Take This 2-Minute Move to Knock off $196/Month From Your Car Insurance

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When’s the last time you checked car insurance prices?

You should explore your options every six months or so — it could save you some serious money.

But instead of sticking to those big-name insurance companies, you might find lower prices with a lesser-known company called Root Insurance.

Unlike other car insurance companies, it doesn’t judge you on your age, gender, driving and credit histories, or your car. Instead, Root bases your rate on how well you drive.

Take, for example, Amanda Collins and her husband, who were able to save $196 a month by switching to Root. That’s $2,352 a year.

See if You Can Knock $196 From Your Own Bill

Are you wondering if you’ve been overpaying on your car insurance now? (Us too!) Getting started with Root is super simple. Here’s what you’ll do:

  1. Download the free Root app, and answer a few simple questions about yourself. This takes no more than two minutes.
  2. Complete the Root test drive. This requires nothing from you except to drive like you normally do. You don’t even have to open the app.
  3. In two to three weeks, Root will send you a free insurance quote based on your driving. 

“Root doesn’t only go by past experience. They go by how you drive,” Collins said. Her husband had been in a car accident a year ago. He wasn’t at fault, but insurance companies were trying to double their premiums.

“We saved $2,352 a year and $196 a month! Enough said!”

It takes no more than about two minutes to get started, so why not see if Root Insurance can get you a better price?

Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder.