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How to Get Free Money – These 16 Companies Will Give You $1,935.20
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by - January 31, 2014 - 138 Comments

Who says there’s no such thing as a free lunch?

Every year businesses give away thousands of dollars in free money and gift cards as a way of promoting their websites/products. We’ve put together a list of 16 of them who will give you a ridiculous $1,935.20 in free cash right now.

Some of them are as simple as filling out a form and some of them take a bit more effort, but you can easily knock out all of them in a couple of hours.

Without further ado, here are the 16 companies giving out free money right now….


Capital ONe 3601. Try Banking at Capital One 360 – FREE $50.00

About a year ago, Capital One took over ING Direct and started offering free online checking accounts. What’s even cooler is that they’ll give you $50 just to open one.

I’ve already got a checking account that I’m pretty happy with, but I don’t mind opening a second one for some free cash. :)

Here’s how to do it:

1. Open a free checking account with Capital One 360.

2. There’s no minimum deposit with this account, but you’ve got to make at least 3 purchases with your Capital One 360 debit card during the first 45 days of opening the account.

3. On the 50th day, Capital One 360 will deposit a free $50 in your account. Sweet! For those of you who aren’t familiar with Capital One 360, they are a pretty popular virtual bank that gives spectacular interest rates. It’s completely free to open and maintain an account with Capital One 360.

Go claim your $50 and take yourself out to lunch.

Read more about it here: “Free Money Alert: Get $50 from Capital One 360



2. Get Paid to Complete Tasks at InboxDollars.com – FREE $30.00

There are a number of sites on the web that will pay you to read advertiser’s emails, sign up for offers, and take surveys. I’ve tried about a million of them, but there are only a few of them that I would recommend. Inbox Dollars is one of those companies and I want to show you how I made $30 in a little over an hour completing offers on their site.

It’s free to join Inbox Dollars and best of all, they give you $5 just for signing up! Inbox Dollars just requires that you accumulate $30 in earnings before you can “cash-out” and they pay you by sending a check.

Some sample offers include one that asks you to sign up for a email newsletter from AMF Bowling. That pays 50 cents and takes about 15 seconds. Another offer asks you to sign up for a free account at Turbotax.com to earn $3.50. These are simple and there are nearly a hundred of them to choose from.

If you are interested in giving Inbox dollars a try, visit the sign-up page here to get started.

Read more about it here: “How to Make $30 Quickly with InboxDollars


OptionsXpress3. Open a Free Account at OptionsXpress – FREE $73.15

The folks over at OptionsXpress are offering new, USA customers a $100 bonus when you open an Individual or Joint account and make three trades in the stock market. I love signup bonuses like this because they take very little time and are usually pretty profitable. This one took me about 10 minutes to complete.

Now, OptionsXpress charges $8.95 for each trade you make, so after making 3 trades, I’ll still be netting $73.15 in extra cash. If you want to do it, here’s the step-by-step…

1. Open a new Individual or Joint account (IRAs, other tax-exempt, linked, or shared accounts are excluded from this offer). You’ve got to deposit $500, but you can withdraw it after 6 months. I’m not really worried about that, because this is money that is in my savings account and it’ll go right back into savings when I’m done with this offer.

3. Make at least 3 trades within 12 months of account opening. I’m not going to be trading any risky stocks here, because I don’t want to lose any money. This isn’t a stock recommendation, but I chose the most conservative Vanguard mutual fund that I could find (VWINX). It’s traded between $24.50-$25.50 for the better part of a year, so it’s pretty steady and I know I’m not going to be taking a big risk.

4. The $100 bonus will be deposited into my account within one month. Sweet! It’s not instant cash, but I don’t really care. It’s all going into the long-term savings account.

Read more about it here: “Look! Optionsxpress is Giving Away a Free $100


Online Shopping Cart4. Do Your Shopping via Ebates.com – FREE $10.00

The folks over at Ebates.com, the cash-back shopping site, are giving away $10 gift cards when you sign-up as a new member. You can choose either a $10 Target, Walmart, Macy’s, or Kohl’s gift card. You need to make a $25 purchase at any of the stores on their shopping list in order to qualify for the free gift card.

I certainly don’t recommend spending $25 just to get a $10 gift card, but if you have plans to buy something online anyway, I would definitely cash in on this… Especially if you’ve got a gift card from a birthday or Christmas that needs to be spent. Look at this as a way to get a little bit extra back on your purchase.

Some of the cash-back offers I use frequently include the 3% back on iTunes purchases, 1% back on Apple store purchases, and 3% back on Target purchases. But there are a ton of stores to pick from as well.

Read more about it here: “Get a FREE $10 Target Gift Card from Ebates.com



NetSpend5. Open a Netspend.com Account – FREE $20.00

This is another easy $20 just for requesting a prepaid, reloadable card from Netspend. I’ve tested this one and over 200 hundred readers have cashed in on this, so you know it’s a good one.

1. Click HERE and ”Open a NetSpend account” for FREE.

2. You will receive your NetSpend “Visa” Debit card within 10 business days. Mine made it here in 4 days.

3. Once you receive the card, simply log into NetSpend and activate it.

4. In order to get the FREE $20, you’ll need to load the card with a minimum of $40.00 using PayPal, a bank account or one of the other many options.

5. Once you load the $40.00, NetSpend will add $20.00 to your available balance on the card. I confirmed this myself with my own card.

6. Go to the ATM and withdraw the $60.00 total from your card or spend the funds at your local store, online, or wherever you can use a credit card. Yes, if you withdraw the money via ATM or cash back, you’ll be hit with the $2.00 fee for a PIN transaction or a $2.50 ATM Fee (would only be $17.50 – $18.00 bonus in this case). But, you can avoid the fee by ACH transferring it for free back to your bank

Read more it here: “Free $20 Cash for Signing Up at Netspend


American Express Reward Credit Card6 – 10. Sign Up for a New Credit Card – FREE $1,425.00

One of the best ways for a Penny Hoarder to make some serious extra cash is to take advantage of credit card sign up bonuses.  Of course, to get the most benefit, you should have excellent credit, and you should routinely pay off your credit card in full each month so you’re not paying interest.  (After all, every time you pay interest, you’re losing some of the positive effects of the bonuses.)

Just recently I received over $1,300+ in credit card bonuses by selectively choosing new cards to apply for and use.  All I had to do was put my regular spending on the credit card over the course of a few months.

Barclaycard Arrival Plus™ World Elite MasterCard® - $400 Signup Bonus (Update: You must make $3,000 in purchases in the first 90 days in order to redeem the $400 travel statement credit. These can be purchases you were already going to make; i.e. groceries, gas, etc.)

American Express Gold - $250 Signup Bonus

US Bank FlexPerks Card -  $175 Signup Bonus

Chase Sapphire Preferred Card - $400 Signup Bonus

Citi ThankYou Preferred Card - $200 Signup Bonus

For those of you wondering, here’s a great article on how to do this without hurting your credit score: How Opening and Closing Credit Cards Affects Your Credit Score

Read more about it here: “5 Credit Card Promotions That Made me $1,375


$25 bonus for opening an ira account

11. Take 5 Minutes and Open a Betterment.com Account – FREE $25.00

Betterment is a simple, online tool that allows anyone to invest in stocks & bonds without incurring transaction fees. It’s become pretty popular with small investors who want to start saving, but can’t afford the expensive fees you find at places like Etrade.com and Merrill Lynch. Plus, they’ll give you a free $25 just to signup!

1.) Open a free account at Betterment.com. The form takes about 90 seconds to fill out, so can literally do this while sitting in the doctor’s office or while watching television.

2.) You need to make an opening deposit of $250 or more within 60 days of opening your account. If you’re not ready to make a deposit right now, my advice is that you go ahead and fill out the Betterment promotion form today. You can always make the deposit later, but this way you’ll have the promotion locked in, just in case the promotion ends.

3.) Once you’ve deposited $250 (and waited 60 days), Betterment.com will deposit a FREE $25 bonus into your account. How easy is that? You can then withdraw your entire account balance or you can keep the $275 invested and earning interest with Betterment.

Right now this is USA only.

Read more about it here: “How to Make $25 While Sitting in a Waiting Room


12. Download this App & Get Paid $185/year

Mobile Apps

Media Research Panel is a smartphone app that helps media companies better understand how consumers use, view and share TV, social, digital and mobile media. Their app “measures activities conducted on a device, such as sharing, viewing, clicking, chatting, downloading and more. The app also listens for TV shows, and, using technology of Gracenote, Inc., identifies which TV shows was captured.”

If you install their app, they’ll pay you $5/month per device. And you can install the app on up to 3 devices. Plus they’ll send you a $5 bonus after the 12th week. (Totals $185/year)

Here’s how to do it:

1. Sign up at MediaInsidersPanel.com

2. Install and activate the MI Mobile app onto your device(s).

3. Watch your e-mail for important information and instructions on next steps. Also, at no time is a member’s personally identifiable information ever shared or released publicly, nor will they ever interact with you via social media.

Here are the devices that they support:

  • Android™ smartphones and tablets that run Android version 4.0 or greater, and are not rooted. We also accept the Kindle Fire HD, but not the first generation Kindle Fire.
  • iPhone®5, iPad®, iPad mini®, and iPod touch® devices that run iOS version 5.0 or greater.

***You’ve got be a US resident, 13 years or older, and have a valid email address.



13. Open an Account at Serve.com – FREE $50.00

Serve is American Express’s version of a prepaid, reloadable card and they are offering $50 when you open a free account, sign up for direct deposit and have two direct deposits put in your account. That’s a FREE $50 for about 5 minutes of work. Sweet!

And here’s a tip: You can direct deposit a number of things besides your regular paycheck. I like to keep my paycheck going to my primary bank account, but for bank bonuses, I use other sources of income to fund it. Try to think of another place that you get monthly income from. Do you get a social security check? Insurance check? Second job income? Mystery shopping payouts?  A number of the “paid-to-email” sites also offer direct deposit. I know that Fusion Cash does, because I get a nice cash-out from them on the 20th of every month.

Here’s a link to the promo page:     Serve.com $50 Bonus

Read more about Serve.com here: “How to Get a Free $50 from Serve.com


Walgreens Logo14. Transfer Your Prescription to a New Drug Store – $25.00

If you have a monthly prescription from your doctor, I’ve got an easy way for you to make $25 bucks a month…

Several of the national grocery and drug store chains have been know to run promotions where they will give you free cash or a gift card when you transfer a prescription to their store. For example, this month Walgreens is running a promotion where they will give you a $25 gift card for transferring a prescription to your local Walgreens.

You can usually find these coupons in your Sunday newspaper circulars or on coupon blogs like DealSeekingMom.com and MoneySavingMom.com.

If you can’t find a coupon for a specific location, ask your store manager if they’ll accept a competitor coupon. You can then take the Walgreens coupon (or another one that you find) and have your store match it. Lots of stores will do this including Publix and some Walmarts, CVS’s, and Rite Aids.

Read more about this trick here: “Here’s a neat trick to make $25/month if you have a prescription…


MySurvey15. Take a Few Surveys with MySurvey.com – $15

Most of you know that I hate survey companies. :)

There are so many scammy sites out there and often times taking a survey is little pay for a lot of work. However, one of the exceptions I make is with MySurvey.

They’re one of the oldest online survey companies and they have an A+ rating with the Better Business Bureau.

The reason I like MySurvey so much is that they pay you for even the surveys you don’t qualify for. You see, most survey companies make you take a “qualifying survey” before you are given access to the paid survey. And if you don’t meet the qualifications for that particular survey, you earn nothing (despite the fact that you spent 5 annoying minutes answering questions).

MySurvey is different – even if you aren’t given access to the full survey, they will still pay you for answering the questions in the qualifying survey. Pretty cool, huh? Now, you’re not going to get rich answering surveys, but it can be a fun way to make an extra couple hundred dollars a year. Heck, I do them as I’m watching TV. :) Each survey pays differently, but on average I earn an extra $15/month for taking a few surveys.

Signup for MySurvey.com here(USA only)

Read more about it here: “The 9 Best Survey Sites to Make Extra Money


MotifInvesting16.  Trade Stocks at MotifInvesting.com – FREE $100.25

Motif Investing is unique among online brokers, because instead of picking individual stocks, you invest in a cluster of stocks (usually 20 to 30) from a similar field.  Sort of like a mutual fund, but the motifs range from Clean Energy, to Republican Companies, to Healthy and Tasty, to Obamacare.  Basically any interest you have or trend you’d like to invest in can be found on Motif…

Even, better they’re giving away a ton of cash right now. If you open a new account and make one trade, you’ll earn $50. Make 3 trades, and you’ll earn $75. Make 5 trades, and you’ll earn $150!

Now Motif charges $9.95 for each trade you make, so after making 5 trades, you’ll still be netting $100.25 in extra cash.  That’s like getting all of your transaction fees free AND earning $100 extra.  Sweet! Signup here - Free $150 Motif Promotion.

Read more about it here: “How to Make $100 This Week with Motif Investing


There you have it. If you’ve finished the list, you’ve just made $1,935.20 in FREE money.

Feel free to take the weekend off.

Good luck Penny Hoarders!

Note: we want to be up front with you on this – we may have a relationship with some of these companies. While we genuinely recommend them, we do want you to be aware that they’re a sponsor and are helping to grow The Penny Hoarder as a community.


  • http://athriftydiva.com michelle

    I always forget to use ebates and I shop online a ton. Thanks for the great tips.

    • Kristina

      Ebates has a browser add on that alerts you if the site you’re on has cash back!


    • Christine Catlover

      Michelle please see below what I wrote other members. This is legit


      I am a member on ebates as well but for many years before that (and currently) I was a member of another cash back website. It’s not advertised like ebates is, a facebook friend of mine uses ebates and when I showed her my site she said the place she usually shops at with ebates, offers more % on my site. Just compare both sites to see which one offers the best deal at the time.

      When I joined they gave you a 2.50 sign up bonus which has increased to $5 now. I use paypal or a check as a cash out. It’s been working for me for years, I’ve booked flights, got cell phones, ordered books, health and beauty supplies, pet food etc.

      Here is my link and my referral email is shaytana22@yahoo.com.

      If you have any questions, feel free to email me. I think you will like it, I have had no complaints and been a member since 2008

  • http://www.co-and-mom.blogspot.com Ashley

    Very helpful tips! I need to check out a few. And I’ve never used ebates–I need to try it!

    • Christine Catlover

      Ashley please see below what I wrote other members. This is legit


      I am a member on ebates as well but for many years before that (and currently) I was a member of another cash back website. It’s not advertised like ebates is, a facebook friend of mine uses ebates and when I showed her my site she said the place she usually shops at with ebates, offers more % on my site. Just compare both sites to see which one offers the best deal at the time.

      When I joined they gave you a 2.50 sign up bonus which has increased to $5 now. I use paypal or a check as a cash out. It’s been working for me for years, I’ve booked flights, got cell phones, ordered books, health and beauty supplies, pet food etc.

      Here is my link and my referral email is shaytana22@yahoo.com.

      If you have any questions, feel free to email me. I think you will like it, I have had no complaints and been a member since 2008

  • http://www.rochkirstin.com Roch

    Are these applicable only in the United States or worldwide? I have never tried any of these and it’s actually my first time to hear about them.

    • Kyle Taylor

      Hi Roch -

      Most of them are US only. I know Ebates is also open to Canada too and PersonalCapital may be available worldwide.


    • mushtaq ali

      Respected Sir, I am a retired person and actually needs money for my school going children. I am residing in KARACHI – PAKISTAN. My Cell # 0092 331 87 221 87.
      Sir, I have never tried before. Please do the needful. Thank You !

  • http://francramon.com Franc Ramon

    It would be nice to earn money through some of these sign up bonuses.

    • http://www.thepennyhoarder.com alicia

      the link says it takes up to 30 days

  • http://kimnieves.com KIM NIEVES(www.kimnieves.com)

    Oh, how I wish I live in the US to get some free money! =p

    • Christine Catlover

      Some of these work in Canada or internationally as well

  • http://www.tauyanm.com jane

    it would be nice if this is totally available worldwide love all the great tips here! No one will complain indeed!

  • http://jadelouisedesigns.com Amber Edwards

    Wow, you could really start to add up some income if you can keep everything straight and accomplish everything on your list. That is pretty cool.

  • http://cnafinance.com Joshua Rodriguez

    Ahhh, gotta love free money! I’m actually planning on setting up my Betterment account today when I get off work! $25 free, yea buddy. Anyway, I’d love to see you come be part of the conversation at CNA. Talk to you soon!

  • Gil Camporazo

    If all of them are legit, everyone gets a lot of money. This is a very convincing freebie offers in terms of earning money online for free.

  • http://www.lutoninanay.net/ lencilicious

    Very helpful tips you have here. Will check some of them later.

  • LaGrande

    never believed in free money, will try! Thanks

  • https://www.facebook.com/gizellemariemichel Marie Michel

    Wow! one really has to look where the money can be found! thanks for these tips!

  • Jen

    The pharmacy one sounds good since I am thinking of switching from CVS to Walgreens. But , being in the medical field, be careful about using a different pharmacy every month for a new prescription. It is sometimes called “pharmacy shopping” and might get you in a little hot water with your doctor. So be careful of that one.

  • http://Learn2EarnNow.net Ariel – Learn2EarnNow.net

    I was a bit skeptical upon first glancing at this page because my experience with accepting “free” offers is that there was always some hidden hook or trick to extract money that I was not willing to give.

    However, after reading this page I see that it is possible obtain a net benefit from free offers if one chooses wisely. Thanks for sharing this!

  • Jesse

    Personal Capital is now donating $20 to Habitat for Humanity for each referral… no more $10 to me :(

  • El

    I recently took advantage of Capital One 360 Black Friday Deals.
    I opened:
    -Checking Acct. with $125 bonus(with 5 debit purchases or 5 checkmate deposits or combined)
    -Savings Acct. with $75 (with $500 deposit)
    -Sharebuilder with $150(after making 3 trades).

    I also took advantage of pre-approved Chase Freedom credit card with $200 bonus.(after spending $500 within first 3 months.)

    Expecting free $550 soon.

    • Kyle Taylor

      Awesome! Nicely done! :)

    • paul trusty

      I will try some of these.

    • Christine Catlover

      You will get a 1099INT for the $75, they did not send me anything for the $125 bonus

  • Ifeanyi

    Does these sites restrict Nigerians? I am interested in about over four but I kept seeing Dollars mentioned and United States residents, etc. Is it applicable to Nigerians?

    • Kyle Taylor

      InboxDollars is the only one that is open to Nigeria. Sorry about that.


  • http://foodandnutrition jane kajuju

    am in kenya ..have been trying to install mobilexpressions app in my phone. but not supported …
    is it not available in africa?

    • Kyle Taylor

      No, sorry. :( This one is US only.

  • Freeman925

    too bad Ebates.com only works in the US . I absolutely admired that website .

    • Christine Catlover

      Freeman, I just looked at my cash back website this is what they had to say. Below also a comment I posted to another member, feel free to check it out

      I don’t live in the U.S. or Canada. Will I get cash back on my purchases?
      Most international orders are eligible for cash back. However, we cannot guarantee that you will receive rebates for your purchases due to some of the internal merchant policies with international orders.


      I am a member on ebates as well but for many years before that (and currently) I was a member of another cash back website. It’s not advertised like ebates is, a facebook friend of mine uses ebates and when I showed her my site she said the place she usually shops at with ebates, offers more % on my site.

      When I joined they gave you a 2.50 sign up bonus which has increased to $5 now. I use paypal or a check as a cash out. It’s been working for me for years, I’ve booked flights, got cell phones, ordered books, health and beauty supplies, pet food etc.

      Here is my link and my referral email is shaytana22@yahoo.com.


      If you have any questions, feel free to email me. I think you will like it, I have had no complaints and been a member since 2008

  • Donna

    You might want to make sure your insurance does not keep you from being able to get the $25. Check with the pharmacy first before getting the new scrip filled or transferring an existing scrip. Those on any type of government program insurance such as Medicare, Medicaid, etc are ineligible. A client of mine was not yet eligible for Medicare, but had insurance from the job she retired from, not sure what insurance it was, but she was excluded also!

  • Heidi Vaughn

    Need to see if this is honest and work.

  • sksi

    I want some $$$ ♥♥♥

  • John

    How about get your butt to work ?!

  • http://www.ggg.com kylee


  • http://www.ggg.com kylee

    Cool games

  • midwestgal

    Don’t forget, all that free money will count as income, and you’ll have to put it on your tax return and pay taxes on it. I opened a bank account for the $100 last year and I expect to receive a 1099-INT form showing that amount as interest. But hey, you still come out way ahead!!

    • Christine Catlover

      I had joined Capitalone360 before this post. I earned 2 bonuses, one for opening the checking acct and then one for opening a savings acct. I only got sent one 1099INT showing one of the bonuses plus any other interest I earned. If your interest/bonus is under $10 you will not receive a 1099 and do NOT have to report it. For a lot of us that are low income the interest or bonus earned will not make much of a difference if at all at tax time. (I am a seasonal tax professional)

  • Sally

    I worked hard most my life, now that im alone its been more than difficult, I didn’t have lots of money now I have none. Im loosing my health, I have no home no family its difficult to be poor, I want help from some one that wouldn’t have an issue with helping a poor person achieve material happiness. I know if the right wealthy person helps me it would insure I can have a home. Some one rich will read this an want to fully support me with a one time helpful income.

    • Julie


    • Bridgette Davetrol

      Just post your info, I’m sure someone will help you!

    • EasyWriter

      At least you still have a computer and internet access.

      • Jawad Ali Bajwa

        i loose many money in registration and pay fees from other comapny but i got nothing from there he is called a lier company in my words. kindly help me how can i earn money pls

    • Heather

      Really? Are you serious? You think someone rich is magically going to “support you with a one time helpful income”? Lol then you wake up.

  • http://2-copper-coins.com Jon@2-copper-coins.com

    Totally sweet list! I have completed hundreds of survey’s on Mysurvey.com and have used the points to buy countless birthday and Christmas presents. I might also offer to your list opinionoutpost.com. They let you make money much more quickly than mysurvey. So far I’ve earned $150 on their site. I’m also definitely checking out the Media Insiders app. I’m happy to have an extra $185 a year.

    • Jeff

      How did mysurvey for you?? I was on it for a good part of the day and didn’t qualify for hardly any surveys. It seemed impossible to reach $30 on that site. I’ve never had a good experience with survey sites.

      • http://www.InternetNetworkMarketingTraining.com Corrisa Malone

        Try http://www.FunSurveysForCash.com

        The key with surveys sites, at least the one above, is to get referrals – that’s where the big bucks are made.


    • http://heavenly2.blogspot.com/ Myheavenly

      Mysurvey is the best site… :)

  • Gigi

    Good tips, I’m going to try some of these.

    The only one I’ve already used is Ebates. I did all my Christmas shopping online and earned a little over $50, BUT watch them carefully. They do not always record your shopping and there have been several purchases I’ve made “through” them that never registered so I never got paid.

    However they did send one check already so it’s definitely legit, you just have to keep careful records. I’m also willing to admit the error may have been mine because I tend to search for coupons and deals online so I may have messed something up by leaving the website and returning later.

    Good luck everyone.

    • Christine Catlover

      Hey Gigi. I am a member on ebates as well but for many years before that (and currently) I was a member of another cash back website. It’s not advertised like ebates is, a facebook friend of mine uses ebates and when I showed her my site she said the place she usually shops at with ebates, offers more % on my site.

      When I joined they gave you a 2.50 sign up bonus which has increased to $5 now. I use paypal or a check as a cash out. It’s been working for me for years, I’ve booked flights, got cell phones, ordered books, health and beauty supplies, pet food etc.

      Here is my link and my referral email is shaytana22@yahoo.com.


      If you have any questions, feel free to email me. I think you will like it, I have had no complaints and been a member since 2008

  • pa

    Is this a scam?

    • Kyle Taylor


      • clare

        really its not seems like it. i dont want to get into trouble

      • Kyle Taylor

        I love sodomy!

    • Christine Catlover

      I have signed up for Media Insider panel. The amounts have changed a little but it’s easy to earn money, I have my laptop, tablet and phone listed. You just have to make sure the app is running

  • Charles Parrott

    I like to keep a clean computer; worried about Inbox Dollars, or any other vendors like these; do they drop cookies or any “spying/tracking” methods on my computer?

    • http://stuntzombies.blogspot.com/ Stunt Zombie

      Stay away from Inbox Dollars. I tried them out, and it seemed I was just getting the run
      around. I just kept getting sent to survey after survey.

    • Christine Catlover

      I do not qualify for a lot of the surveys so I mainly just used the clicking on emails which can take forever to get the $30. You can use trial offers etc you just have to remember to cancel them so you will not get charged. They also charge you a $3 ‘fee’ to cash out your $30 which they then turn around right away and credit you back for your next $30. I ended up joining consumerpanel through them and now get paid $1 for each survey they send me and they only last a couple of minutes.

  • http://moneymakingsecrets.org Daniel Voyles

    This was pretty cool stuff you laid out here about the 15 different ways to get free money in the amount of $1823.40.

    Thanks guy for sharing this with us.

  • Stef

    Won’t your credit score suffer after applying for so many credit cards?

    • Brandon Bates

      That is why you have to have great credit. Inquiries can harm your credit, but also the amount of your available credit you use can have an impact. Sometimes opening a new card can push your available credit to a lower percentage. Say you have 3 credit cards utilizing 40% of your available credit as a whole, but you sign up for a 4th card that has a high enough balance to put your credit usage lower “preferably between 20% and 30%” it may actually help your credit rating. I can’t say if the amount of cards you have has an impact, but I do know that utilizing between those percentages helps your credit a lot, especially if you don’t have anything delinquent. Just be cautious of debt to income ratio, because this too can affect your ability to obtain a loan, and better interest rates. I’m no expert, but so far this is what I understand of it, and I guarantee it gets much more complicated.

    • wayne

      I will let know, with 59 years on this earth nothing is free ! Every tI’m you use or apply for any CREDIT CARD , IT ALWAYS EFFECTS YOU CREDIT SCORE ! Do not let anyone tell you different
      All the FREE offers are BULLSH$T !

    • Debra Perez

      believe me your credit score will suffer for applying for a lot of credit cards they do what they call a hard hit on your credit soooo make sure you have excellent credit and for each application they do a hard hit … if you apply for 5 credit cards rather you get them or not get them there will be 5 hard hits to your credit and your score will be affected make no mistake on that

  • http://yahoo Adeshina

    how i wish this could be true, i need a means of extra income and how can this dream come trough

  • http://www.rochkirstin.com Roch

    Can one earn a living out of these methods?

  • Edward mcknight

    I well try it thank u

  • edilson silva


  • Myra Wills

    I did MySurvey for several years. But I never seemed to get the points needed to redeem items. Eventually I realized that I would never earn enough points because my husband is a journalist and that disqualified me from most of the surveys. I decided to quit and cashed my points in. Unfortunately, after getting one good item towards the beginning of my membership, I only had enough points to get a $10 certificate for Barnes & Noble. I would recommend this program to anyone but certain characteristics might keep a small number of people from the big points.

    • johnusa0007

      I do a paid for surveys site and I make around $300 a month. It won’t make you rich but it covers my electric and water bill lol. It’s really not hard. Here is the link check it out,

  • http://smgannon86.myitworks.com shannon

    I liked the ones for the credit card offers. I have made extra money on surveys as well, but the sites usually have too many pop ups and spam for me.

  • http://- Kingsbay

    i am a Ghanaian living in Ghana. Kyle Taylor how can you help me to best participate in your programs and which ones will be good for me here in Ghana, so i can also benefit from them

  • tolulope

    I am not residing in America or Canada. How can you help me out with programs that can benefit people like me who do not stay in zip-coded states?

    Thanks for prompt reply.

    • Denise Thiessen

      Hi there tolulope there are tons of programs you can use without residing in America or Canada I have some of these companies reviews on my blog http://nocostincomemayhem.blogspot.ca/
      all the best of luck to you in your endeavors

      • Dana Huffman

        Try this to boost your income. I personally did and it helped a lot! And it’s free to join! Just click here! http://www.sfi1.biz/14441100

  • Stevo GiantPirate Seraos

    Hey guys! I have been listening to get rich radio live in the mornings while i’m at work, and the conversations that they have and the theories that they discus are innovative and educational. They teach you how to think and grow rich. They don’t just put the keys in your hands, they give you the knowledge to build your own keys! Yes its true that I can make a small amount of dough if I have my web Browser open all day and I let my meters run 24/7 but the true value comes from the bombs of knowledge that they drop, to teach you concepts that you have not heard of before! So click on the link below, and let us listen together!

  • Faisal

    I was hoping someone could help me, I’m looking for financial assistance and was wondering if anyone knows any celebrities that will give me money. I’m on a very low income and am struggling with my finances. I saw this site and realized it is possible to get some sort of help. If anyone can give me names and contact details of celebrities that will give me money I would be grateful. If you’ve got money yourself from these celebrities then please please share your experience.
    Please give me 10000$ dollar
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  • Janai Alieta Eaton

    These don’t make any sense… in order to get the cash back bonuses you have to spend $3000 or $1500 etc. Within the first 3 months. So in reality you’re just digging a debt hole for yourself. This is a hoax

    • Rick Leergun

      And there are yearly fees on several of those. But if you are going to spend like $1000 anyway, why not get a little something for your time? By no means go out of your way just to spend… that’s how you end up losing out on these deals.

    • John

      You can buy gift cards with credit cards (for $3000) and empty the money back into your bank account through many different ways (see fatwallet.com or flyertalk.com).

    • Gina

      Hello everyone
      I making money whether im hanging out with my friends, even if im
      There is no need to invest any single penny here, just work for 20mins a
      day and that’s it!
      im making about $30/day without forcing myself to do anything hard!
      Sign up for free:

    • Diane Schmid Laverty

      it is not a hoax……if you have 3k in bills that you need to pay anyway, you can do it through the card and then pay the card off. My dad recommended the Chase Sapphire card to me after he did it and earned the money. I don’t have 3 k in monthly bills, but he did and he cashed in on it.

  • zhangli

    Really? I will try it

  • Everett Kimo Bromwich

    Media Insiders does pay out. Never had an issue with them. InBoxDollars NEVER paid out to me. NEVER. MySurvey finds a way to void you out from their surveys saying that you’re not the demographic they are looking for after you spent 5 to 10 min answering their surveys. I’ve never had a SINGLE survey that they let me complete. I’ve done easily 100 of them. Wasting all that time… getting all kinds of spam mail. Most of the rest of these are credit card sign ups that will knock your credit down with each application… and you have to buy in order to get a rebate. All this page does… is pays the author for affiliate links. I refuse to help someone who only tells half truths.

  • micheal agyapong

    the world is full of money and treasurious appitivity things in the grounds of all upon so i cannot put my within someone i can never trust him or her so thus his how it,s shoud be since from ancient times, god is the supremn nationnalise in the world continent so far we have now and so on we are trying to invent now and forever more ,i think banks is the our commodity in the system we are living now onwards,thanks for the connetivity in the contact we are having now.;accra matheko oldstop threestoreybulding ; brother yaw ;233 0547265149

  • http://cashwithatrueconscience.com/rbblog Ryan Biddulph

    Those credit card rebates are sweet. Nice list!

  • Josuemental

    Media research panel lost me at only working on non-rooted devices and it being for U.s. only, the links don’t work anyways

    • Christine Catlover

      I have my laptop, tablet and smartphone listed with them and I earn money steadily.

  • http://LinkedIn.KentonHJohnson.com/ Kenton H Johnson

    The premise is based on being accepted for several new credit cards, that will probably create much overhead throughout their lives (never close a credit card). The rest is add-on fluff. And yes Janai, one will have to spend to receive, and probably rack up a credit bill with more overhead to find decent deals. TANSTAFL.

  • otto

    Learn to social media market and become your own boss. Paid social media jobs shows you how to do this the right way. Please watch my honest review, includes a look at the member area.

  • Guest
  • booza205
  • David Knight

    Holy cow people. If you seriously think you are going to make a free 2K, you really are special.

  • Ashley

    Telling people to sign up for credit cards (even if they offer money) is not saving them money. Cut down to 1 credit card with a small limit. That will save you money. I have 1 credit card with a $300 limit and pay it off every month. That I’d how you save, not by giving yourself more lines of credit but by limiting how much credit you have.

    • Rick Leergun

      All depends on responsibility. Most Americans are not responsible, that’s how credit card companies thrive.

    • http://www.thepennyhoarder.com Kyle Taylor

      Hi Ashley -

      Thank you for your comment!

      I don’t believe in having credit card debt, but I do think we should all learn to use credit responsibly. I have several cards that I put all of my monthly expenses on and then I cash out the credit card points at the end of the year (usually over a $1,000 worth). I just make sure I pay off the debt at the end of each month.

      Also, I would absolutely encourage you to work on building your credit limit with your one card and to possibly open a second. Having low limits and not diversifying your credit profile can significantly hurt your FICO score, leading to higher interest rates should you decide to purchase a car/home at any point.


  • http://millionairegivingmoney.blogspot.co.uk Shobir Ali

    Great post, really inspiring. Making more in my spare time has become a very rewarding hobby and anyone can quite easily make $10,000 per year if they put their mind to it.

  • Stanley Agwu

    We have highlighted 20 different work at home online businesses below.. All this opportunity have proven to have made lots of money for our students.. Even a newbie can earn massive income with this,, We also advice that you choose one or two opportunity and stay focus until you start earning money before you move to the next one.. Take advantage of this opportunities at your finger tips.. Remember To Copy & Paste On Your





















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  • Rose Anderson

    Very helpful information. Appreciate it.
    Cashcrate is a site where you can earn free cash online. If you are someone who needs more money and has some spare time, this site is perfect for you. You earn money by doing free offers, surveys, watching ads, shopping online, participating in live contests and referring your friends and family members to the site. Cashcrate is one of the most popular GPT sites having 990,000+ members.I have made close to $3000 using this great Get Paid To Site. The amazing part is I’ve spent only about 6 hours a week on this site and I’ve earned $300 in 1 month! I can’t urge you enough to try it out for yourself.

  • http://www.extrasuremoney.com Kieron Alleyne

    Good information here. Free lunch also available http://bit.ly/1p1GcYU or send an email Mikehaze67@gmail.com I have a few free programs and some paid programs to help take a chunk out of those bills and allow you to keep some money for recreation, saving much more and to put to good investments of your own. Have a good one guys. :-)


    Greetings from Dodoma Tanzania, is it possible to join you?

  • Jenn Deloach

    check this site out it gives good tips on earning real money online


  • James
  • Henry Malone

    I do a paid for surveys site and I make around $300 a month. It won’t make you rich but it covers my electric and water bill lol. It’s really not hard. Here is the link check it out,

  • john

    simply :) WASTE OF TIME , thanks!

  • Lindsey Caudill

    I got the NetSpend card and did get the $20 bonus, but there is no way to transfer it to your bank account or PayPal. Looks like you have to spend it and pay the fees, or use an ATM, but if you do it all in one transaction, your fee will be minimal.

    • http://www.thepennyhoarder.com Kyle Taylor

      Hey Lindsey -

      You can actually do a free ACH transfer to your bank account. Log into your Netspend account, click “Move Money”, and then click “free bank transfers.”

      Hope that helps!


      • Lindsey Caudill

        I saw that, but it’s actually to add money to your NetSpend account from your bank account.

        • http://www.thepennyhoarder.com Kyle Taylor

          Oh, sorry about that Lindsey! I just checked and you’re right. They’ve completely changed their site since I did the Netspend bonus over a year ago.

          If you want to avoid the ATM fee, I’d check with your bank about initiating the ACH transfer, instead of Netspend. My checking account at USAA allows me to connect external accounts and make free transfers. I think some others do this as well. You can find your Netspend routing/account number by going to the “pay bills” section.


      • LUNATIC


  • neptali

    here’s a couple other one’s i found that worked really really well
    i also wrote entire post!
    Visit: http://prosperitycashmachine.com/?ref=barrymedia

  • suganya

    plz can you help me

  • tristan mcgee

    agreed a hoax had to spend more then I made

  • Gonzalo Gonzalez

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  • http://www.mcminnlaw.com/ personal injury lawyer Austin

    I am not sure if this work or not but i don’t mind to try this. North Dakota Classifieds

  • http://cashsurfingnetwork.com Marcus Wahl

    Well, a little different approach is working with online traffic. We have mastered taking traffic exchanges and paid to clicks to profit. The great part is that it is free money up for grabs. The Cash Surfing Network pays you to get started with them and to continue building your own traffic business. It’s great, free, fun, and easy.. http://cashsurfingnetwork.com Hope it helps someone!

  • Jeff

    So far I’ve signed up for the citibank Card, Capital one account, and netspend. Netspend now charges $1.95 to transfer the $40 from your card unless you transfer it from a bank account which takes longer. AND you can’t ACH the funds back from netspend to your bank account like the article said. You can only sent it via Flashpay or eat a couple bucks at the ATM, resulting in closer to $15.50 made on opening the account. Not bad, just a bit annoying.

    And people, obviously you don’t sign up for a credit card and just spend all the money and go into debt for a little bonus. You get a card, use only that card for what you normally spend money on, pay it off with your bank account, then take advantage of the promo at the end (like the $200 Amazon credit for using the Citibank card). You basically switch our bank card & use the credit card to spend the required amount of money in the required amount of time to get your reward. It’s not a hoax Janai, you just need to be smart.

  • paulann

    There are some decent survey sites out there on the web but the toughest part is you get rejected after 10-15 minutes a lot of the time which just blows any profits you make. If you can get into Pinecone they have a nice payout and also do a lot of in home product tests which pay nicely. Ever try Slicepie? Paid for writing quick music reviews? For me the way I make money online is by having several dozen different approaches.. all small payouts, but it adds up.. There just isn’t one big pay day- its about having multiple rev. streams.. Amazon Turk is fantastic FWIW.. Also there are some great apps for smartphones– My Iphone works all day making me money watching videos.. I also do about $30 a month just listening to the radio.. Its out there- just gotta find it.. and do as many as you can : 0
    See my blog for some more ideas if interested.. Its a numbers game- at least for me.. Do a LOT of small tasks and it adds up to ‘ok’ money..

  • Chris Rechner

    Thats’ all are Pretty Good Ways to Make Money !! but, something could be more Easier which will Generate Money for You $100-$300/Day !! Check it out here – http://tr.im/EHm

  • Marc Ingram

    Boooooo!!!!! American express the only one with no strings attached

  • Sharon

    Heres a great way to earn 10x on your funds in only 60 days. Get the free report here: http://www.circleofwealthproject.com

  • Wallderama

    Crack Proi is an official download service where you can find and download
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  • arano

    click this link and sighn up adf.ly/oTIBF it will give you 50 pounds when u sighn up or 100 dollars when u sighn up if u save up u can buy things or transfer money to paypal

  • http://www.easy-ways-to-make-money.net easy-ways-to-make-money.net

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  • Robert B

    Check out bumpidy.com its a social networking site that gives free raffle tickets when you post on the site. That tickets gives you a chance to win the upcoming raffle draw which happens about twice a week.

  • Texas rebel

    There’s always a catch. This is a pile trash also I don’t like grants face on the 50 dollar bill General lee would look better. Yee haaa.

  • Michael Stewart

    I think the best way to make money is not spend it in the first place. I eat homemade meals all the time and I do not miss restaurants. When I go on trips I stay at hostels so i can cook meals homemade. This means I learn how to prepare the locals cuisines which saves me even more money. I do not own a car as I live in the city. The only issue in my life are roommates because they seem to like to waste money and have habits such as smoking that effect my health which raise my costs.

  • kalin

    this shit aint easy i’ll smack fire off this kyle guy

  • Candemari

    I have found this really great site that has not had me jump through tons of hoops to get my money. Doing surveys is great but it can get old real quick! This site provided me with tons of options like games, videos,instant wins and ofcourse those wonderful surveys. Try it out its free to join and I have not been asked for my cc yet.

  • Tody Taylo

    This is a site that you can use to EARN things that you would otherwise have to pay for.

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    Thank you for taking the time to read this information and I hope to see you earning points soon!”.

  • Sir.Omoye Osemen

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  • Debra Perez

    ok stupidddd I think because you say it cost 25.00 to open and you get 25.00 hmmm what have your made you paid 25.00 they give you 25.00 so really you get zip 0000000 you signed up for something for free no money in your hand oooooooooooooo lololol be real

  • Slightly Amused

    Seriously? Sign up for a million things that require you to SPEND money to get a “sign up” bonus?

    This is comical.

  • http://www.InternetNetworkMarketingTraining.com Corrisa Malone

    What a pretty nifty list you got going here. This is something that one can do a little bit at a time or it can get a little confusing. In the end, you make some cool money and it didn’t take you that long to do it. Gotta love it!


  • Byron

    Really great info here guys, it’s been a real eye opener. A few months ago I signed up to a make money coaching program http://makingmoneyonline.make-moneyeasily.com/ which is run by a very successful group of multi-million-dollar internet marketers including, Steve Peirce, Robert Wass, David Sharpe and Phil Coleman.
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  • Nosa Jeffery

    Hello friend, i want to share my testimony on how i got my BLANK ATM card which have change my life today. i was once living on the street where by things were so hard for me, even to pay off my bills was very difficult for me i have to park off my apartment and start sleeping on the street of Vegas. i tried all i could do to secure a job but all went in vain because i was from the black side of America. so i decided to browse through on my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from Australia and also they have branch all over the world in which they use in developing there ATM CARDS, this is real and not a scam it have help me out. to cut the story short this men who were geeks and also experts at ATM repairs, programming and execution who taught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life have change from a street walker to my house, there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software before it will be send to you. my life have really change and i want to share this to the world, i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD i want you to contact the Hackers email on phillipgoldmoore@gmail.com and you life will never remain the same email phillipgoldmoore@gmail.com

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