Hi! I’m Kyle, the Penny Hoarder.

I've got some creative ways to fix your budget.

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Free $200 from Nationwide

These Guys Will Give You $200 for Free…

Put this one in your Christmas savings account… The fine folks over at Nationwide bank are giving every reader of The Penny Hoarder a free $200 in cash if  you open a checking account with them [...]

Want Free Food? 15 Restaurants and Coffee Shops With Great Loyalty Programs

Tired of whipping up dinner every night and brewing coffee at home every morning? Why not treat yourself to a meal or coffee out on occasion — without blowing your budget? Eating at a restaurant [...]

Summer Fun for Free: 6 Entertaining Activities that Won’t Cost You a Dime

Picture this recent summer evening: my wife sipped Merlot and I had a Riesling. We ate strawberries dipped in chocolate while perusing paintings and sculptures. A local brew pub handed out samples of their [...]

Image: How to Get Into Airport Lounges for Free

Travel Hack: How to Get Into Airport Lounges for Free (Free Snacks, Anyone?)

Where would you rather spend your layover: in a less-than-comfortable airport chair fighting over electrical outlets and eating a $10 bagel… or in a luxury lounge complete with complimentary snacks, [...]

Image: Gap Year. Photo by Frontierofficial

Itching to Travel? Here’s How to Take a Gap Year for Free Before College

Hey, high school students! Did you know some colleges will pay for you to take a gap year to travel and work overseas? Yes, you heard that right. While the price tag of a year volunteering abroad often [...]

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How to Get Free Money – These 16 Companies Will Give You $1,935.20

Who says there’s no such thing as a free lunch? Every year businesses give away thousands of dollars in free money and gift cards as a way of promoting their websites/products. We’ve put together [...]


Hot!! Turbo Tax Will Give You a 10% Bonus on Your 2013 Tax Refund

This is crazy cool! TurboTax has just announced that they are offering up to 10% bonus on 2013 tax refunds when you use their software and take your refund via Amazon gift card. What?!?! This could add [...]


How I Earned An Extra $400 with the Barclaycard Arrival Credit Card

If you read personal finance blogs with any regularity, you’ve likely seen all the ways people, including myself, make out like bandits by getting free stuff. And by far, one of my favorite ways [...]

motif investing logo

How To Make $100 This Week with Motif Investing

One of my favorite online brokers is offering a pretty cool bonus this month. They’re giving $100.25 in free cash just for signing up and making a few trades!  (More on that a little later.) My [...]

Serve American Express

How To Get a Free $50 from Serve.com

Most of you know that one of Penny Hoarder’s favorite ways to get free cash is through bank and credit card offers. And I’ve got an awesome one for you today! Serve.com is offering $50 when [...]

Target gift card

Get a FREE $10 Target Gift Card from Ebates.com

Here’s a freebie definitely worth bookmarking…. The folks over at Ebates.com, the cash-back shopping site, are giving away $10 gift cards if you sign-up as a new member. You can choose either [...]

Capital One 360

Free Money Alert! – Get $50 Cash at Capital One 360 for Free

Hi Penny Hoarders, Nothing makes me more excited than when I find a company that is just giving away money! It’s a great way for them to promote a product or service, but more importantly, it’s [...]