This 6-Day Savings Challenge Is Going Viral By Making People Richer
Not all of us are born to be organizational wizards, but if you want to get ahead with your money, you’ve got to get it under your control. It’s the only way you’ll get any of the big stuff done, such as paying off debt, taking a real vacation, buying a house or saving for retirement.
We get it, though. Not all of us keep everything neatly filed, color-coded, alphabetized and prioritized. And you don’t have to be.
Here are seven things you can do — in seven days — to get your finances under control:
Day 1: Get Paid to Play Bingo
There’s a free iPhone app called Bingo Cash that pays you up to $80 every time you win bingo.
The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $80.
Over on the App Store, it has a 4.7-star rating (out of 5).
To get started, just download the free app and start playing your first game immediately.
Day 2: Slash Your Cell Phone Bill By $450/Year and Keep Your Great Service
Did you know you don’t need to pay big network prices to use your phone on the best network in the country?
A cell phone carrier called Twigby lets you keep your phone and only pay for the data you need on the best nationwide network (we did some digging — it’s Verizon).
Yep, you can use your phone for as little as $6.75 a month and save hundreds of dollars on your bill. And if you need to up your data in the middle of the month, you’ll only pay the difference in plan prices — instead of those hefty overage fees.
Twigby makes it really easy to switch, too. And don’t worry — you get to keep your phone number. When you sign up for a contract-free plan, they’ll send you a new SIM card in two days. All you have to do is pop it into your phone and you’ll be running on the best network in the U.S., for less. Need more lines? You can add up to 10 lines to your account and choose exactly what you want for each.
And if you have any questions or need someone to walk you through it all, they have their own U.S.-based customer service team available to chat with you.
So, if you’re ready to keep your top-quality cell phone service but lose the expensive monthly payment, make the simple switch to Twigby.
Day 3: Cancel Your Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.
Use a website called EverQuote to see all your options at once.
EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
Day 4: Let This App Pay You up to $83 When You Win Solitaire Games
Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it?
There’s a free iPhone app called Solitaire Cash that lets you play for real money. You could get paid up to $83 per win.
You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?
Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.
With each game, you’ll battle it out against at least five other players. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the deck fastest can win real money — anywhere from $1 to $83.
To get started, just download the free app and start playing your first game immediately.
Day 5: Get Paid $2,700 to Watch Videos on Your Phone
We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here?
But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes.
You could add up to $2,700 a year to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.
You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.
It takes about one minute to sign up and start getting paid for your nightly zone-out.
Day 6: Ask This Website to Pay Your Credit Card Bills This Month
No, like… the whole bill. All of it.
While you’re stressing out over your debt, your credit card company is getting rich off those insane interest rates. But a website called Fiona could help you pay off that bill as soon as tomorrow.
Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.
Fiona can help you borrow up to $100,000 (no collateral needed) with fixed rates starting at 5.20%.
Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.
All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.
1According to a GOBankingRates savings survey
2Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Spending Account to into your savings account. Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more into your savings account.
*Investing involves risk. Performance not guaranteed.
*Based on October 20, 2021 Bankrate.com weekly national average interest rate for savings accounts survey of 0.06% APY
**Annual Percentage Yield effective as of 9/1/2020 and subject to change. 3.00% APY available on all Auto-Save balances. Maximum contributions of up to $1,000 per month for paycheck Auto-Save and no maximum contribution for card Auto-Save. 1.00% APY available on Save balances up to $5,000, up to $25,000 with a qualifying paycheck direct deposit.