How to Make Extra Money This Month

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If you need extra money, you’ve come to the right spot.

Our team has compiled this list of 50 ways to make money this month. There's something here for everyone.

These creative ways to make extra money range from doing tasks on Kashkick and Freecash  to turning your junk mail into cash through the Small Business Knowledge (SBK) Center

This is a long list, so don’t get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.

How Can I Make Real Money on the Side?

You can make real money on the side choosing something (or several things) you do well and efficiently. You might do bigger things like starting a blog or investing. You might do online tasks or even make real money playing games. Or you can use cash-back apps or manage your debt better.

If you enjoy the opportunity, that's even better. But it might be satisfying enough just to start making real money on the side.

Without further ado, here are 50 ways to make money.

1. Earn $500/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $500 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

2. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $50,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 5.99% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

3. Get paid up to $83 every time you win playing Bingo

We all have our go-to time-killers on our phone. But this one actually gives you the chance to win up to $83 every time you play.

It's a free app called Bingo Cash, and right now you could octuple your money — as in 8x — when you play. Right now, when you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $83.

You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $83.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see if you could turn your $10 deposit into $200 in winnings? Just download the free app and start playing your first game immediately.

4. Earn as Much as $1K/Month Doing Simple Online Tasks

A woman wearing converse and jeans works on an Apple laptop.
Carmen Mandato/ The Penny Hoarder

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to$1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

5. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

6. Earn up to $107 Per Win Playing Solitaire on Your Phone

There’s nothing wrong with killing a little free time on your phone. A lot of us pull up a mobile game on our break, on the couch or on long drives. But we found a game that will actually pay you to do it.

A free iPhone app called Solitaire Smash will pay you up to $107 per win just for playing Solitaire online. Right now, when you add $10 to your account, Solitaire Smash will give you a $5 bonus to use in cash tournaments plus 1,000 gems.

It works just like the card game you already know, but it adds a timer to mix, and you’ll play against other players at your same skill level. The top three players win a prize. You can play casually for gems or compete for real money prize pools — up to $107 per win. Plus, they have a 4.9 star rating on the App Store.

Want to see if you can turn $10 to $107 in your free time? Just download Solitaire Smash to get start playing and see how much money you can win.

7. Earn Up to $50 this Month By Answering Survey Questions About the News — It’s Anonymous

The news is a heated subject these days. It’s hard not to have an opinion on it.

Good news: A website called YouGov America will pay you up to $50 or more this month just to answer survey questions about politics, the economy, and other hot news topics.

Plus, it’s totally anonymous, so no one will judge you for that hot take.

When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $50 in cash or gift cards to places like Walmart and Amazon. Plus, Penny Hoarder readers will get an extra 500 points for registering and another 1,000 points after completing their first survey.

It takes just a few minutes to sign up and take your first survey, and you’ll receive your points immediately.

8. Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.

So, what if you could just… get rid of credit card debt that’s weighing you down?

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of.

9. Save Up to $610/Year When You Use This Website To Find New Car Insurance

Did you know you can save some serious money just by switching car insurance companies?

It's true — rates are at historic lows, and you could be paying way less for the same coverage. All you need to do is look for it.

But don’t waste your time hopping around to different insurance companies. Use a website called EverQuote to see all your options at once.

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

10. Earn up to $83 Every Time You Win This Viral Game

Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?

A free app called Solitaire Cash lets you play for real money — up to $83 per win.

For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.

You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10.

11. Grow Your Money 9x Faster — Without Risking Any of It

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year. 

And you’re not alone. The national average interest rate for savings accounts is just 0.46%.

But there’s actually a way to grow your money 17 times faster — completely risk free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.25% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account. 

There’s no minimum deposit to open and keep your account. And, you’ll never pay any monthly or maintenance fees, either. 

And there’s no need to worry about accessing your savings — you can take your money out at any time with no penalties. Plus, all your money is FDIC insured, which basically just means it's super safe.

It only takes a few minutes to sign up for your Capital One savings account. All you really need to do after that is sit back and watch your savings grow with 10 times the average interest.

12. Get Paid to Help Cure Your Chronic Health Condition — Up to $3,000

Struggling with a chronic health condition and overwhelmed by high treatment costs or limited care options? Did you know that there might actually be a way to access cutting-edge care for free?

GoodLab is a free clinical trial matchmaking service that works alongside the best clinical trial providers across the United States. Connect with the latest treatments and medications for free — in fact, you could get paid up to $3,000 for participating!

Trials will cover conditions like migraines, depression, skin conditions, Alzheimer’s, and more. Oh, and almost all of the trials don’t require you to have health insurance, either. Ready to get matched? It only takes a couple of minutes to fill out GoodLab’s quick online form and find relevant paid clinical trials near you.

13. Let This Account Give You $300 Just for Keeping Your Money There

Here’s the deal: If you’re not banking with a credit union called PSECU, you’re missing out on extra cash. And who doesn’t want extra cash right now?

PSECU will give you $300 after just a few months of keeping your money there* That’s $300 just for banking normally.

Opening a checking account is free, and there’s no minimum deposit or fees. Plus, there are more than 70,000 surcharge-free ATMs and rebates for non-network ATMs. You’ll also get no-fee overdraft protection if you have a backup source of funds.

Credit unions sometimes have waitlists, but PSECU doesn’t right now. Apply to join PSECU here and start earning your $300 in free cash (offer ends Dec. 31, 2024 ).

14. Let This App Spot You Up to $250 (with No Interest)

Even small financial missteps can come with painful consequences. Anybody who’s ever had an overdraft fee can tell you that.

That’s why we like a money app called Cleo — it can spot you up to $250 to avoid overdraft fees.* No interest, no credit check and no direct deposit required.

Cleo is a cheeky chatbot that’s also programmed to help track your spending and crush your bad money habits before they get serious. Cleo can round up your purchases to the nearest dollar and save the difference, or to “fine” you for overspending at Target. Whatever saving technique you choose, she’ll automatically transfer that money into your savings account each week. Just sit back and watch your savings grow.

Cleo has more than 5+4 million users and has 4.6 out of five stars with over 80 thousand reviews in the app store. Signing up only takes two minutes.

Get the app and let it spot you up to $250* when you need it, so you never have to pay an overdraft fee again.

*Eligibility requirements apply

15. Get a Free $80 for Playing This Cell Phone Game

Lots of us already play games on our phones for fun or just to pass the time. Want to see if you can win money at it?

There’s a free app called Bubble Cash that pays you for popping bubbles!

The game is based on a classic bubble-shooter format, and you’ll battle it out against other players within your skill level to see who can clear the board fastest. Everyone gets the same layout, so winning is totally a matter of skill. The top three players who clear their board fastest can win real money — anywhere from $1 to $83.

Over on the App Store, it has more than a million downloads and more than 12,500 ratings, averaging 4.6 stars (out of 5).

To get started, just download the free app and start playing your first game immediately.

16. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

17. Access Up to $750 of Your Paycheck Before Payday

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn, you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you're employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**.

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt.

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

18. Get Paid up to $40/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $40 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.

They’ll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. Completing just three surveys a day can earn you as much as $40 a month.

More than 20 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot. Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

19. Stop Overpaying at Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay?

That’s exactly what this free service does.

Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $800 million.

You can get started in just a few clicks to see if you’re overpaying online.

20. Get Paid up to $360/Year With This Free Debit Card

Let’s cut to the chase: If you’re not getting cashback on every single purchase, you’re overpaying for everything. And who doesn’t like cash back?

We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. You can also get paid sooner with Early Pay direct deposit, protect against overdrafts and access to over 60,000 ATMs without fees. You can handle all of your banking needs through the app and connect a virtual wallet like Apple Pay to amplify your rewards. On top of all that, checking account deposits are FDIC-insured up to the maximum amount allowed by law.

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.

*See website for details.

21. Quit Your Job and Make $69/Hour

Are you tired of your job, but not sure how to venture out and start your own business? Look into bookkeeping. It’s the No. 1 most profitable business, according to an article in Inc. And you can earn up to $69 an hour, reports Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to start your own bookkeeping business, either. As long as you’re motivated, a company called will teach you everything you need to know. It’s one of the leading training courses in the field, and it’ll even give you the first three classes for free.

It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran in his 30s. He never considered starting his own company, but he signed up for, and now he’s making around $50,000 a year keeping track of business expenses for his 10 clients.

It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule and is able to spend more time with his wife than ever.If you’re just a little curious, you just have to submit your email address here to take the first free classes. If you stick with it, you could be running your own business in just a few months.

22. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt.

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months.

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people.

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation.

23. Cut Your Car Insurance by $780/Year in Just Minutes

Quick question: When’s the last time you switched car insurance companies? Heck, when’s the last time you compared car insurance prices?

Has it been anytime in the last six months? Probably not, right? We all have so much going on in our lives, we tend to just automatically stick with the same auto insurance company.

But you’re probably costing yourself money this way, and it’s never been easier to find a cheaper policy. Check out a website called QuoteWizard that’ll immediately show you competing quotes from 30 different insurers, including the major ones.

It’s a legit company with an A+ rating with the Better Business Bureau. QuoteWizard says its average user saves about $65 a month on their auto insurance premiums. That adds up to $780 a year!

Just tell QuoteWizard a little about yourself and your driving history, and you’ll get free quotes in minutes to see just how much money you can save.

24. Should You Cancel Your Homeowners Insurance?

If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it.

But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.

It’s super easy to find out, though. Provide Homeowners Savings will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage.

Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here to see how much you could save.

25. This AI App Analyzes All Your Investments at Once

We all want to grow our wealth. And we’re doing all the right things — we invest, we have retirement accounts. There’s just one problem: Most of us don’t see the full picture of our investments.

Without a full analysis of everything you’ve invested, you’re likely to miss key ways your investments are working against one another — or overlook ways they could work together.

An AI app called Magnifi can analyze all your brokerage and retirement accounts at once and then show you opportunities you may have never realized were possible.

Are you paying too much in unnecessary fees? Do you have any hidden risk or overexposure? Magnifi will tell you right away.

The more accounts you link, the more Magnifi can help you manage — including 401(k)s, IRAs, individual stocks and ETFs held in almost any brokerage.
Want to see the opportunities you’re missing with your investments? Penny Hoarder readers can get started today worry-free, with plans starting as low as $1/month.

26. Try Out This Legit Way to Earn $1500 in a Week

Need to make a quick buck but tired of wasting your time on scams? Say no more. We found a legit way to have $1500 directly deposited into your bank account in a week, and all you need is an iOS or Android phone.

UpLevelRewards is a tiered rewards program that you can only participate in once a year. As you complete a certain number of deals at each level, you'll move up to the next one. The higher you climb, the more you earn. Reach level five to maximize your earnings. Typically, the cash out is $750, but for a limited time, Penny Hoarder readers can earn double the reward — that’s $1500.

Sign up by providing basic info like your email and name, then take a quick survey to customize your deals. Each deal has a simple task ranging from a free trial or app download to signing up for a subscription or service that requires a purchase.

Follow the instructions carefully to complete your deals at each level. Once you’re ready, claim your reward, and your money will be deposited into your account within about a week!

Join the thriving community of UpLevelRewards, where thousands have earned rewards since 2016, with over $12 million paid out. Hurray and sign up now to start earning your $1500.

27. Cut Your Unlimited Phone Bill in Half (without Compromising on Quality)

Smartphones. We all have ‘em, we all need ‘em. But it’s still pretty annoying when a huge chunk of your monthly budget goes straight toward phone bills.

Here’s an idea: a budget-friendly cellular service called Visible offers two plans with unlimited talk, text, data, and hotspot usage on Verizon’s award-winning networks — starting at just $25 a month.

You can choose from the Visible plan for $25 a month or the Visible+ plan for $45 a month, which comes with faster hotspot speeds, an additional smartphone service, and a complimentary Global Pass. There are no hidden fees and no contracts necessary.

Visible carries the latest devices from Apple, Google, Samsung, Motorola, and more. When you switch to a Visible plan, you can use the trade-in value of your phone towards a new one!

Ready to free up some room in your monthly budget? Switch to Visible today and start enjoying your unlimited plan at a fraction of the cost.

28. Let This Free App Save You $40/Month on Gas

How far out of your way should you drive to find a great price on gas? At what point are the savings no longer worth it?

An app called Upside makes saving on gas straightforward with cashback offers that don’t involve any mental math. It maps out participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.

People who use the app regularly save as much as $40 a month. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.

Here’s how to pay less for gas: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready to fill up, claim an offer, tap “Check In” when you’re at the pump and pay with your linked card — easy money for a few seconds of your time.

You can cash out any time, and you’ll get your money within two days of initiating a transfer.

How many free tanks of gas can you get with an average of $148 in annual earnings? Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.

29. Get Paid to Sign Legal Documents

A Notary Public is actually a formal government designation. The “Commission” (or term) usually lasts about four years, and it’s a side hustle worth considering.

As a notary, you can make money on the side by signing legal documents such as wills or power of attorney forms — even school- and sports-related forms. You’ll need to be 18 years old and complete the appropriate application with your state. Only about a dozen states require some form of training or exam.

We highly recommend finding a specialization to increase your earnings and eliminate competition from banks and UPS branches that offer notary services. For example, you can find a niche in real estate as a Notary Signing Agent and charge more for your services, shooting your earnings potential up to hundreds of dollars per document packet.

30. Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1

But there’s good news: With SoFi Checking and Savings, you stand to gain a hefty 4.60% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — saving’s APY is 10 times more than the national average.1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning your $300 welcome bonus (terms apply).3

You can easily deposit checks via your phone’s camera, transfer funds and get customer service via chat or call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4

It’s quick and easy to open an account with SoFi Checking and Savings and watch your money grow faster than ever.

31. This App Can Help Save You Up To $720 This Year

Keeping track of your monthly bills and subscription services can feel like a game of whack-a-mole. And just when you think you’ve got a handle on it, another random charge pops up on your bank statement. $5 here, $10 there… it can seriously add up.

Luckily, an app called Rocket Money can show you exactly where you’re wasting money on forgotten subscriptions and bills that are overcharging you. It saves its members an average of $720 per year.

The app is super simple to use. You can use it to easily hunt down and cancel unwanted subscriptions and even help negotiate lower monthly rates with your internet company, phone company and other bills  — on average, they can help lower your bills by about 20%.

Rocket Money’s app has saved its 5 million-plus users about $500 million in canceled subscriptions.

It takes just a few minutes to get started and see how much you could save this year. Just register an account and link your bank accounts, then sit back while Rocket Money goes to work.

32. Get Paid to Drop off Starbucks

Your city is filled with two things: Starbucks, and people who want Starbucks.

An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.

With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you.

You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.

The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.

If you sign up for Doordash now, it’s possible to get your first paycheck this week.

33. Share What’s in Your Fridge

Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

Once you sign up to be on the Nielsen Consumer Panel, you'll gain access to the NCPMobile app. (If you don't have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items' barcodes.

Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.

Applying to become a panel member is straightforward. You'll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you're eligible to join.

34. Accelerate Your Earnings with Uber Eats Delivery

Getting paid to drive is the perfect sidekick to your main hustle, whether it's a full-time job, seasonal work, or other gig opportunities. If you're already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?

People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.

With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you're in a pinch, Instant Pay lets you cash out up to five times a day.

What are you waiting for? Click here to start delivering with Uber Eats!

35. Add $225 to Your Wallet While Watching the News

It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.

That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid while you watch the news.

36. Pocket up to $300 Opening a New Bank Account

Yep, some banks will pay you to open an account with them.

We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!

It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.

You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.

37. Get Paid to Drink Beer

Carmen Mandato/The Penny Hoarder

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

38. Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)

Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?

Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase.

All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account.

It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.

39. Get Paid to Drop a Few Pounds

A woman swims in a pool.
Heather Comparetto/The Penny Hoarder

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

40. Be a Mock Juror

A couple prepare their taxes while sitting on the floor in their bedroom. The woman holds the laptop as the man lays on the floor with two pieces of paper in his hands.
Getty Images

A mock or surrogate juror reviews evidence and renders a decision to help lawyers prepare for real cases. Participation usually requires a full day cooped up in a hotel conference room.

Fortunately, there are online surrogate juror options, too: eJury and OnlineVerdict. Those opportunities pay $5 to $60, but they can take less than an hour.

To qualify as an online juror, applicants must be:

  • A U.S. citizen
  • 18 years or older
  • Free of any past felony convictions

Creating an account for either site above is free but will require a questionnaire that will ask very personal questions about your age, marital status, criminal history, income, political opinions and more.

41. Turn Your Junk Mail Into Cash

PamSchodt/Getty Images

You know all those flyers and advertisements you get in the mail each day? The ones you never wanted but have no idea how to opt out of?

Well, you can turn them into cash.

The Small Business Knowledge (SBK) Center is a market research company that wants to get a peep insight your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center.

No, you won’t be rolling in extra cash, but you can earn up to $20 every six to 10 weeks.

42. Clean up Search Engine Mistakes

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Search engines use complicated algorithms to determine the results you see — and they don’t always get it right.

They’re vulnerable to errors, so they need real humans to look at the results and judge them for quality, relevance and usefulness. And those humans can get paid around $12 an hour for the work.

If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s), look for a job as a search engine evaluator.

Tech company Lionbridge is typically hiring for these jobs, and it pays $12 to $15 an hour.

43. Sell Thrift Store Finds on eBay

A woman wearing a heart bracelet hands six dollars to a man over a blue cooler.
Getty Images

Selling your possessions on the auction site eBay is one way to pocket some cash quickly.

You can also make money by buying designer clothes for cheap, then selling them on the site to the highest bidder. If you have an eye for fashion — or at least the most popular labels — you can track down inventory at local thrift stores.

Create listings for your items, making sure to include well-written item descriptions and quality photographs to give your listings a professional polish (and get top dollar). Check out similar items to get a sense of where to set your starting bid, and be sure to incorporate the costs of shipping and eBay’s seller fees into your price.

Penny Hoarder Kat Tretina resold designer jeans by starting with a minimal investment — packaging tape and a scale to weigh packages for shipping — and ended up more than tripling her money.

How much money can you make? Your profitability depends upon what you’re selling, but for working 10 to 15 hours a month, Tretina made $500 to $800.

44. Create a Blog and (Potentially) Earn Millions

A woman wearing a yellow cardigan works on her laptop at a coffee shop.
Getty Images

Want to start your own website? Turn it into some money?

It’ll take quite a bit of dedication, but it can really pay off.

Take, for example, Helene Sula, a professional travel blogger who visited more than 85 cities last year and earned $200,000, in part through her blog, “Helene in Between.”

We recommend you start by building up your high-quality content. Then you can look into advertising platforms like Google AdSense, a tool that automatically serves your readers display ads. The price advertisers pay varies, so there’s no way to say how much you can make using Google AdSense, but you’ll get paid when a reader interacts with the ad.

If you want all the details, check out our guide to starting a blog, gaining page views and monetizing it.

45. Stream on Twitch

Chris Zuppa/The Penny Hoarder

Your mom was wrong. Playing video games might not be a waste of your time after all.

Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.

How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.

46. Rent out Your Ping-Pong Table

BraunS/Getty Images

Got a Ping-Pong table you don’t use? Someone might need it for a party, so why not rent it out? You can make money with almost anything in your home now thanks to websites like Zilok that make it easy to rent out your stuff.

Zilok is free for individual members to create listings, but rental businesses have to pay fees. To list your item on Zilok, you’ll have to create a post with a description, photos and a price per day. Once a renter finds your product, Zilok takes a commission depending on the listing price. For everything under $10, the commission fee is $1. Fees range between 5% and 9% for all other price categories.

47. Let NASA Pay You to Stay in Bed All Day

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Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.

Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.

It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.

The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

48. Do Online Transcription

A woman works on her laptop while sitting on a public bench downtown.
Carmen Mandato/The Penny Hoarder

Those listening skills you honed by eavesdropping on your roommates’ conversations could finally pay off with a job in online transcription.

Transcription jobs usually require an assessment test to gauge your typing speed and accuracy. Depending on the service, you could be listening to a car commercial or court hearings, so find out what you’re getting into before you apply.

Cherry wishes she had known that tip before she signed up for her first transcription gig, which brought in $85.15 over six months for a job that required extensive testing and a lot of studying to follow a strict style guide.

“For that first transcription job, oh my gosh, I spent hours on that, and I got paid so little,” Cherry said. “I wish I would have just, in the beginning, told myself, ‘Hey, this just isn’t going to be worth it. Find something else.’”

Cherry had better luck after discovering the transcription service Rev, which offered a user-friendly platform and more lucrative projects.

How much money can you make? Making 40 cents to 75 cents per minute of transcription at Rev, Cherry earned $87.45 in one month for less than four hours of work.

49. Publish a Kindle Book

Smiling woman enjoying at home and using digital tablet.
BraunS/Getty Images

If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.

After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.

50. Get Crafty (But Not Too Crafty, If You Don’t Want)

A hand is shown writing calligraphy in a notebook.
Michael House for The Penny Hoarder

If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.

Those are a lot of potential customers.

If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.


*Sofi Checking and Savings:

1. 10x based on FDIC monthly savings account rate as of October 24, 2023.

2. SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at

3. New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus when they set up Direct Deposit of at least $1,000 during the Direct Deposit Bonus Period. Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 01/01/2023 and will be available through 12/31/23. Full terms at SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.
SoFi members with Direct Deposit can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the 4.60% APY for savings (including Vaults). Members without Direct Deposit will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at

4. SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at See list of participating banks at

*EarnIn is a financial technology company, not a bank. Subject to your available earnings, Daily Max and Pay Period Max.Restrictions and/or third-party fees may apply, see for details.