Planning A Trip? Here’s How To Travel Without Breaking The Bank

Vlada Karpovich/Pexels

ScoreCard Research

Isn’t it wild how planning a vacation sometimes feels more stressful than the actual trip? One minute, you’re dreaming of sandy beaches and frozen drinks; the next, you’re knee-deep in flight comparison tabs, wondering if you need a second job just to afford three nights in a hotel with a partial ocean view. We’ve all been there—chasing the perfect escape while watching our wallets beg for mercy. But here’s the good news: traveling on a budget doesn’t mean sleeping in sketchy motels or surviving on instant noodles.  You can see the world and soak up the sun without emptying your savings. Sounds like a dream? Good. Because we’re about to show you exactly how to make it real—with smart, simple ways to save that even your future self will high-five you for.

Book Flights On Tuesdays And Wednesdays For Better Fares

Torsten Dettlaff/Pexels

Airlines tend to drop prices early in the week, just after releasing new deals. Booking on Tuesdays or Wednesdays can significantly cut airfare costs. Midweek bookings often come in 15–20% cheaper than weekend fares. Most travelers miss out simply because they don’t track daily price changes.
More From The Penny Hoarder: Smarten Up, Americans. No Offense But Millions of Us Haven’t Used These Money Secrets

Use A Fare Comparison Tool Like Google Flights

cottonbro studio/Pexels

Tools like Google Flights help travelers compare fares quickly and spot the best routes. These platforms highlight cheaper airports and flexible travel dates. As a result, they make savings easy to find. Some even notify users when prices drop. Hidden city ticketing through these sites can also cut costs dramatically.
Make money easier. Sign up for The Penny Hoarder’s newsletter today.

Pack Light To Avoid Checked Bag Fees

Mikhail Nilov/Pexels

Bringing fewer items saves more than just packing time. Most U.S. airlines charge hefty fees for checked and overweight bags. Rolling clothes creates more space and minimizes wrinkles. Traveling light also makes exploring airports and public transport much easier and far less stressful.
More From The Penny Hoarder: 22 Legit Games That Pay Real Money (2025)

Travel Off-Peak For Lower Prices

Adrian Agawin/Pexels

Midweek flights are often 10–30% cheaper than weekend options. Traveling during off-peak times offers major savings and a better experience. Prices dip even more after peak summer, especially in late August. Avoiding school breaks also means fewer crowds at attractions and easier booking.
More From The Penny Hoarder: 100+ Places That Will Give You Free Stuff on Your Birthday

Book Accommodations With Kitchens

Anna Shvets/Pexels

Staying somewhere with a kitchen helps travelers control food expenses. Dining out adds up quickly, especially in tourist areas. Preparing meals using groceries can slash food spending by half or more. Rentals with kitchens also create a homey, shared experience that adds value beyond savings.
More From The Penny Hoarder: Everything You Need To Know About Debt

Use Credit Card Points For Hotels And Flights

energepic.com/Pexels

Credit card points can dramatically reduce travel costs. Sign-up bonuses alone can cover entire trips if used strategically. Points are redeemable for flights and hotels, while top travel cards waive foreign fees. Redeeming for high-value purchases can return up to 3 cents per point.
More From The Penny Hoarder: Get Your Finances Together This Year With One of Our Favorite Budgeting Apps

Try House Sitting Or Home Swaps

RDNE Stock project/Pexels

House-sitting and home swaps offer free places to stay, often in incredible locations. Sites like TrustedHousesitters make finding a match easy and secure. In return for simple tasks, travelers enjoy accommodations without the price tag. The local, lived-in experience adds a unique charm to any trip.
More From The Penny Hoarder: Our Picks for The Best Savings Accounts for This Month

Explore Budget Airlines For Short-Haul Trips

Ziongarage/Wikimedia Commons

Budget carriers can cut short-distance travel expenses significantly. Airlines like Spirit and Frontier offer fares under $50 by charging only for basics. Optional add-ons keep costs low for light packers. Booking directly through the airline also helps dodge extra fees from booking platforms.
More From The Penny Hoarder: The Best Travel Credit Cards of 2025

Use Public Transit Instead Of Taxis Or Rentals

Rasheeque Ahnaf (Piash)/Pexels

Public transit can be one of the biggest budget savers in any city. A simple bus or train pass costs less than a single taxi ride. Major tourist attractions are often transit-accessible. Plus, skipping a rental car saves a lot on parking, gas, and insurance.
More From The Penny Hoarder: How to Choose a Credit Card That is Right For You

Avoid Tourist Traps For Dining

Recep Tayyip Celik/Pexels

Tourist-heavy areas often mark up food prices significantly. Exploring just a few blocks further can lead to cheaper, better meals. Apps help tourists explore local favorites with high ratings. Locals and staff often know where to find quality food that doesn’t gouge your budget.
More From The Penny Hoarder: Here’s How to Get Cheap Auto Insurance Without Cutting Coverage

Travel With A Refillable Water Bottle

Mael BALLAND/Pexels

Bringing a refillable bottle saves money and supports health while traveling. Tourist areas often charge several dollars for water, but refill stations at airports and attractions are increasingly common. A durable bottle keeps drinks cold and prevents unnecessary spending on hydration.
More From The Penny Hoarder: How to Invest with AI: Tools and Tips for 2025

Look For Free Walking Tours

Daniel Case/Wikimedia Commons

Free walking tours deliver surprising value without draining the budget. Local guides provide cultural insight and area tips. These tours often rival or surpass pricey ones in quality. For solo travelers, they’re also a great way to meet people in a relaxed, social setting.
More From The Penny Hoarder: 31 Ways to Make Money Online & From Home in 2025

Stay In University Dorms During Summer

cottonbro studio/Pexels

During school breaks, many universities open dorms to travelers. These rooms cost far less than hotels and often include perks like breakfast and Wi-Fi. Located near city centers, they’re convenient and practical. It’s a simple way to stay central without overspending.
More From The Penny Hoarder: Free Baby Stuff for Expecting Mothers in 2025 (38 Freebies & Deals!)

Sign Up For Travel Deal Newsletters

Canva Studio/Pexels

Travel deal newsletters are goldmines for unexpected savings. They alert users to flash sales and error fares that vanish fast. Some even tailor deals to chosen locations or preferred airlines. Subscribing means accessing exclusive offers many travelers never even see.
More From The Penny Hoarder: What is Debt Settlement and How Does it Work?

Bundle Flight And Hotel For Discounts

Photo By: Kaboompics.com/Pexels

Bundling flights and hotels through travel sites offers major savings. Many packages shave up to 20% off total costs and include extras like breakfast. Booking both at once also simplifies trip planning. Certain credit cards even offer bonus rewards on bundled purchases.
More From The Penny Hoarder: Our Picks for The Best Budget Apps for Couples