This Free App Makes Saving Money Totally Mindless

Female college student texting on mobile phone outdoors
damircudic/Getty Images
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Ahhh. The sweet, sweet relief of payday.

You pay rent, take care of your utility bills and stock up on groceries — maybe even splurge on takeout.

Now, it’s time to save.

But wait… where’d your money disappear to?

There’s no sugar-coating it: Saving money is difficult. Yet it’s what you need to build a nest egg for financial security.

So why not let someone — or something — else handle all the hard work for you?

Dobot is a free app that automates the process and determines exactly how much you can afford to save.


Dobot Helps You Automatically Save Money — for Free

Nope. Not Robot. Dobot. As in, a robot for your dough.

Dobot is a free app from Fifth Third Bank (though you don’t have to be a Fifth Third customer and it pairs with more than 9,000 U.S. banks) that’ll help you automatically save money to meet your goals.

Vacation? Wedding? Emergency fund? Those really nice headphones you’ve been eyeing for more than a year?

Set your goals and your timelines, and you’re good to go.

Dobot takes care of the rest. When you connect your checking account, it goes to work and determines how much money you can afford to put away.

Every few days, Dobot will automatically transfer some money into your savings. The amount will vary each time depending on your account balance and spending patterns. For example, if Dobot sees your balance typically goes down at the beginning of every month, it’ll take it easy on you at that time.

If you don’t feel comfortable with the automatic withdrawals, you can always manually transfer the money. And if at any time you need to access the money, you can withdraw funds from your Dobot account anytime.

Start Effortlessly Saving in Minutes

Ready to start saving for that dream vacation? Or finally get that emergency fund rolling like you know you should’ve done 293 years ago?

I’ve signed up for and tested a lot of savings apps, and I’ve got to say: Dobot is super simple.

Here’s what you’ll do:

1. Head over to Dobot, and enter your phone number to receive a download link. Download the app (it’s free; everything’s free) and create an account.

2. Set your savings goals. This is the fun part (in my opinion). Here’s what a savings goal will look like:

dobot savings app screenshot
Image courtesy of Fifth Third Bank

3. Connect your money source. Yeah, unfortunately Dobot won’t just fund your goal for you, so you’ll need to connect a checking account. Dobot walks you through this process — again, super easy.

And… you’re done! Painless.

Every few days, Dobot will sneak money away from your account and stash it toward your goals. (Actually, it’s not even that sneaky, because it’ll shoot you a text with updates.)

Now, all you have to do is sit back, relax and let Dobot take care of the rest. It takes minutes to download the app and get started.

Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder. Honestly, she’d have no money in savings if it weren’t for automation.