Sick of Sneaky ATM Fees? Here’s How to Never Pay One Again

Carson Kohler shows off her Aspiration debt card in St. Petersburg, Fla.
Tina Russell/The Penny Hoarder
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ATM fees are annoying.

You just needed $10 in cash. Then you wound up forking over nearly $5 in fees.

And that’s no exaggeration. The average total cost of taking cash from an out-of-network ATM is $4.68, according to a recent Bankrate survey.

Want to avoid those unnecessary fees? There’s an easier way than driving around town to get to an in-network ATM. You can simply keep your money in an account that doesn’t charge those fees — like the Aspiration Account.

With Aspiration, you’ll face no ATM fees — domestic or international. ATMs in-network are free, and Aspiration will reimburse you the fees for out-of-network ATMs monthly.

Other perks? You’ll never pay a monthly maintenance fee, a minimum balance fee or an overdraft fee. Oh, and you’ll earn 1.00% APY interest on your account’s balance.

Yup. It’s that simple to start living a fee-free life thanks to Aspiration.

Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder. In the spirit of transparency, she banks with Aspiration and has loved her experience.

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