Carson Kohler has been a staff writer at The Penny Hoarder for more than two years. Although she’s written about a little bit of everything (balloon artists and professional mermaids included), she now primarily focuses on banking tips and saving strategies. Prior to returning to her hometown of St. Petersburg, Florida, she worked for a slew of local newspapers and magazines — from South Carolina to Missouri to Colorado. She earned an English degree (yes, they’re useful) from Clemson University and a master’s in journalism from the University of Missouri. Go tigers — both of 'em.