Jen Smith is a staff writer for The Penny Hoarder covering student loans, retirement, and investing. Jen and her husband paid off $78,000 of debt in less than two years making well under 6-figures. You can hear all about it on her blog, Modern Frugality, and as the co-host of the Frugal Friends Podcast. She's been quoted in Kiplinger, Women's Day, U.S. News & World Report, Money Magazine, and has been a guest on The Stacking Benjamins Show... twice.
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