questions, get your quote, and go from there.
Policies start at just a few bucks a day, billed monthly—and you could be covered as soon as today. You could even lock in up to $3 million in coverage. It’s fast, easy, and one of those moves that makes you feel like a real, actual adult.
Get your rate instantly with Ethos — no exams, no pressure.
*Users must meet certain suitability standards pursuant to the Connect Invest II Offering Circular, users must complete their first investment within 40 days of signing up in order to be eligible for the incentive will receive their $50 bonus with their first interest earnings. Past performance does not guarantee future results or success. The material contained herein does not constitute an offer to sell or a solicitation of any offer to purchase these securities, nor shall there be any sale of these securities in any state or other jurisdiction in which such offer, solicitation or sale would be unlawful.
1 SoFi Active Invest Standard Pricing and Fee Schedule Disclosure
2 Customer must fund their Active Invest account with at least $50 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions.
Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org)
Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform.Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org)
