The Penny Hoarder | More Money In People's Pockets
Budgeting State of Holiday Spending 2026: 77% of Americans Say Inflation Will Be the Grinch That Stole Christmas Tiffany Connors, CEPF®
Editor's Picks
A woman smiles as she works from home on her computer.
13 Apps That Pay You Real Money: Earn Up to $100 a Day
A group of friends make a toast during a birthday party as confetti falls.
115 Places That Will Give You Free Stuff on Your Birthday
A man smiles as he gets a kiss on the cheek from his toddler.
The 17 Best Bank Promotions of September 2026
Trending Posts
A woman hangs upside down on her bed while looking perplexed with clothes surrounding her.
Where to Sell Used Clothes for Cash: Comparing Online vs. In-Person Options
A woman waits at the checkout counter at Costco.
Is a Costco Membership Worth It? Here’s the Honest Math
A woman looks over her bills while sitting on the floor with her laptop.
9 Financial Setbacks That Actually Won’t Kill Your Credit Score
Make Money
A business woman looks through a magnifying glass.
What Employers Really See When They Run a Credit Check

Robin Hartill, CFP®

A man works in a Target distribution center. He is scanning a package.
Looking for Seasonal Work? Here’s Who’s Hiring for the Holidays in 2026
Passive income ideas
How to Build Passive Income in 2026: 13 Ideas That Actually Work
Save Money
A mother and daughter share a piece of spaghetti as they prepare dinner.
How to Grocery Shop for 2 Weeks on $175: A Realistic Shopping List

Rachel Christian, CEPF®

Person pumps air into their car tires.
Don’t Pay $2 at the Pump: 11 Places to Get Free Air for Your Tires
Salt in a grinder
Stop Buying Extra Cleaners: 26 Clever Ways to Save Money Using Household Salt
Debt
A woman wears a ghost costume.
Dear Penny: My Sister Ghosted Me Over $625. Should I Sue Her?
A credit card sits in a frozen block of ice.
Put Away the Plastic? 4 Ways an Unused Credit Card Could Still Hurt You
Conceptual image of two people discussing a loan
Cosigning a Loan: What It Means, the Risks, and How to Protect Yourself
Budgeting
A woman holds up a mirror to her face to show her eyes and nose off center. This is meant to represent a woman battling with something such as gaslighting.
Dear Penny: Did My Husband Gaslight Me by Refusing to Pay the Internet Bill?
A couple look unhappy on a date with the boyfriend distracted by a text message.
Dear Penny: Is My Boyfriend a Deadbeat if I Pay for 97% of Our Dates?
A man lifts his legs up so his wife can vacuum underneath him.
Dear Penny: Should I Work 3 Jobs to Support My Sweet (but Lazy) Husband?
Retirement
An illustration shows a torn photograph splitting a husband and wife in two pieces.
Dear Penny: Can My Lazy Husband Take My Pension if We Divorce?
A man kisses his wife on the nose as they have tea together on their yellow couch.
Retirement Checklist 2026: 7 Things You Must Do 5 Years Before Calling It Quits
A woman carries her son on her back.
Roth IRA Rules 2026: Income Limits, Contribution Caps and Withdrawal Taxes
Guides
A mother looks over her family's finances as her child colors and draws on paper.
How to Save Money: Simple Steps to Start Today
How to pay off credit card debt: clouds, credit card, flying man, broken credit card and man.
How to Pay off Credit Card Debt in 2026
Spruce Mobile Banking App Review: Mobile Banking App with High-Yield Savings, No Monthly Fee and More The Penny Hoarder Staff
A woman looks grossed out as she stirs a pot of soup with curling rolls in her hair.
Stop Doing These 10 ‘Frugal’ Habits That Actually Waste Your Money Nicole Dow
An adult daughter brings flowers to her mother. Her mother is sitting at the kitchen table.
Dear Penny: Should I Take Out Life Insurance on My 47-Year-Old Mom? Robin Hartill, CFP®
An illustration shows the amazon prime and walmart plus logos.
Walmart Plus vs. Amazon Prime: We Compared Cost, Perks and Delivery Speed Nicole Dow
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