Debt Archives - The Penny Hoarder
Home > Debt
A man and a woman talk with someone about a loan application.
What Is a Personal Loan? How They Work and When to Use One by The Penny Hoarder Staff

Essentials

How to pay off credit card debt: clouds, credit card, flying man, broken credit card and man.
How to Pay off Credit Card Debt in 2026
A woman looks at her phone.
What To Do When A Debt Collector Contacts You
Two people look stressed out as they pay bills.
What is Bankruptcy & How to Avoid It
Young woman and her son at the doctor
The Ultimate Prescription for Dealing With Medical Debt
A graduate looks off into the distance.
Effective Strategies to Pay Off Your Student Loans Faster in 2026

Latest from Debt

A man reviews his bills at his home.
Emergency Personal Loans: How to Get Cash Fast (Without Getting Ripped Off)
A man and wife laugh at their daughter as the man does work on his laptop on their couch.
Secured vs. Unsecured Personal Loans: What’s the Difference?
A woman looks at a bill before paying for it online.
Personal Loan Rates: What’s the Average Today — and Is Yours Competitive?
Conceptual image of two people discussing a loan
Cosigning a Loan: What It Means, the Risks, and How to Protect Yourself
A woman looks out the window while sipping tea and holding her phone.
Best Debt Relief Companies of 2026: Compare Top-Rated Programs
A graduate looks off into the distance.
Effective Strategies to Pay Off Your Student Loans Faster in 2026
Woman has her hands in her hair as she looks at money and receipts.
How Does Debt Relief Work? A Plain-English Guide to Your Options
A woman looks frustrated as a long list of bills adds up while sitting on her couch.
Alternatives to Debt Consolidation Loans if You Have Bad Credit
A man reviews his finances at the kitchen table with his children next to him while his wife prepares food in the background.
How to Get a Personal Loan: A Step-by-Step Guide
A person is handcuffed to a credit card.
What Is Credit Counseling? How It Works and How to Find a Nonprofit Agency
What Is Debt Consolidation and Which Method Is Right for You?
A couple go over finances together at the kitchen table.
What is Debt Settlement and How Does it Work?
A woman kisses her significant other on the forehead as they go over their finances at home.
What Is a Debt Management Plan — And Is It Right for You?
A woman has a pensive look on her face as she looks at her phone with her credit card in the other hand.
With Credit Card Rates Rising, Here’s How to Ask for a Better Deal
A man sits at a desk with paperwork surrounding him meant to represent his debt.
Dear Penny: Who Pays for Dad’s Massive Debt When He Dies?
A couple recline against a giant credit card in their living room.
Do You Need a Second Credit Card? 6 Things to Consider
man looks over contract to pay back money
Dear Penny: Do I Sue My Brother-in-Law for $92K I Paid to Save His Home?
Close up view of chess board with cash and black chess pieces
Should You Save or Pay Off Debt to Prepare for a Recession?
This illustration shows a man swimming up form his debt.
Need a Debt Payoff Strategy? One of These 5 Methods Could Work for You
How to pay off credit card debt: clouds, credit card, flying man, broken credit card and man.
How to Pay off Credit Card Debt in 2026
Load More