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A credit card sits in a cube of ice.
You Should Probably Freeze Your Credit. Here’s Why by Larissa Runkle

Essentials

A credit score is seen on a cell phone using Credit Sesame.
FICO Score vs. Credit Score: What’s the Difference?
Children's building blocks are used to count from 1-5 with money inbetween the blocks.
These 5 Factors Are What Actually Matters When It Comes to Your Credit
This illustration shows a woman pulling her credit scare toward the excellent section.
9 Smart Moves That’ll Help You Raise Your Credit Score
What is a credit score graphic: credit score, credit score range, 850, 700, 640 and 560.
What Is a Credit Score? Here Are the Facts Behind Your Number
A man looks up at his credit score while scratching the back of his head.
You Have Good Credit When Your Credit Score Surpasses This Number

Latest from Credit Scores

A young couple take a selfie with their phone in the doorway after purchasing a new home.
Dear Penny: Does Paying HOA Fees On Time Boost My Credit Score?
What is a credit score graphic: credit score, credit score range, 850, 700, 640 and 560.
What Is a Credit Score? Here Are the Facts Behind Your Number
A credit score is seen on a cell phone using Credit Sesame.
FICO Score vs. Credit Score: What’s the Difference?
This illustration shows a woman pulling her credit scare toward the excellent section.
9 Smart Moves That’ll Help You Raise Your Credit Score
A man checks his phone while swimming underwater.
Here’s a Totally Free Way to Check Your Credit History
A couple smile as they get their finances sorted out at home. They are in the kitchen.
9 Habits That Will Get Your Credit Score Above 800
A woman balances on a tree.
Dear Penny: I’m Retiring. Can Closing My Credit Cards Hurt My Credit Score?
A woman ponders a thought with her laptop on her lap.
Dear Penny: Is Credit Card Debt Consolidation Too Good to Be True?
A man holds an oversized credit card.
Can You Have Too Many Credit Cards in Your Wallet?
A woman ponders her credit score.
Dave Ramsey Says You Don’t Need a Credit Score. 5 Reasons That’s Nonsense
A woman looks stressed out while sitting on her porch.
What to Do If You Get Rejected for a Loan
A woman looks over her bills while sitting on the floor with her laptop.
9 Financial Setbacks That Actually Won’t Kill Your Credit Score
A woman holds her finger on a pointer that points to green in a color wheel meant to represent a person's credit score.
5 Ways to Improve Your Credit Utilization & Raise Your Credit Score
A woman puts a credit card up to her eyes.
Does Carrying a Small Credit Card Balance Really Help Your Credit Score?
A for sale sign sits above an illustration of multiple houses in a neighborhood.
6 Ways You Can Get a Home Loan With Bad Credit
A retired couple walk in the rain.
How to Protect Your Credit Score in Retirement
A woman smiles as she looks at her phone.
The 6 Best Credit Building Apps to Increase Your Credit Score
This graphic shows a credit score dropping from an excellent rating to a good rating before and after paying off debt.
You Paid Off Debt, So Why Did Your Credit Score Drop? 4 Reasons Why
A superhero waters a plant on his roof in his apartment building.
How You Could Protect and Rebuild Your Credit — Without Paying for Any Expensive Services
This Program Could Help Raise Your Credit Score in Just Months
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