Ways to Save Money

6 Secret Ways to Save More Money at Target (#2 is a no-brainer!)

by Kyle Taylor
Founder

I’ll admit it – I’m a little obsessed with Target.

I purchased my first set of furniture at Target and I still do my weekly grocery shopping there. And you better believe I can do some damage in “The One Spot!”

But, don’t be fooled by the prices on the shelf. If you know the secrets to Target shopping, you can save up to 25% on every shopping trip!

Here are our favorites…

1. Use the Target Debit Card & Save 5% on Every Purchase

It probably doesn’t surprise you to learn that Target has a branded credit card that offers discounts to customers. I don’t really recommend you signup, because the interest rate is ridiculously high (23% at last check).

However, they also offer a Target debit card that links directly to your checking account. There are no fees with this card and the best part is that Target gives you 5% cashback on every purchase you make at their store (excluding prescriptions). There’s no line of credit and it doesn’t affect your credit history.

If you’re a frequent Target customer this can add up to some serious bucks! According to a national research study, the average family spends $1,024/month on groceries, so if you’re using your Target Red card for all of those purchases, you’d save an extra $614/year! Nice, right?

2. Shop at Target.com & Get 1.4% Cashback

As much as I love walking around the Target discount aisles, I actually recommend you try to limit most of your non-grocery purchases to Target.com. I find the prices to be a bit better, plus if you use sign up for a free account with Mypoints, you’ll earn 1.4% cashback on every Target purchase you make.

Plus, they’ll give you a free $10 Target gift card the first time you make a purchase.

If you’re getting 1.4% cashback on every purchase, plus you use your Target debit card, you’re already save 6.4% on every item. And I’m just getting started….

*Mypoints does not give you cashback on these categories: electronics, beauty, baby, grocery, personal health.

3. Print High Value Coupons Before You Go

The key to saving a ton of money at Target is to stack coupons on top of all these hacks. We all know about the coupons in the newspaper, but we fond

There are three different request forms you need to fill out below. All totaled, they add up to over $900 in free coupons!
Betty Crocker – Up to $250 in free coupons

Give Betty Crocker your email address and they’ll send you up to $250 worth of coupons that can help you get deeply discounted or free canned goods, cereal, and yogurt.

Betty Crocker’s FREE email delivers the best of Betty’s 15,000 kitchen-tested recipes, how-tos and more – straight to your inbox! PLUS, get up to $250 per year in coupons savings and access to FREE samples (quantities limited, one per member)

Since you’re limited to one set of coupons here, have your friends, spouse, family sign up too so you all get a ton of coupons.
Pillsbury – Up to $250 in free coupons
Sign up for Pillsbury.com emails to receive up to $250 in yearly coupons, access to free product samples (quantities limited, one per member) and the easiest recipes sent right to your inbox.

Because of the high value of these coupons, they’ve limited it to one set of coupons per person, so get your spouse to sign up if you need more coupons. :)


image002Tablespoon – Up to $250 in free coupons

Sign up for Tablespoon’s free email and score up to $250 per year in coupon savings. Plus, stay on top of your food game with free recipes for doable dinners, delish desserts, party snacks and more!

Fill out their short form here (takes 10 seconds) and then select “coupon & sales“. Then click the button marked “clip all” to get the coupons.

(Side note: A few readers have reported not seeing the “coupon & sales” link. You may have to log out and log back in for it show up.)

4. Know Your Markdown Tags

If you do go into a physical store, you’ll need to know the secrets of the Target markdown tag. Check the upper right corner of those little red tags for the markdown percentage. The lower left corner of the tag will tell you the original price.

Also, prices ending in $0.04 usually indicate that the item has been marked down multiple times and will probably not going any lower. But, those ending in $0.06 or $0.08 have a chance at further markdowns.

5. Download the CartWheel App

Download Target’s CartWheel app on your smartphone so that you can see the latest discounts on everything from clothing to food. This is where the discounts really start to add up, because you can stack these savings with your coupons & RED card cashback.

Download Cartwheel for free on your iPhone or Android device.

6. Stack sales w/ Rebates

And finally, make sure you also download the Ibotta & Checkout51 apps. These apps are great because they will give you cash rebates on your Target purchases if you take a picture of your receipts when you get home.

Here’s how it works:

1. Sign up for a free account with Ibotta (just need a name & email address). And Checkout51 here.

2. Download the mobile apps, click on the “Rebates” section, and then click “Target”.

3. From here, you should see dozens of different rebates you can take advantage of. For example, right now the app is offering me .50 cents if I upload a picture of a receipt showing that I bought milk. And another .75 cents if I upload a receipt that shows I bought bread. Cool, right?

Now, you obviously don’t want to go out and buy a bunch of stuff you don’t need, but I think you’ll find tons of rebates for things you are already buying.

Plus, you can stack all of the other hacks on top of this, which can easily add up to 25% or more in savings on every purchase.

Your Turn: Do you use these Target hacks already? Any that I missed?

Disclaimer: This post is sponsored by General Mills

by Kyle Taylor
Kyle is the founder of ThePennyHoarder.com

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