How to Collect Your Ex’s Social Security — and 10 Other (Totally Legal) Ways to Boost Your Income
It’s true what they say — sometimes the truth is stranger than fiction. That’s definitely the case with these ways to boost your income. And trust us: no matter how strange they sound, we promise they’re all totally legal (even claiming your ex’s Social Security). Read on to see how.
1. Get Paid for Your Sperm
In the last 30 years, an estimated 120,000 to 150,000 babies were born by anonymous donor insemination, so this is one weird way to make money that’s especially meaningful.
Most sperm banks, which pay anywhere from $25 to $140 per ejaculation sample, have the following requirements:
- At least 5-foot-7 and up to 6-foot-6
- Between 18 and 40 years old (none accept donations from minors)
- Height and weight proportional
- In good overall health, based on general physical health screenings and fertility tests
- College graduates, enrolled in college or military veterans. Some banks pay more if you have a doctorate or attended an Ivy League school (because recipients pay more for those donor qualities).
- A nonsmoker and non-drug user
- Able to provide a biological family medical history
2. Cancel Your Car Insurance
Totally legal. And here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.
Use a website called EverQuote to see all your options at once.
EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
3. Invest in Famous Art (Even if You’re Not a Millionaire)
Here’s the deal: If you’re not investing in contemporary art, you might be missing out on an asset whose prices have outpaced the S&P by 164% from 1995 to 2020. (FYI, the S&P tracks 500 of the largest companies in the stock market)
You’re probably thinking you need at least a few more zeros in your checking account before you can even start thinking about investing in Warhols and Monets, right?
But a company called Masterworks lets normal people like us invest in multimillion-dollar works of art — something typically only available to the super rich.
You don’t need hundreds of thousands of dollars to buy a masterpiece outright; with Masterworks, you can invest in multimillion dollar paintings with only $1,000.
It takes less than a minute to sign up for a free account.
Investing in contemporary art is a long-term strategy, so patience pays off here — literally. But once your piece of art sells, you get your share of the potential profits.
4. Stop Paying Your Credit Card Company
This one sounds weird. But if you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.
If you owe your credit card companies $50,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 2.49% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
5. Add $100 to Your Wallet for Trying Out Apps
Our smartphones are the world’s greatest time-killers. You can browse Facebook; watch a video; download a new app.
You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading an app — up to $100 per app.
You can also earn money by playing games, watching videos and reading emails, but surveys are the main way to make money.
Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer.
It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out.
6. Crash Weddings Professionally as a Bridesmaid for Hire
It sounds like the plot from the movie “27 Dresses,” but you can become a professional bridesmaid. Hiring a professional creates a drama-free big day for the bride, but be warned, it’s serious work.
Jen Glantz of Bridesmaid for Hire walks down the aisle with complete strangers to the tune of glowing reviews.
“Being a Maid-of-Honor feels like you just adopted a second full-time job, but not when you hire Jen to help,” reads her testimonial section.
7. Become a Competitive Solitaire Player — Make Up to $83 Per Win
Wait, that’s a thing? Yep. An iPhone app called Solitaire Cash lets you play for real cash — up to $83 every time you win.
It’s the classic Solitaire game you know and love, and you’ll battle it out against other players at your same skill level. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the deck fastest can win real money — anywhere from $1 to $83.
And no, there’s no catch. There are no ads, either. You can play for free or pay to play in higher-stakes tournaments. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).
To get started, just download the free app and start playing your first game immediately.
8. Add $225 to Your Wallet While Watching the News
It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.
That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.
You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $56 million.
It takes about one minute to sign up, and start getting paid while you watch the news.
9. Killing Time on Your Phone? Play Bingo for up to $83 Per Win
Our smartphones are the world’s greatest time-killers. Browse Facebook, Twitter, TikTok or Instagram. Watch a video on YouTube. Play some Minecraft or Roblox.
Oh, and there’s bingo. We found a free iPhone app called Bingo Cash that lets you play for real money. You could get paid up to $83 per win.*
You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?
But there really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.
The game is based on a classic Bingo format. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls. The top three players in a game can win real money — anywhere from $1 to $83.
Over on the App Store, it has a 4.7-star rating (out of 5).
To get started, just download the free app and start playing your first game immediately.
10. How You Could (Legally) Claim Your Ex’s Social Security
We know how it sounds. But seriously, there’s nothing shady about this. If your marriage lasted 10 years or more, you might be able to take Social Security based on your ex-spouse’s benefits instead of your own, even if you divorced decades ago.
The reason this works is because both spouses often contribute economically during the marriage, even if only one person was employed. The Social Security rules protect those who spent most of their working years raising a family or playing a supportive role to their spouse and may have no retirement savings of their own. See all the rules and details here.
*Bingo Cash and Bubble Cash: Real Money tournaments are not available in the following states: AZ, AR, IA, LA, SC, WA
*Solitaire Cash: Real Money tournaments are not available in the following states: AZ, AR ,IA, IN, LA, ME, MT, SC, WA