Nicole Dow writes about saving and budgeting strategies such as how to reduce your everyday spending and how best to manage your hard-earned money. She launched The Penny Hoarder Book Club in January 2021 and co-hosted the first book club virtual event on FB Live. Nicole has a been a journalist for over 10 years and is a graduate of Hampton University's Scripps Howard School of Journalism and Communications. Her work has previously appeared in Family Circle, the Neighbor Newspapers, Atlanta Tribune, the Sun Herald and The Frederick News-Post. Nicole is studying to become an Accredited Financial Counselor.
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