5 Ways to Save Money This Summer and Still Have Fun

10-year-old girl and her little brother swinging on a hammock at their campsite
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The temperature is rising, but that doesn’t mean your spending level should go up, too. The long, hot summer months, when the kids are out of school and there’s lots of idle time to fill, can feel like a giant cash trap.

But they don’t have to be. Here are five ways to save money this summer.

Go Camping

Instead of booking airfare and a hotel, save money by spending your vacation in the wilderness. Camping provides a great opportunity to unplug and unwind.

Borrowing or renting equipment can help you shave down the cost of your adventure. Anything you cook over a campfire will be cheaper than a restaurant, so plan out your meals, avoid the fancy outfitter stores and be strategic about when you visit campgrounds.

Don’t forget the marshmallows — and bug spray!

Be Mindful of Utility Use

Electricity bills can run high during the summer months when you want to keep cool. Save on your bills by being conservative about your usage.

To avoid a high electric bill, adjust your thermostat at different points of the day. Turn it up when you leave in the morning — but avoid setting the temperature too high so your system doesn’t have to work harder to cool down your home once you’re there.

Blackout curtains and fans can reduce the need to blast the A/C. Keep your air vents clean and swap out dirty filters to improve your air conditioning unit’s function.

Check if your electric company offers the option of letting you pay the average cost of your usage throughout the year rather than getting stuck with super expensive bills in the summer.


Join a CSA to Enjoy Summer Produce

The summer sun makes for a bountiful harvest of berries, watermelon, peaches, tomatoes, corn, zucchini, bell peppers and more. A Community Supported Agriculture (CSA) program can help you save money on fresh — often organic — fruits and vegetables.

You may have to pay upfront for the entire season’s worth of produce, but buying directly from local farmers means you don’t have packaging, shipping and grocery store overhead costs tacked onto the price.

If you find the weekly haul too plentiful, you can split your share (and the cost) with a friend, or freeze or can the produce to enjoy later.

Find Fun Things to Do at No Cost

Girl reading a book outside on a bean bag.
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Whoever said you had to pay to have fun? Now’s the time for free summer concerts and outdoor movies at the park. Take advantage of the good weather and go on a walking tour of your city. Or spend your free time indoors playing video games or reading a book from the library.

If you think you can’t come up with enough creative free things to occupy your time, check out this list of 100 free summer activities.

Work Out for Free Outdoors

Take a break from all the A/C and head outdoors to sweat this summer, instead of paying money for a gym membership.

Get your heart pumping by using workout equipment at your local park, taking a run around the neighborhood or swimming in the pool at your apartment complex or subdivision — or a friend’s.

If you already belong to a gym, ask if you can pause your membership plan for a couple months. Some fitness centers (such as LA Fitness) may still charge you while you’re away but at a lower rate than the regular monthly fee. That way when you want to return when the weather turns cold, you don’t have to pay an initiation fee as if you had canceled your membership.

Nicole Dow is a senior writer at The Penny Hoarder.