Californians Could Use This Free Tool to Save $701/Year on Car Insurance

A classic Volkswagon bug is seen parked in Manhattan Beach, Calif.
Chris Zuppa/The Penny Hoarder

Hey, Californians. Did you know multiple sources show you pay some of the highest car insurance rates in the country?

Truly! What an honor!

But what’s new? You pay some of the highest rates on just about everything. Luckily, there’s an easy way you can potentially shave hundreds of dollars off your car insurance bill this year.

No need to get on the phone. No need to haggle rates. No need to fill out extensive forms.

Just use Gabi, a free online service that’ll allow you to quickly compare rates from up to 20 of the largest auto insurers in the nation.

It takes approximately two minutes — and has saved Californians an average of $701 a year. (Nationally, it saves Americans an average of $720.)

How Californians Could Cut Their Auto Insurance Bills by $701

It sounds unreal, right? That you could be wasting that much money on car insurance.

But here’s the thing: Sometimes,  car insurance companies will get you in the door with a good rate — then increase it after your first year. Plus, life changes, and with so many elements influencing your car insurance rates, it’s worth getting a new quote a few times a year.

This doesn’t have to be a complicated process, though. In fact, you just need about two minutes, and Gabi handles the rest — forever. You’ll get your best quote now, then Gabi continues to monitor rates for you.

Here’s what you’ll do:

  1. Enter basic information, including your name, birthday and address.

  2. Connect your existing car insurance account or upload a photo of your current policy.

Then, Gabi analyzes your existing plan and compares it to quotes from other insurers available in your area. This is an apples-to-apples comparison, so it won’t skimp on coverage or adjust your deductible.

If you already have the best possible rate, awesome! Gabi will let you know — it’s not trying to sell you anything you don’t need.

If you don’t have the best possible rate, check out the new quotes Gabi gathers for you. The service makes it incredibly easy to switch. Just select the new policy you want, and you can purchase it directly through Gabi.

It’s simple enough, and you never know: You might be able to cut your bill by more than $700.

Pro Tip

Do your friends complain about their car insurance rates, too? Refer them to Gabi with your unique referral link and, if they switch, you’ll pocket a $100 Amazon gift card.

Once you’ve signed up with Gabi, you don’t have to do anything else. It’ll continue to monitor car insurance rates and will let you know as soon as it finds you savings.

Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder. She has a horrible memory, so she loves anything that’ll automatically check for savings on her behalf.