Too Much Online Shopping? These Secrets Can Earn You More Than $2,000 Back
Do you remember going to the mall? The thrill of walking from store to store, adding more bags to your arms, paying cash (!) for your splurges — it was a whole experience, and it might have helped you stay in budget, too.
But not online shopping. The ease of finding everything you need — and plenty of things you don’t — makes it way too easy to *click* *click* *buy now* and deal with the credit card bill later.
Let’s be real. Online shopping is here to stay, but overspending doesn’t need to be. Here are some of the best tricks to save you money and earn you cash back.
1. Find Out If You’re Overpaying and Save $1,825/Year
Wouldn’t it be nice if you got an alert when you’re shopping online at Target and are about to overpay?
That’s exactly what this free service does.
Just add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item’s price history.
Let’s say you’re shopping for a new TV, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.
If you buy online 25 times a month — including each item in your Amazon cart and your restaurant delivery — you could save an estimated $1,825 each year. The extension will estimate your savings at different levels. At five monthly purchases, you could still save $365 annually, and at 10 purchases, you could save $730.
You can get started in just a few clicks to see if you’re overpaying online.
Capital One Shopping compensates us when you get the extension using the links provided.
2. Get Paid Every Time You Buy Toilet Paper
Grocery shopping was never exactly pleasant. But these days, it’s a downright struggle. Fighting crowds; keeping six feet of space — just buying toilet paper is a feat. Shouldn’t you have something to show for it?
A free app called Fetch Rewards will reward you with gift cards just for buying toilet paper and more than 250 other items at the grocery store.
Here’s how it works: After you’ve downloaded the app, just take a picture of your receipt showing you purchased an item from one of the brands listed in Fetch. For your efforts, you’ll earn gift cards to places like Amazon or Walmart.
You can download the free Fetch Rewards app here to start getting free gift cards. Over a million people already have, so they must be onto something…
3. Knock up to $610/Year From Your Car Insurance in Minutes
OK, OK, we know buying car insurance isn’t nearly as fun as winning a bid on eBay, but it’s still an online purchase! When was the last time you even checked car insurance prices?
Use a website called EverQuote to see all your options at once.
EverQuote is the largest online marketplace for insurance in the U.S., so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
4. Use This Secret Debit Card
Here’s the deal: If you’re not using Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want extra cash right now?
Yep. When you sign up for a debit card called Aspiration, you could get up to 5% back when you swipe at certain stores — plus they give you up to 50 times the normal national interest rate on your savings balance.
It’s perfect for earning extra cash for things that are already on your shopping list. You were going to buy these things anyway — why not get this extra money in the process?
This card used to have a huge waiting list, but now you can sign up for free.
Just enter your email address here and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”
The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration is not a bank.
Kari Faber is a former mall rat and current staff writer at The Penny Hoarder.